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One party wants to leave the Tenants in Common Property
Hi there, I've been advised this ML site may be a good one for this...:cool: The query goes: Three friends brought in 3 bed house in the summer of 2007 at the property peak with a tenants in common ownership deal. Now in March 2011 one of the 3 is insistent on getting out of the ownership. This isn't necessarily to go onto…
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Should be an easy query :)
Put house up for sale, and have just seen my OH's ex mother in law walking past with a brochure for our house. :) They were divorced 4-5 years before I met him, and the house is in our names- hers was removed after the divorce and she received cash from him buying her half of the house. I was added when we married last…
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Share of freehold - extending my lease
Hi, I am purchasing a flat that comes with share of freehold (shared with one other flat) and there are 80 years left on the lease of the flat I'm buying. Is it straightforward to extend the lease and as I would have share of freehold, is it true that it's free for me to extend the lease? Thanks.
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Will LA want to see proof of contract exchange?
I am in the process of selling my house and expect to exchange contracts either this week or early next week. It has all gone smoothly and the buyers are keen to complete asap. I have seen a rental property which is just right but the letting agent will not let me pay a holding fee until I have exchanged contracts on my…
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Anyone got a Post Office mortgage in London recently?
If so can you tell me which company they use to do their valuations? Thanks, P
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Asking to be released from 12 month tenancy, three months early
Hi I would like a landlord's point of view on the above. Anyone else please feel to chime in. All views are welcome. My OH was out of work for approx. 6 months and at this time, we were using credit and borrowing money to ensure all rent and bills were paid. He has now got a job but we are still struggling to repay our…
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Selling up and going into rented
Hi, I am in the process of selling my house and expect to exchange contracts either this week or early next week. It has all gone smoothly and the buyers are keen to complete asap. I have seen a rental property which is just right but the letting agent will not let me pay a holding fee until I have exchanged contracts on…
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Seen a House but seems a bit cheap...
Went to look round a house on Saturday, it's £170k, the house across the road is immaculate and up for sale at £225k. So a £55k difference, there is a house 2 doors down at £220k so a £50k difference. The estate agent does say it's purely cosmetic work needed for this £170k house, I've been to look and everything looks…
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Rent and CCJ
Can you rent privately if you have a ccj?
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Are these restrictive terms?
My son and partner have paid £240 for the financial checks to be carried out prior to renting a flat. I understand the EA is only instructed to find tenants and the flat will be managed by the LL. After paying the above sum to the Agent my son and partner were then informed the LL wished to meet them. Unfortunately my son…
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Mortgage Valuation Query
Just wondering about mortgage valuations and the effect on LTV of the mortgage. For example we have made an offer of the asking price £169,950 on a property and will be putting down 34k keeping it just under the 80% bracket on LTV. However (I know it is not accurate...) Zoopla shows the current estimated value of the…
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Moving, council tax - Pay both?
Hello, I am currently renting a flat with a lease ending Mid-May. I will be moving in with my gf on April 16th and my current flat will be empty for almost an entire month. Do I need to pay council tax for both property, meaning that I pay for almost 3-4weeks of council tax for a flat I don't live in anymore? Or do I…
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Offer accepted, but now we've seen another house ...
Okay so what's the protocol with this scenario. Few weeks back we've had an offer accepted, but the owners seem reluctant to sell and had stated rather negativley if they can't find another home they won't sell. But we agreed to give them time within reason. However, now on the same neighbourhood another house has gone on…
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Changed estate agent last year...
the old estate agent wanted 600 quid (for not selling it),the new estate agent said they can arrange for that to be paid and it comes off the price of the house. The goalposts were moved and it was said it had to paid by the 1st of this month,i told them the house is sold subject to contract and did not have the money to…
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Renting with not so great credit
Hi. Me and my Boyfriend are to be renting together for the first time....we've seen the property we want and are getting ready do our references. I have a few questions regarding them... 1: My credit isnt great...will i get declined!? Even though we will be paying rent from my boyfriends account whos credit is excellent?…
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who can tell me if loft can be converted before I buy the house?
I'm thinking of buying a house, I've seen it 3 times now myself, and I like it but would need the loft converted in order to have enough space. I can't really send a builder round to do a quote while the house belongs to someone else, is there some other way to do this? If I get an offer accepted, can I give the surveyor a…
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dont have Building Regs certificate
hi all i dont have a completion certificate for the kitchen / downstairs loo/ garage its now 8 -9 years old now looking to move in the future Someone at work who recently moved said something about Building Regulations Indemnity Policy 1. how much do insurance companies charges for this? 2. who pays for this the seller or…
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Ex Local Authority Search
Looking to buy a house in the Hertfordshire area. Just wanting to do some research into the areas that my family are interested in. Does anyone know if the local councils have a publicly available record of which areas are ex local authority or still council owned? The estate agents seem reluctant to give us a straight…
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Paying 6 months rent up front
I'm just about to start renting a new place, and I want to move in very quickly, but the estate agent has to do a credit check first. They said they thought they would be able to do it in time, but for this to happen I need to supply them with ID and contact details of my employer tomorrow. The problem is, I don't know if…
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Removing ex partner from mortgage - going to court
Hi All, I'm a long time lurker and the site has offered lots of info so thought I would share my current experience for others who may be in a simular situation. I'm off to county court tomorrow to try and remove my ex partner from our mortgage. I'd prefrably like to stay in the propety but if the order goes to sale the so…
