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claiming a refund from a website
Apologies, not sure where to place this on this site - it's related to a website that belongs in this section forum but is really more about rights related to paying for online services. I recently tried to advertise a room on fivenights. com - I was disappointed with the level of service - I emailed with a question…
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Rent to buy
I currently rent to buy from my local housing association, owning 50%. I'm looking to buy more of the share, i've been informed if I own 75% or more I would not have to pay rent on the remaining amount. Does anyone know if this is the case?
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Draft contract - why?
I've had an offer accepted on a house, had all the searches done, had the valuation and survey done, and have received a mortgage offer. I've been given a draft contract from my solicitor but I'm not really sure what the purpose of it is. Does this tie us into anything? All it really has on it is a page of info about…
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Chancel repair liability - what cover
I got back the results of my chancel search today and found out that my house is an area "which continues to have a potential chancel repair liability". My solicitor has said that they can provide me with chancel indemnity insurance which covers the property for 35 years and would be a one off payment of £57. What does…
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Contents Insurance from a lodger's perspective
For work, term time, I rent a room in a house with a resident landlady and some other lodgers. I need to sort out contents insurance for the possessions that I keep there. (If this should be on the insurance forum then please do move). I've tried the online comparison websites but none seem to cope with the concept that I…
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First Time Buyer - Advice Needed
OK, so i know a little bit about buying as i was an estate agent before but its alot different when you are the one buying! My partner and I have seen a house that is spot on today. Price is £120,000 and its prob 15-20 years old. We are first time buyers currently in rented (for last 1.5 years) and so far we have £11-11500…
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homebuyers survey & electricity safety
Hello! We have had an offer accepted on a house we love, there was another couple going for it so we had to effectively bid up to the max we could afford. We have had a homebuyers survey done which states the building is fine but the electrics/gas/heating haven't been recently checked or serviced and we have been advised…
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Urgent advice please - making offer on house
Hi fellow Moneysaving experts, Can you help me with the following. Seen a house today which we really like but the estate agents received an offer yesterday. The house was on the market last year and didn't sell so has been tenanted for last 6 months and has just been re-marketed (in last few days). We've been looking for…
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A Landlords Guide to Renting
I couldnt sell my house in the current climate and im desperate to move. So ive decided to rent my house out (im moving in to a caravan on mums drive until i can buy a house) im renting it through a company who takes 10% commission and the guarantee the rent and project manage it. i needed a company as i dont know anything…
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Would you get the Electrics checked on a purchase?
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What is a reasonable offer on a new build £550k (no chain involved and cash buyer)?
We have seen a house we are very interested in buying. It's a new build but not yet built (the site is currently under construction). But help! How to negotiate a bargain?? The house is £550k, we can't go higher than £500k as we don't want to incur the next level of stamp duty; but are we being unreasonable to hope to go…
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Renewing tenancy with no break clause?
Hello Everyone! I've been renting for almost a year and the agents have told me the landlord wants a "straight 12 month" contract for the next year. I thought renewals had to include break clauses? Or is this considered a brand new tenancy under fixed terms in this case. Are they allowed to do this? Many thanks for any…
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House bought in Dec for 10k less than asking price
Hello there! My other half and I are first time buyers and have looked at 5 properties (all one-bed houses or maisonettes). We looked at one today which seems really well priced and has had kitchen, bathroom and decorating done recently (all but one of the others we have looked at have needed new kitchens/bathrooms or…
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Definition of a Public Highway
Hi everyone, We live on a farm conversion of 10 properties and they are accessed via a private road that was built 6 years ago to serve the properties (that will never be adopted by the council) . The road is owned by a management company of property owners and each owner is responsible for a percentage of the roads…
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Mother transfer house to son to avoid scams...
Hello I've read a few threads on the forum about parents wanting to transfer their houses to their offspring for a number of reasons, but not this reason so any advice would be gratefully received. My boyfriend's mother suffers with a brain injury and only in the last few years had we realised that she was falling victim…
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Lowest deposit on buy to rent possible? and is it worth it?
After five years in my first flat I am now looking to move somewhere bigger, and move in with my girlfriend sometime within the next year. I am in quite a good position with the flat as valuation would be potentially as high as 180k and outstanding mortgage is currently 115k, say for easy maths 110k when I get round to…
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Vendor wants their stuff back!
Hi all, The person we bought our off a couple of months ago has put a note through the door asking for the stuff back that he left in our loft (guitars/skis etc). The estate agent said it was legally ours as we ‘inherited’ it all when we bought the house, so we were looking forward to flogging it all on ebay! He contacted…
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Waiting times on a repo
Hello, We have just had an offer accepted on a property, however this is a repo. They have told us we must exchange within 28 days. I am slightly worried because searches can take some time? What will happen if my solicitor cant sort it in this time frame? I have heard a lot on here about average times taking 8-12 weeks
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Need help and advice
I am having major issues with the people I was renting a flat from here is the email i sent them and their response I am looking to know where I stand legally and what rights I have any questions or further info you need please just ask I am desperate there is no way I can afford a further £800. My email to them, To whom…
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Big Headache with Ex & House Sale........
All Im really not sure where to put this.......... apologies if I have posted in the wrong place. I have submitted a request for advice on the Mortgage forum a few months ago ...... it read: March 2007 - bought house with fiance for 100% mort for £175000 with a £12000 unsecured loan amount to make up the purchase price(…
