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Planning Permissions on Leasehold?
We have just discovered that the property we are looking to buy had planning permission granted back in 2005 for a single storey extension to the side of the property to incorporate a single garage, storeroom and extension to the kitchen with a conservatory on the back. The current owners decided not to bother with the…
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Are we being unreasonable?
Our current attempted purchase is only the second house I've ever bought, so I'd appreciate some other peoples thoughts and opinions on this. I recently posted re. lack of building regs certificate for the recently installed boiler. After discussing with our solicitor he said he'd have one more try asking the sellers for…
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How long am i supposed to wait ?
Offer accepted three weeks ago. Survery everything carried out. Just waiting for solicitor to begin work, but waiting because the vendors are only selling if they find another house. They've put offers in for houses i'm hearing, but i've heard nothing sinse. Estate agent just remains positive, but he would. Am i just be…
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Buyers not able to come up with cash - Scotland
I'm due to finalise the sale of my flat in a few days however just received a letter from the buyer solicitor to say the couple buying my flat are still desperately trying to sell theirs. They have apparently reduced and fixed the price of their flat and are attemping to get a bridging loan to cover. My solicitor however…
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Selling 2 houses same time.
Hi there, im writing for my mum, we live in the uk, we need to sell 2 houses, we were renting one of them but now we need to sell up, my mum is single working, i live with her "her son" age 20, shes worryed she was told, if she sells both. she will get taxed 40%!! just cause of selling both in same year, please could you…
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Part buy part rent problem
Hi, I have been offered a lovely place to rent which is being kept for us for only a few months...but i cant sell my part rent part buy property.....is there anything i can do even if drastic but obviously legal so as i dont lose what i consider a once in a lifetime opportunity ? The housing association wont buy off…
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New House Aerial Question
Hi, I've had an offer accepted on a house and I'm just thinking about the TV arrangements. The vendors have a SKy dish, I've never had one and don't really want one (Freeview does me fine) but they did say that there was also a normal aerial socket for the TV . I'm just wondering. I notice that there is no visible aerial…
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I have sold my house in France - Help
We have sold our house in France and now we have got the money from it in Euros in a Euro account with our First Direct Bank. Does anybody know which is the best bank/company that has the best rates for us to change the money back to British sterlins? Any suggestion and help is very much appreciated. Kind regards
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Exclusive access to garden of ground floor flat
I am in the process of a buying a ground floor flat, in a semi detached house that has been converted into two flats. The ground hold flat owns the freehold for the whole building, the upper flat has a lease. There is a driveway and lovely rear garden with this flat, and the vendor told us when we viewed the flat that the…
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New build - would you?
We keep changing our minds as to what we want to do property wise but the latest solution is to do a part exchange on a new build to get us out of the city. I think new builds have a stigma attached to them which does worry us so was wondering if any of you would buy a new build or have recently? The company selling are…
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stamp duty mitigation
Has anyone used this to reduce stamp duty I have been contacted by solicitors & estate agents about this I thought this was illegal with tough penalties Is the goverment allowing this to kick start the housing market ?? I posted this a while ago but I have lost the thread
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Advice on collecting debt owed to me for house sale
Hi everyone, I need some advice please! I live in Scotland and around 4 years ago I put a property in the centre of Edinburgh on the market. After a few viewings, I had an offer. Great, so the proposed buyer went down the route of the offer, acceptance, finance etc and we got an entry date set and the missives got signed.…
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First house buy
Hey all, iam looking at buying my first house, i viewed one on sunday which isnt on the market, no home report yet - if i say im keen he will get one done. iam just wondering what questions i could ask before i make a desicion? im kinda stuck, viewing was good, its an older house which has had an extenstion. oil fired…
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Mortgage Credit check a month behind?
Saw a mortgage advisor earlier today, all fine. I have the final payment of a loan to make mid-april and so I hadn't mentioned this in my outstanding commitments when we were looking at borrowing limits (we haven't seen a house we like yet). Mortgage advisor said that the credit check sites (i think she said they used…
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My Saving log
Hello all, Here goes, my name is Sylvia and unfortunately 28 years old. I have been saving for a while now for a deposit (FTB) and I intend to purchase my first home on my own, hopefully by spring 2013:eek:. Originally I wanted to buy this time next year, but with the recession and working in the public sector, I need to…
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mortgage company want full months bank statement
hi, our mortgage appplication is going through fine i sent what they requested (bank statment showing wages paid in and mortgage coming out) our credit score rating was very good (according to financial advisor) today they have taken the valuation fee and arrangement fee (paid with debit card) and i have rang bank to order…
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cost of gas maint certificates - included or over and above monthly management charge
Hi Can anybody confirm if the cost of arranging and sourcing gas / energy perf certificates is included or over and above monthly management charges paid to a letting agency? The literature is quite confusing in this area. I have all certificates as per previous tenant so i'm tempted just to pay tenant finder fee and…
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Converting residential mortgage to Buy-to-Let
Please help! My husband and I are emigrating, and want to let out our flat rather than sell in this market. When calling our existing lender (Halifax) we were told that, as we had come off our fixed rate and were now on the variable, we'd need to convert to a Buy-to-Let rate and provided quotations. I've also looked…
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27 questions!!!
Well my buyers solicitor finally ot in touch with my solicitor with his enquiries and there are 27 in total. I only got asked 12 of them so assume the solicitor could answer the rest, but OMG extreme or what?? They were things like 'can you confirm you will inform United Utilities of change of ownership' and 'Can you…
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Reasonable steps to prevent condensation?
Help! My landlord has caused us nothing but trouble since we moved in (long story, which I won't go into here. This is just the latest issue in a long line of problems. I noticed about 6 weeks ago that the paint on the bathroom ceiling was 'bubbling' quite extensively above the shower. It wasn't doing that a couple of…
