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Contents Insurance from a lodger's perspective

littlemisslogical
littlemisslogical Posts: 37 Forumite
in House buying, renting & selling
For work, term time, I rent a room in a house with a resident landlady and some other lodgers. I need to sort out contents insurance for the possessions that I keep there. (If this should be on the insurance forum then please do move).

I've tried the online comparison websites but none seem to cope with the concept that I am a lodger. I'm off to see an insurance broker tomorrow but wondered if anyone had been able to find a quote online.

Thanks for reading.

Comments

  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    littlemisslogical wrote: »
    For work, term time, I rent a room in a house with a resident landlady and some other lodgers. I need to sort out contents insurance for the possessions that I keep there. (If this should be on the insurance forum then please do move).

    I've tried the online comparison websites but none seem to cope with the concept that I am a lodger. I'm off to see an insurance broker tomorrow but wondered if anyone had been able to find a quote online.

    Thanks for reading.
    I suggest you post there.
  • Paul_the_Painter
    Paul_the_Painter Posts: 764 Forumite
    Policies (and insurers) aimed at students should be able to do you a policy. Endsleigh used to such policies when I were a lad.
    Unless it is damaged or discontinued - ignore any discount of over 25%
  • littlemisslogical
    littlemisslogical Posts: 37 Forumite
    edited 21 April 2011 at 5:50PM
    Will have another try with Endsleigh since others have had more success.
  • 00ec25
    00ec25 Posts: 9,123 Forumite
    1,000 Posts Combo Breaker
    you should try here

    most tenant's policies will cope with you being a lodger

    BTW Endsleigh sell policies to anyone, not just students
  • Sharon87
    Sharon87 Posts: 4,011 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    00ec25 wrote: »
    you should try here

    most tenant's policies will cope with you being a lodger

    BTW Endsleigh sell policies to anyone, not just students

    Yep Endsleigh have tenants insurance, might be worth a look, not sure if they cover lodgers to, but go through the form and see. I'm with Endsleigh in my shared house.
  • littlemisslogical
    littlemisslogical Posts: 37 Forumite
    Thanks for both of your replies - will keep looking!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Endlsleigh used to ask for lockable door for a policy. Some owners agreements dont cover lodgers if they have a lock on the door ( go figure)

    CIS will allow for lodgers as standard ( well they did about 2 years ago)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • littlemisslogical
    littlemisslogical Posts: 37 Forumite
    Thanks folks, it has finally been sorted! I didn't think being a lodger was such hard work!
This discussion has been closed.
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