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Indemnity Insurance for Kitchen Extension.
We are currently buying a house which has a kitchen extension. The extension was built before the current owners bought the property, pre-1999. Planning permission was given for the extension but the Building Regs were never signed off on completion of the build. This is because an extractor fan was not fitted at all as…
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Free legal advice --- problem with landlord
Following the advice of pinkShoes I have edited my original post. So here's the problem I am having: We have moved to this house more than 2 months ago and we have decided to come to this house because the landlord (who's staff of the estate agent) agreed to put a shower in for when we moved in. However, when we moved,…
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Giving the estate agent a rocket deal
Having read Freakonomics, I remembered what the authors had to say about Estate Agents and their incentives verus the interests of the vendor So once I was comfortable with the valuation, we agreed the following structure £700k - £725k 1% Over £725k 10% on any amount above this level In addtion, fixed £1000 if we agree…
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Free legal advice by email
Hello Everyone, I am in need of some free legal advice relating an issued with my landlord. As the problem is quite a long story, I would like to ask for legal advice by email so that I can explain all the details at once and don't forget anything that I have to say. However, I just can't find anywhere to ask for advice by…
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Big bill from council - Who's responsible?
Hi all Just having a major issue with drainage at the property I rent out. Apparently they've had an ongoing problem with a drain blockage that I've only just found out about. My previous tenant (who died unexpectedly before Xmas) had chosen not to inform me about this, so the first I know about it is when I receive an…
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New build at 200, should I offer 170?
I'm now in the process of selling my current house. I want a new build house that is on for 200k, will I get away with offering 170K? I've decided to wait until this house is sold so I'm in the strongest position but not sure what to do. Help!!! Mongy
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Has anyone used a quick sale website?
Things are moving quite fast for me with a new job offer on the horizon.. I accepted it.. and have a 1 month notice to work.. I wanted to sell my property quick and get the best price.. I have been looking at these quick sale websites... and some offer a sale within a month.. it is not the best offer... because the loss is…
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Rental Property - Notice has been given to tenant
Just looking for some advise/guidance: - I have rented my flat to the same tenant for the last 3/4 years. However due to a change in my own personal circumstances am now looking to move back into my property. The tenant was served with notice at the end of Jan using the 6 month break clause in the agreement, with a date…
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Gas safety check fiasco
Hi Wondered whether anyone can offer advice. I rent on an assured shorthold tenancy from a "social" landlord - housing association. Every year without fail they muck up the gas safety check, causing me to take time off work not once but twice. There is a history to this due to previous tenant not organising to let them in…
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Estate Agents - Online vs Traditional
Hi On the verge of putting our house on the market and currently evaluating costs. Traditional estate agent fees are huge even after following all the haggling tips. Looking at the online agencies they certainly charge a lot less but are they any good?? Anyone out there got any experiences / advice they can offer?? Thanks…
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renting my flat
i have my own small company and draw a small salary from this and was wondering if i could rent my propety to my company as a way of drawing additional funds from my company to cover the mortgage and remain living in it?
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fixtures & fittings lists - are they binding before exchange?
We've received a F&F list that states that most items in the kitchen are to stay. We've just viewed the property again to find that many of these items have been removed. Are F&F lists legally binding, even before exchange? Admittedly, the kitchen goods were old but we were counting on using them before we extend the…
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Offer on place
I made an offer on a place last Friday about 10% below asking price, I'm a cash buyer Early last week when I went to see the place the estate agent was going on about a reasonable offer probably being accepted. When I made the offer on Friday he told me that the seller wanted the asking price and wasn't willing to…
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Exchanged on our new flat today
Which is very exciting for us! We offered in the first week of March, and were ready to exchange a couple of weeks ago, but the solicitors spent a fortnight worrying and faffing about a missing 15 year old building regs certificate. Bit scary, but great, too.
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Increasing Deposit During Mortgage Application
Hi Guys Does anyone know if its possible to increase your deposit once you've started your mortgage application? I.E start application with a 10% deposit and increase to a 15% deposit prior to completion. Its looking like i may have to offer a lower deposit (10%) than what i wanted (15%), but should be able to increase the…
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It looks like i'm going to be evicted... :-(
I hope it's ok to post here about this....i'm just in shock. I came home from work at 9pm tonight and there's a letter from the estate agents, i have two months notice to leave. They will be erecting a To Let notice immediately. So my landlady is going to re-let.... This is a landlady that appeared at my father's funeral…
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Buying: which 'searches' take the longest?
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mortgage on valuation not sale price
Hi, I read in a forum here that if its a family sale to another family member, its possible to get a mortgage against the valuation (which was higher) than the sale price. Can anyone advise re this? Cheers, Juliet
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more managing agent woes!!
I am getting increasingly frustrated by the management agent. The management agent is a company that is set up by the developer of our building. Year on year their charges go up but the service suffers. The intercom system I found out today is owned and rented by a company (lets's call it X) that is owned by the developer.…
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no chain how long to complete?
Hi Just wondering how long it will take to complete the house move. We have put offer in on house about a month ago which was accepted, morrgage has been put in place and accepted paper work is through and signed. I have recieved copies of the land and things regarding the driveway entrance etc which is all fine. just…
