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Issues with vendor after completion - any advice?
I'm looking for some advice, as I'm wondering what the procedure is with things like this. OH and I are FTB, and exchanged and completed on our house at the end of February. When we picked up the keys from the estate agents, they showed us a list of things the vendor said would be sorted as soon as possible. Two of the…
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Thank you forum- we exchanged!
I found this forum 2 weeks ago when I thought our chain was going to fall through for a third time!! Too long a story but after seeing our dream house this past August for 390K we complete the 23rd April at 365k. Reading many threads got me through these past 3 weeks of the bottom of the chain becoming problematic yet…
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When should agent remove house from market (Scotland)
Hi We've offered on a house recently (3 weeks ago), with mortgage and survey clause. No sign of any 'SOLD STC' or anything online on the house. Almost 2 weeks ago we removed the survey clause (as soon as survey was done and reported back to us), then removed the mortgage clause last tuesday. The paperwork was with their…
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Shared owndership property - staircasing - will I have to pay stamp duty?
Hi there, First post so hope I'm in the right place. We bought a 25% share of our flat 3 years ago and at the time just paid stamp duty on the percentage we purchased. We are considering getting a mortgage on the remaining part but am confused as the whether we would pay stamp duty on it. I know the stamp duty break is for…
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Estate Agents Job
Am I mistaken in thinking that when an estate agent shows people round your house that they should point out its good features and generally try to sell the property. In my experience all they seem to do is show the people round pointing out really stupid things like like 'the understairs cupboard goes all the way back…
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Dilemma - to furnish or not when selling
Hi everyone I hope I have posted this in the correct area :) Im basically after some advice regarding a flat my OH has. We have decided to buy a place together, but his flat needs a lot of work doing on it to make it presentable for selling such as new bathroom and kitchen. As with most people he doesnt have any money and…
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Credit Rating
The flat where my friend has just moved to has a really bad rap for bad credit rating. His credit rating is good and he does not want this to affect it. Is there anything he can do to stop this happening. Thanks
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Robbery in apartment
2 flats got broken into in my complex today and laptops /tvs were taken. I woke up this morning with a forensics team going into the apartment beside me. apparently, there has been a history of missing post / broken buzzer-in etc and the landlord was notified and nothing done about it. no deadbolt on front door and simple…
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Rented house needing repairs - what are my rights
Hi I live in a rented house. and the boiler is broken and I've had not hot water or heating for over a week and the land lady is still getting quotes, and has said they will come back to me in the next 2 weeks i'm disabled and the cold is making me ill, there is an electric shower but this is over the bath but because of a…
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Looking for a house in Prestwich, Manchester
I've been reading forum for a while and finding it very useful, so thought no harm in asking it here, we looking for decent 2-3 bedroomed house to let in Prestwich Manchester (M25), any info will be much appreciated. :money:
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Do I Say anything?
My partner and I have lived in our rented house for nearly 3 years now and have a great relationship with our landlord and he is usually very quick at sorting things out for us but our upstairs toilet has been out of use for about 2 months now, they are meant to be fitting a new bathroom as the shower also leaks through to…
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Section 21 eviction notice
Hi all. Quick question. I have been served a section 21. I have to be out by the 13th of May. My question is this: Am I allowed to leave before this date and stop paying rent? Or do I have to keep paying rent until the 13th of May? I have found somewhere else and can move in on the 1st May so no point paying rent for 2…
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Renting my house out, what would it cost me?
Hi, Our house is currently for sale, and we were hoping to buy another we'd seen, which would mean upping our mortgage from £95k to £155k. I'm keen to move - so the kids don't have to share a room, so inlaws from abroad can stay for extended periods, so we have a garden while the kids are little and appreciate it etc.…
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Tenancy Deposit Schemes; change of scheme
Quick question at the end in last paragraph as the question alone didn't make much sense; Deposit taken at start of 6 month tenancy, registered with TDS and details given to tenants. Second tenancy period began when first ended, no details of any changes given. End of second tenancy (ie after move out) mydeposits quoted as…
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Buying land from a neighbour
Hello, Can anyone tell me how I go about buying a small strip of land (approx 3ft wide x 15ft long) off my neighbour. Before we bought our house the previous owners put up a wall between this house and next door. They decided to put the wall up so that 3ft of it could be used by the neighbour. This happened approx 12 years…
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House/shop for sale by disclosed bids
Hi There's a house/shop that I'm interested in buying which has just come on the market at 'offers over £xx' and paperwork that says that the vendor will accept bids, disclose all bids to other bidders & then take the highest bid (no timescales given except that contracts need to be signed within 3 weeks of the sale being…
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What should i expect from a mortgage adviser?
Hi everone, I m just in the process of buying a flat. I m a FTB so the whole process is completely alien to me. I was directed to a mortage adviser from Mortage Talk by the developer. I have been very un-impressed with them till now, due to their lack of communication. For example, the mortage product that was agreed in…
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mortgage advise/ shared equity???
i have found my dream house. got an offer accepted, and started the mortgage application. Paid all the sol fees, and survey fees and now RBS have come back to me saying the house was built in 2007 and that its classed as a new build so have to supply a 20% deposit which i dont have Any way of getting around this Are there…
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Question about Buildings Insurance
Does anyone know of any buildings insurance company that I can go to in person that will give me a schedule at the same time as I take out the policy. Most of the high-street banks and building societies insist on sending the schedule through the post. The reason I ask is that I am supposed to be completing a house…
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FTB Homebuyer Report...Damp?!
Hello, everyone, We've just received our homebuyer report on the 1960's terraced house we're in the process of buying and have been told that... "Dampness affects the inside of the outside wall at low level on the rear wall to the living room and the front and side walls to the ground floor w.c. but I could not discover…
