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Survey complete - Issues found and when share results with EA
I have recently completed a full survey on a property and the results have come back with some highlighted issues. The issues include Damp in Ground Floor walls, Beetle infestations on internal timbers, Wet rot on external timbers, Survey of the roof coverings and timbers to be undertaken by specialist roofer, dated…
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Emergency Insurance pre completion
I complete this Friday and sorted out my home insurance yesterday, but after the transaction took place I was only then informed that it would take the roughly 48 hours for the insurance co. to be in a position to fax the insurance schedule to my solicitor, which is bringing it perilously close to completion. I was…
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Letting Agent / Landlord Wont repair my bath
On saturday a pipe under the bath in the studio appartment that i rent burst After Ringing up the letting agents on monday i was told that some one will be out to repair it but no one has turned up, i have reng then up every day to see when they are going to repair it as i cant have a bath at all and they just keep…
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Kitchen in basement flat vault
I'm a first time buyer and viewed a freehold basement flat that I'm interested in making an offer for but the kitchen seems to have been built in a basement vault. The EA suggested it would be fine as long as I take out an indemnity policy, but I'm concerned there might be other complications and that such a policy could…
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National Homebuyers
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Mortgage VS Secured Loan
My father in law wants to buy my partner and I a house. He already has a fully paid house worth around 160K, he said he either wants to take out a new mortgage on a property for us (he is 62) or get a secured loan on his own house to raise money to buy another property. There are several things I hoped you may be able to…
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planning permission question
The house I am buying has a detatched garage and toilet block joined to the house by a lean to. There has been previous planning approved and had a large flat roof lounge and dining/bedroom room added. There is also planning for a loft conversion which whilst the dormer was fitted, the loft was not actually converted.…
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Help with our own inventory checks
Hi all, I was just needing a little advice in how to do my own “Inventory” check on a new rental property we are hoping to take on this coming Friday (10th). The property is of good condition however there is also a few wear & tears makes that my partner & I don’t want to be liable for at the end of or tenancy agreement.…
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Recovering property rental arrears from soon to be ex-tenant.
Hi all - any advice on this greatfully received & very much appreciated. My partner owns a house that is currently being let to a tenant via a letting agent. About a year ago she received a call from the letting agent advising her that the tenant was 2 months behind on the rent. To cut this part of the story short, after a…
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Block insurance passed on to leaseholders
I have recently been looking at buying a freehold investment of a block of flats (in general rather than a specific block). I was quite shocked by what the agents that deal with these properties are telling me. That freeholders earn up to 25% on commission from the insurers. That doesn't sit well with me for two reasons:…
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Is there anything to stop me paying a deposit direct to the landlord
Hi, I'm having a few concerns about an LA, and I would be happier to pay the deposit direct to the LL. However, the LA is saying that by doing so I "would be doing a deal direct with the landlord" and that the LA "would then not get our money". So it seems that they only want me to pay it via them, so that they can deduct…
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When does money change hands?
Excuse my ignorance but can someone please tell me at which point the proceeds of the sale of a property are released to the vendor? If the buyer wants to "take possession" on 10th Dec, should the solicitor have the ££'s that day or before and when would he pass them on? (I have only moved house twice and I didn't deal…
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Letting agent wnat to withold deposit
New to this but frustrated by cowboy letting agent and landlady. Tenancy agreement was for 6 months, property was filthy when we moved in, mountains of complaints never dealt with, eventually had to get env health officer in. He issued a notice to landlady, she shodily repaired one item on the list. Constant issue with…
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Deeds and floor plan differences
Hi all I've accepted an offer and the buyers have had the survey done, then an electrical survey and a gas check. They've spotted that the floorplan (which I believe to be correct) is different from the deeds at the Land Registry. In effect, the deeds make it look like about 3 sq m of the kitchen is in next door's house!…
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Just thought I'd update - am now a homeowner (well mortgage-owner)
House saga all completed, exchanged last week - followed by hubby going down with man-flu so bad I was checking his life insurance policy was up to date, leaving muggins here with ten boxes of HIS books and assorted other stuff to move by hand. Then I collapsed with the flu as well (only mine was woman flu so the proper…
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Burst tank after offer put in for house..should we lower our offer? How much by?
Hie, Need some advice. We are buying a house for first time and found a lovely 3 bed semi built in 1927 thats had only one owner so far. The house needs refurbishment which we were prepared for hence we put in an offer of £109k. The offer was about 8% below asking price £119k. The problem is that since we put in our offer…
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Bit of advice needed on accelerated possession
Hi there, looking for some advice if possible. To cut a long story short, I was a joint tenant with a friend on a flat. The flat was sold by the landlord and not long after the sale the new landlord issued a section 21 to leave at the end of October this year. I informed the landlord that I would leave on time but they…
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can we afford to move out??
I need some help, me and OH have never lived on our own before, always with his dad or friends... We pay £400 a month in rent, and buy our own food, we also seem to end up buying food for his dad aswell :mad: His dad is in a lot of debt and seems to think we're here to look after him. We refuse to give him any more and he…
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HELP::Renting for the first time help Fees
hello I'm gonig to rent a flat however the company are going to do credit search i'm not in any big debt and have just cleared all my debt however i have been over drawn a couple of time with my bank will this go against me or they just looking for CCJ and ban rupt?
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Living in Joint Tenancy with dangerous housemate- advice?
I moved into a flat with a close friend a couple of months back. Things were great at first, but after a month she decided to go off the rails. She got into hard drugs, and has regularly used them in the flat. She has also been inviting unsavoury characters around for parties, and letting the fella she has been seeing stay…
