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How do I settle?
Ive had my house on the market twice before without any success of selling. Basically we just cant find anywhere to move to within budget to make it worth while. Ive seen some houses in a less desirable areas but doubt it would work practically with schools etc. I know deep down that I probably wont be able to move but…
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Character or size. Whats more important?
Dilema - size or character Character = 2 bed & smaller garden Size but 1930's style = 3 decent size bedroom & garden Confused!
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house is heaving
hi all see if any one can help.. found out a week ago that house is heaving not subsidence, where the foundations are not deep enough and the house is going up and down from the clay.. the nhbc are doing all the work and have insurerd us they will take care of all the cost and rehome us while the work is going on... but my…
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FTB help
I have been looking on right move and seen a nice house that would be suitable for me, Its on the market for 129,950, this is however outside of my price range and top end of the price range for that area but it is listed as priced for a quick sale When I look on Zoopla it estimates the value of the house to be around…
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I've read through the other repo threads but can't find my answer
Fistly a quick overview. The house I want to buy started off as an assisted sale. My offer was accepted by their bank just over 4 weeks ago. Their agent told me that from then on i would deal with the owners as far as the contract etc was concerned. After just over a week of my offer being accepted, I'd not received any…
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What rights?
Basically , I am not sure where to put this and if it is in the wrong place. I am worried about my mothers situation at the moment. My mum and dad split over 20 years ago but stayed married. My dad gave me and my brother 20k at that time so I believe that is safe now. My dad isnt very well but out of the blue asked for a…
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Deposit not in a protection scheme
Hi guys. First things first I'm out of the country ATM so may not be able to reply until I can get a wifi connection somewhere, I'm not one to post then disappear. I've also posted this on another forum but thought MSE would know more about it. My problem is that I don't think my landlord has put my deposit in a scheme. I…
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Wrong property images in bank's survey report
Bank has performed basic survey for the property I am in the process to buy. I have to incur the cost of it which has £250. I am really not happy with the survey because they have not highlighted the dampness issue. Another issue is although they have all the details of the property correct but the images of the attached…
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buying my rented house do i need a deposit
I have been renting privately for 6 years @ £500 per month.. I have been told through word of mouth that I could approach a lender and they would not require a deposit from me, is this correct? We are 47 and 49 yrs old and work full-time with a joint income of £34,000 burt have no savings. I don't think anyone would lend…
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Anyone used a mortgage broker?
I'm a prospective FTB. I have a good deposit and have just had my civil service job confirmed as safe. My friend suggested contacting a mortgage broker (London and Country) they had used. I had a general chat over the phone, but as I hadn't even started to look for a property it was only general guidance they could give…
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Spring Market
I know that it wasn't realistic to expect a massive boom in the number of properties going on the market this spring, but I'm genuinely shocked by how few properties are available in my area. Is this pretty much the same across the country? Within a 5 mile area there are literally only 2 or 3 properties I would view, and…
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Putting your life on hold...
Please explain why this statement is trotted out to define what it is to rent. I sold my house nearly 3 years ago by pricing realistically. I did this because aspects of our life were changing, we were relocating to a new area. If anything, we were pressing play. Since then, we have opted to rent, firstly due to falling…
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fixed fee estate agency- good or bad?
Hi We have had 3 EAs round to value our flat and 2 charge 1.5% marketing fees (plus solicitors fees, advertising fees, home report etc) and the 3rd has all the other fees but has a fixed marketing fee of £600. Obviously, this is the cheapest and could save us a couple of 1000 nearly but does anyone have any experience with…
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Permission from bank for renting! HELP PLEASE
I am after any advice please. I live in UK and I rented my house out about 18 months ago without getting permission off my bank. I've heard all kinds of stories that my house could get repossessed and I am now worried sick, but I really want any advice on my next move. I'm with northern rock and haven't missed a payment,…
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Does this mean they're kicking me out?
I've been living in my current rented flat for coming up three years. Each tenancy has been for a year and has gotten renewed each time. My current lease is due to expire in June. 3 weeks ago I emailed my letting agent to ask what the landlord's intentions are for the coming year. No reply. I sent a reminder to my contact…
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Just been approved on a mortgage
Wow, wasn't expecting that. Not just an approval in principle either, but the broker made it a full application so all I need to do now is "find a home" Is it possible to do such a thing ahead of finding a property? I always thought that a full application could only happen when you had found somewhere. It's an appalling…
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house purchase - finding out what probate valuation was
Hi, I am renting and have asked the EA if the landlord will sell (knowing that the LL has just sold another property). I have put in offers for another property with EA that I didn't get. Funnily enough the answer has come back that the LL will sell for, co-incidentally enough, the same price as I offered on another house.…
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Good Realtor in croydon?? (moving overseas)
Can anyone recommend a good, reliable realtor in Croydon via whom I can rent my property? I have to move overseas for work and really need a good realtor who will look after my property and tenants! Has anyone been in this situation and can you please help?
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Putting a note through the door
Hi everyone! Once we are ready to actively go house hunting, the first thing we are going to do is put a note through the doors of a couple of properties that were on the market for ages but were taken down (not sold) a couple of months ago, to see if they would be prepared to sell privately (I know there might be issues…
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What to do next
This time last week everything was fab. Sold our house in two weeks and had an offer accepted on the house we wanted after a battle with another buyer. Then a valuerer undervalued our house by £20k because of blo**y nethouseprices.co.uk (2 houses on our street were unusually low in price due to being nearly derelict so he…
