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Sell or let
Hi, I have recently put my house on the market but as yet we've had no interest. I have been keeping my eye on the market and unfortunately, no houses in my area are selling at the moment. My wife and I have decided to look into renting the property out if it hasn't sold by the end of the year as we are desperate to move.…
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Long term dilemma!
Since 2009 I've been talking about moving out of my 1 bed flat. It's a real bind actually. I quite like where I live and it meets most of my needs. However, I've realised that my long term aim must be to move from a flat because it's always at risk from noisy neighbours (I've had a few). I've decided that if I move then…
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Low deposit / Guarantor Mortgages - Do they exist?
Hello everyone - my partner and I are hoping to buy our first home, we are getting married in September and hoping to focus on mortgage after wedding. We earn approx 40,000 between us but will have to start saving after the wedding - are there any low deposit mortgages out there, or can a guarantor assist in getting a…
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First Time Buyers
Me and my partner are looking to buy our first house this time next year, we have moved back in with our parents to help save as much money as possible. My partner is a secondary school teacher and I work in hospitality. We would like to obtain as much information as we can as first time buyers ans what the steps are that…
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Single Beds?
My house is currently on the market. I'm about to give it a mini-makeover. Two of the bedrooms measure 9'9"x8'7" and 10'8"x8'7". Each will take a double bed with two bedside tables on either side. One currently has two single beds instead (historically, used for two young girls sharing the room at the weekend). In general,…
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Please comment on this conveyancing quotation
I am FTB and I have got this quotation from 1st property for property value of £181,00 in London Lawyer's Fees: Legal fee 335.00 Mortgage fee 40.00 Stamp Duty Land Tax fee 30.00 Additional Costs: Local/Water/Enviro searches, 265.00 Land Registry fee 200.00 Stamp Duty Land Tax 1810.00 Land Registry searches 23.00 Chancel…
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Unscrupulous Estate Agent Using my House To Market His Company
Please help me! I've called the Citizens Advice Bureau (numerous times!!) and Trading Standards STILL haven't called me back. I was with an agent last year (up until January) in order to sell my house as I have to move closer to Mother to help her cope with a new diagnoses of Alzheimers (and approaching GCSE year needed to…
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wain homes deals
Hello I have posted on here before for some advice me and my wife have been looking at new homes and we have found Wain homes are selling a property near chorley in lancashire for £425K we have a house to part ex which has been valued at £180K- has anyone got any good deals off them before I dont know how hard to push them…
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Opinions on whether to sell and rent
Hello all. I'm hoping for some people to give me advice based on previous experiences whether it's worth selling my house and go into rented accom.I've been looking for a new place since October last year but not found anything. I have an offer on my house and not sure whether to accept. It's hardly an earth shattering…
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Cheapest place to get EPC
Hi Putting my house on the market, whats the cheapest way to get an EPC. Estate Agents have quote £78.00 including VAT.
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FTB - PRC property
We have found our dream house and have put in an initial offer £5k below the asking price which has a good chance of being accepted. However the house is a unity house and we have been reassured that a full refurb and repair job has been done with no expected additional structural work to be done. We are still waiting for…
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Moving Bathroom Upstairs?!
Hi, We're currently looking at buying our first home but the one we are interested in has a downstairs bathroom which we would want to move upstairs. The upstairs bedroom which we are thinking of converting has a small toilet next to it. Will this make it easier to put the bathroom upstairs as we can just extend the…
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Accepted an offer - what happens now ???
Hi everyone We put our house on the market 9 weeks ago and we have accepted an offer today :j The buyers have a cash buyer purchasing thiers and we already own the house we are moving to, so i was wondering if anyone has any idea what will happen now ?? We have never sold before so im not sure what happens now or how long…
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e surv touting for business
My buyers lender had the valuation carried out on my property a week ago and used e. surv When I got home today there was a message on my answer machine from e.surv, asking me to call them. Fearing there had been some kind of oversight I called them back, only to find all they actually wanted was to try to sign me up as a…
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Rent a Room and utilities / bills
Hi I'm looking at renting a room in my home and am aware of the Rent a Room Scheme that allows you to receive £4,250 a year in rent tax free. This equates to around £354 a month. I'm aware that under the scheme you cannot deduct expenses which I assume means if I include bills in the rent, these cannot be deducted under…
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Housing Benefit - Sheffield Benefits Service - Been waiting since 6th Feb 2012
Hi everyone This is my first post here so please be gentle with me. I put in a new claim for housing benefit on the 5th Feb 2012. I am a single person renting a 2 bedroom flat from a private landlord. I've been on JSA looking for work since 5th Feb 2012 (Only the second time I've been out of work since I was 16, I'm 29…
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Agent chosen, photos next!
Hi all Thanks to this fantastic site I have got what I feel to be a fantastic deal with an agent - upfront fee £180 (others were £220+, flat selling fee off £1000+vat,(others were 1%) then the agent has agreed to reduce this final fee again by what we paid upfront ;-) Any how we are now preparing for the photos and was…
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Removals Insurance
Hi, Does anyone know of any good temporary insurance policies that will insure my contents while they are in transit (we're moving ourselves with a borrowed van). I phoned my current contents insurer (Halifax) and the insurer of the new property (Co-Op) and neither of them will insure it in transit unless it is a…
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Potential house in negative equity
After all the waiting and worrying about mortgages and survey we are finally in a position to exchange. My solicitor has today found out that the house is in negative equity. My solicitor has said that the sellers are trying to sort it out and that she'll let me know when she hears something. Me and my wife are panicking…
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Becoming an LL for Student Lettings
Since my time at university I have seen the 'gold' in student lettings and room renting. I could not do very much about that whilst a student and even less so after graduating however i am now reaching a stage where I believe i can set the wheels in motion and look to purchase a property on a BTL mortgage and begin letting…
