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Accidental landlady, or "How I made £200k"
So many problems and failures on this board, thought everyone might like to be cheered, entertained or maybe even inspired by my story. So grab a coffee and hear how I fell into a career as a professional landlady by complete accident. In 1996 I owned no property. I had been living with my boyfriend in his flat, which he…
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Can I take my lodger to small claims court?
On 25/02 I had a new lodger sign this agreement: http://i851.photobucket.com/albums/ab80/Talyad/Screenshot2011-03-28at172723.png http://i851.photobucket.com/albums/ab80/Talyad/Screenshot2011-03-28at172735.png To move in on 25/03 for a minimum of 6 months. On 25/03, after I'd given him the keys he sent me a text saying 'I'm…
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Is completion day always on a Friday?
We've just been advised by our (very slow) online solicitor that we can exchange once we've sent documents back. Yippee!! So we're looking for the earliest possible completion date. I think we might be cutting it fine to complete this friday but don't really want to wait until the following friday unless we absolutely have…
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Building regulations, chimneys, and indemnity insurance
Hello I have quite a predicament and hope you can help? I bought a modernised ground floor flat back in 2004, as a leaseholder. It's part of a victorian converted building that was converted some twenty years ago. The modernisation of my flat was completed in 2004 by the freeholder of that time. The modernisation entailed…
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Graduate moving to london
I finish my degree in June and have accepted a Graduate job in london, as a student I have yet to experience council tax and other such costs of 'normal' living. I am lucky enough to be leaving University with only £6k of debt (including overdrafts and credit cards). The job pays £19k a year in addition to a quarterly…
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Compulsary purchase - help
Hi, Just after a bit of advice. Basically we have agreed the sale of our house and the purchase of a new house (all going through at the moment but not completed). My wife has just been speaking to a neighbour who attended a meeting regarding the re-generation of our area and it seems the council are planning on…
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Probate
I,m buying a property that we are waiting for probate to be given before we can exchange. Probate has been applied for to the courts/probate office. Just wondering how long it takes to issue the probate so that the solicitor can sell the house.
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Tenant ending AST
Hi all I've had a look through old threads on this topic and am slightly confused as there's seems to a be a lot of conflicting information - similarly on various government websites and Shelter's site. I am living in a flat under a 6-month AST. I was under the impression that I didn't legally have to give any notice to…
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Ex-vendors keep wanting bits from the house they sold to me!
I let it go for a while but i'm being pestered by the woman whose house I bought recently as she keeps wanting to collect bits she 'forgot' when the couple moved out. So far they've taken some garden ornaments. There is some mail for them so i'm happy to hand that over. However, now she wants an aerial booster and some…
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Desparate to get out of mortgage with ex...
Dear All, After being a lurker for quite some time I have found myself in a situation where I am at my wits end and I need help...so here goes... I got a mortgage with my then boyfriend on a flat in London. Its a leasehold (RTB from the council) and we are tenants in common. Basically I didnt want to get the mortgage in…
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'Out of Town' Solicitors?
I am 2 months into selling my leasehold flat and I called my solicitor today for an update and he said the only thing he was waiting for was some documentation from the council (who owe the lease) as the documentation already provided by them was not good enough for my buyers solicitors because they are not based in the…
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Selling without estate agent
An ex tenant has expressed an interest in buying my house he use to rent. what steps do I need to take now with regards to solicitors and getting it valued? Your advise is gratefully received, thanks in advance.
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Tenant in Areers Help
Hi can anyone give me any advice, my partner rented out his property in oct 2010 on a 6 month SH tenancy. He was given a deposit and 1 months rent in advance. The tenant then missed a payment in dec to jan and again in jan to feb, he then caught up with the jan to feb payment but still owed the dec to jan payment, he has…
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Husband won't move out of house, though it's not in his name..suggestions?
Hello all, A friend is having a problem with her husband not moving out after they've split up, although the mortgage isn't in his name. What can she do? Basically she bought the house around 14 years ago herself, then met her husband who moved in around 8 years ago. They've not seperated although not yet diveroced,…
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Receiving money from sale of property abroad
Hi, I am in the process of selling an apartment I own aboard (within the EU) and was wondering if anyone knows of good reputable firms that would offer the best rate when receiving money? Thanks, Mark.
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UPDATE: Full Survey - changes needed from seller - how to go about it?
UPDATE: I have now had the full survey done and a few key things have come up: 1) Damp in the walls - has been injected before, but didnt take, so suggested that they should have a guarantee 2) Boiler is leaking so needs repair 3) Chimneys need repointing/flashing 4) An electrical wiring test was suggested as they saw an…
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Dedication agreement
Hello all, Looking for some advice. I am planning on buying a house, but during the searches I have discovered that about 50% of the front garden is subject to a dedication agreement to the local council (the land was originally planned to be used to widen the road). The agreement dates back to 1938 and has never been…
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Are these restrictive terms?
My son and partner have recently found a flat they wish to rent and have paid £240 for the necessary financial checks. The EA's part is finding tenants with the LL managing the property. Following payment of the sum stated the LLs asked to meet both my son and his partner. Unfortunately my son was unable to meet with the…
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advice on how to buy my neighbours house
Hi, My wife and I currently live with our parents and we want to buy a house down the lane. My parents are elderly and we wish to stay as close as possible to the family home. Unfortunetly, house prices where we live are high and I think the house we are targetting is about the only thing we can afford nearby. The house is…
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Second Mortgage Advice
Hi Martin and clever money people... I hope I can get some feedback reference the below: - We purchased our little one bedroom garden flat in 2007, it is located in London. At the time we purchased before the credit crisis with 100% interest only mortgage at 7% on the capital value of £189k. The first three years was very…
