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three questions on leases please
Please can someone help me with two questions I have on my leasehold. My property is an ex council one. The leaseholder is the housing association. 1) A few months ago phoned the housing association to ask how long I had on my lease, as the lease documents were confusing. They said 95 years. Now that i have asked them how…
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Deposit +?
Hello all, I'm a FTB in the very beginning stages of thinking about buying! I earn approx 33k and have used the calculators and get an average of 125k quote for a mortgage. Having had a browse on rightmove it seems I will need a minimum of 170k to get a decent place where I want to buy, so I am budgeting to save for a…
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Looking for some help with a letter please?
Hi Guys, I am writing to my local council as I am looking to get some of their improvement works sent my way lol. Any help/suggestions on this letter would be much appreciated! Cheers! Dear Sir/Madam, Recently I received the “Tenants’ News - Issue 11” Publication in the mail and I was very pleased to read the article on…
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Renting a house that's on the market...(and we didn't know!)
Hi, I'm not sure if you can help me with this but I thought I'd give it a go! I recently began renting a house (beginning of Feb 2010) and am on a 6-month rolling contract. I have since found out the landlord has the house on the market and wishes to have people viewing the house whilst we live in it - we were never told…
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Homebuyers Reoprt - Chimney Issues
We are in the process of buying a house and the homebuyers report has advised that there are a number of issues with the chimney. It said that the chimney stack needed repointing, that the flaunching needed replacing and that the chimney pot needed covering. Please can anyone advise a ballpark figure of how much this may…
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Would you beleive it? What would you advise these tenants to do next?
This is on behalf of my new friend and housemate who moved into our flat on the 17th March, but her (and her prev housemate's) previous joint shorthold tenancy at another property was until the 18th April. The reason for the overlap was so she and her friends could take their time moving out and clean the place top to…
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Am I a first time buyer
Hello people. first post here! sorry if its in the wrong place! My father bought a property outright with cash in my name. He later transfered it back into his name. I'm now looking to purchase a property of my own (with a mortgage), am I considered to be a first time buyer and will i be eligable for the goverment stamps…
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Should I offer asking price?
Hi, Some advice would be nice! Have sold subject to contract, taking a drop of about 9% on asking price. Buyers have no property to sell, AIP and seem keen to get things moving. Seen a house twice, offered 9% below on Friday and was told vendors want asking price full stop. Reluctant to go this high but don't want to lose…
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Approaching Halifax about consent to let
We purchased our current home in Nov 2007, as a young professional couple. Since then I've given birth and we have another coming soon. So we could do with somewhere bigger. As the housing market around us is sluggish to say the least, we are considering renting it out. I have experience as a landlord, as I still own the…
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FTB making an offer - adive please
Me and my boyfriend have decided it's time to buy our first house. We've got our deposit and a mortgage in principle sorted and found a house we really like. We've been to view the house twice now, the first time by ourselves and the second with my parents. We want to put an offer in but have no idea where to start. My…
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Is there a way to get rid of a house without selling!
ello, This is my first post here but please could somebody give me some advice. :ABasically, my girlfriend is in a bit of state with her house and neither of us know what to do. It might help if I briefly explain how it's come about... A few years ago before I met my partner she was running a courier business and earning…
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Rental obligations
MIL lives & owns a terraced house. Next door is a rented house, lived in by a very nice couple with 2 children. The party wall in the yard is in a terrible state & is leaning into MILs yard. It could fall anytime. The family in the house has requested the owner replace it several times over the past 3 years. She keeps…
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Guarantor work-around?
Im currently looking to move and in a sticky situation of not having a guarantor which most seem to be asking for. One said they have a work-around for no guarantor but cant let us know until monday. What work-around are there? Is this the 6 month rent thing? Annoying since we live in such a bad area and want to get out…
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Can I/Should I ask for rent reduction?????
Hi, I live in a one bed flat. It's £200 a week (yes but it's in London E14) Ok it's not in the super posh part of E14. A month ago, they started to build four new flats on top of our building. This has meant a lot of building noise, all day. Not a problem for most, but I work nights and used to sleep days. Which I can't…
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any one use abode conveyancing
hi has anyone used abode conveyancing i am looking for a fix price convayer are they anygood?
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Quick Question re:giving notice to leave AST
hi all, quick question We had a phone call yesterday from LA saying the LL was selling the house we are renting. Weve only being here 3 months :mad: and were planning on staying a while until we could afford to buy somewhere. They said that the LL daughter may be buying the property, and weren't telling us we needed to be…
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Mortgage advice from a newbie
OK I have saved, over the years £35k. Me and my partner now want to purchase a house. We currently live in a property owned by my father. I only earn 13.5k p/a. Went to a mortgage advisor who advised due to the amount I earn we would require nearer to a 70k deposit on a house worth approx £120,000. We suggested my partner…
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is this website http://www.landregistry.gov.uk
the only website that gives ownership info for property? it seems to be closed on sundays which i find weird considering it is the internet unless of course they do everything manually!!!
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Renting my house on a consent to let - Do I have to pay income tax?
Hi, I have just bought a house, but have not yet sold my old home. Seeing as the housing market still has not picked up yet in my area, I have decided to rent out my new home for 1 year whilst I sell my old home (in which I will stay in and keep it looking spic and span). I also decided not to move into the new house…
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Indemnity policy
I am moving home and currently live in a maisonette ( block of 8). My solicitor has advised me that the purchasers solicitors has requested I purchase an indemnity in case other occupiers are uninsured as there is no block policy is in place- I have no idea of costing. They have also requested I purchase an indemnity for…
