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HSBC and Countrywide - nightmare!!!
I appreciate that many have posted on this unhappy combination - this is my sorry tale that confirms that nothing has changed:mad: I have a buyer who unfortunatly selected HSBC as his lender, what should have been a straight forward transaction taking a conservative 4 weeks (no chain just a simple house purchase that has…
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Some tips & help would be much appreciated!
I'll try and keep this as simple as I can. Basically, when I was 16, I was at college, but after the first year had to leave to move to France because of my dad's job. I have been here 3 years now, I'm nearly 20, and have decided to go back to college this year (September) because I desperately need to do something with my…
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letting agents and referencing agencys
hia. we're due to move out of current rented house in 4 weeks time and have found another property we'd like to move into. the issue we've got is that our relationship with current landlord has completely broken down and am now concerned about him giving us a dodgy reference when asked by new letting agent for new house,…
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Big Deposit, Agency Contractor, Bad Credit!
Is it possible to get a mortgage as an agency worker? I work for a large international company and I have no end date for my contract (some people have been here 10years or more on contracts!) I have the option of going self employed, would that make it easier to get a mortgage? I have a large deposit (75k) but my credit…
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Buying an Ex Local flat. how do I know theres no impending building works
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Need to get rid of my house. Help
I am currently in a relationship that I need get out of. We have a mortgage and have been living in current property for over 10 years. The house is in need of remodernisation and redecoration. Have no money to do this, plus he has done nothing for the past 10 years so dont expect him to now. Do I put it on the market and…
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Moving out, how to settle bills
Hi, I'm a student moving out a shared 3 bedroom house where both my housemates are staying on. I need to settle up gas and electric but we don't have a meter (apparently) and my housemate whose registered wants to wait until the next bill which will come after I move out. Obviously I don't want to pay more than I have to…
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Problem with oil boiler in rented house
Hi all, am a long time reader on these posts and have picked up all sorts of useful info so just wanted to pick your brains about this. I'll try and keep it short. Moved here in Feb 11 and in March problem with heating/hot water - there wasn't any. LL came round and showed us how to repressurize oil combi boiler so hubby…
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Japanese knotweed - ?????HELP! please
Hi all a few days ago we viewed a house i would love to buy - im a first time buyer and desperate to get a foot on the ladder! the house is priced waaaaay below whats its worth , we found due to there being japanese knotweed in the garden and 2 roof trusses removed. having researched the knotweed, it would seem i wont even…
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Final months rent/deposit
I have given my notice that I'm moving in just over a months time so should be paying my last months rent tomorrow (then recieving the same back from my deposit a month from now). Until the last few days my intention was to do exactly that however after a bit of a disagreement with regards to him wanting unlimited access…
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Roads retention being used to complete road works.
We are finally after almost six years getting the roads surfaced on our developement. Part of it has been covered by a Section 38 and two cul-de-sacs not, us living in one of them. Twenty houses are not covered so having to pay for this, six of those including us had retentions as a sort of insurance against this cost.…
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Landlord insurance
Can anybody recommend any good landlord insurance providers?
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Sealed bids
I have eventually sold my house!!! Less than I actually wanted but to a cash buyer and at the minimum price I'd set for myself. The sale is going through without any problems. I have now found a house I'd like to buy. It's a total renovation project and will be a cash purchase. As it's a really popular area and places like…
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No ££££ after selling my flat
can anyone help? I sold my flat on the Friday 1st june, keys handed over but no money showing in my account! Call my solicitor for them to say due to the jubilee money wont reach my account till 12th june and thats only if i pay £20 charge. Could they of not of made a CHAPS payment on the friday 1st june for it to be in…
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Timescales for Vendors to sell within
Hello, Are there any timescales in which a Vendor has to complete within (I suspect not) If not how does one "hurry" them along? I'm both selling any buying. I have a first time buyer (thus don't want to lose them). I've had an offer accepted on a property - but I believe the vendors are looking at a property which…
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Website for Lease/tenancy documents?
Hi, Does anyone know of a good website where I can get a lease document set up? Ideally I'd want a one-off payment for just the one contract. Can anyone recommend a website? JD
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refused a mortgage
Hi all!! wonder if anyone can help me? My partner and i applied for a first time mortgage a few weeks back from an independent lender this took ages but he kept saying its looking good. After weeks of stressing he said i have a default on my loan (this is the only loan i have which i pay every month!) I investigated this…
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FTB Advice
Hi everyone, We've finally found the house we want to buy, it's on a big estate which was built in 2005/6. It's priced at £164k, and has been on the market since the start of April. The owners bought it brand new for £178k in 2005. There's another almost identical house for sale on the same estate for £165k (bought for…
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What appliances are expected in a kitchen upon sale
Hi all What would you expect to be in a kitchen of a house you are buying in terms of appliances. I am asking as we are currently putting in a new kitchen in a house my OH has been renting out but, for one reason and another we now need to sell. I was thinking a kitchen should include a oven,hob and fan. The next query is…
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What do you think of this one?
Was considering putting a bid in on this one at the auction later this month, and would welcome your thoughts: http://beta.a-r.co.uk/current-auction/lot-details?LotID=652696&au=&LotNumber=1&LotNumber=20120620 I have no idea as to the condition of it, yet. It just caught my eye, but I certainly will be popping in for a…
