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Maintenance charges
Hi I have had an offer accepted on a converted one bedroom flat in a victorian house. The survey has been done and everything is going well apart from the maintenance charges. It seems they are £500 a year and when I queried this I was told not to worry as the present owner had never had to pay this. I have asked my…
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advice needed on possible repairs to a repossession
I'm buying a repossession with my bf, it's our first purchase and turning into a bit of a nightmare. it's a 2 bed edwardian conversion, which has been on the market since december. the asking price was 179k and we offered 175k which was accepted back in mid april. when i recieved the hip for the property it turns out that…
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Dealing with Peverel
Wondering how to deal with Peverel I did a search on here, and am stunned at the extent of the problems which people are having with this dreadful managing agent. There ought to be a law to protect leaseholders in these cases. I have written to the MP and group trying to take action against Peverel in general, but I have a…
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Input please on ideas BLT for cash/help me make my money work !
Hi I have finally sold my house and wondered whether I could use the clever people on here to run some ideas by as nobody I have spoken to seems to understand what I am trying to achieve. I will be renting privately as I dont have enough savings/income to afford a suitable property for me and my kids. I have 50k equity…
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Who to tell your moving into temp acc?
We are moving to my mother in laws house on 1st July until approx Oct when our new house will be ready. Does anyone have a list of who we need to tell we are moving? I have wrote one but am sure I missing people out. We are in the process of sorting out a re-direction service via Royal Mail so will I need to tell the…
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Buying a house and would like to see plans
I am currently hoping to buy a house and would like to see what work I can do to it. Is there anywhere online I can buy plans of the property that show it as it was on 1 July 1948 ? Thanks.
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Help! Buying listed building-with no planning permissions lodged since '67
Hi, we're considering buying a G2 listed building (Georgian house) that has had lots of internal work done (room divisions), part brick sheds/garage put up in the garden, extracter fans fitted, bathrooms installed and more, most probably in the last 20 years. Yet a visit to the planning department in the local council…
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Boiler Service
We've been in our new build for 8 years now and haven't ever had our boiler serviced - though it was repaired once about 4 years ago. Our house is up for sale and I'm wondering if the lack of a service logbook would hinder any sale? What other similar things should I be aware of? Thanks
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Legal question - who takes care of the guttering in a terraced house?
Hello, I am sorry if I've posted this on the wrong forum, but I have a legal query regarding the guttering in our terraced house. We are in a mid-terraced house and seem to be the only house with a downpipe, neither house on either side have a downpipe so the water flows from their roof to the guttering and down the pipe…
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hypothetical question that could happen
I currently own a house in one place and rent out one room but I may be moving to another place and buying one there. As this is will be my new place of living does this mean that my lodger now has to become a tenant and any new people have to become tenants and if they are tenants can I still use the spare room on the odd…
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Selling a home bought under the First Time Buyer Initiative
Please note that any advice given will need to be specific to the First Time Buyers Initiative scheme, not any other first time buyer or shared ownership scheme as they all have their own terms and conditions. I bought 50% share of a property. I know when I sell it, the 50% is paid back of whatever the property sells for…
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I need to relocate, but have only owned for 2 yrs!
Hi there, I would be really appreciative of any advice or shared experience that people may have.... My job has recently relocated, and I now have a 4 hour round commute and no life! I am thinking about renting, but worried that this will be a hugely stressful, and costly procedure. I bought my 1 bedroom flat in October…
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What stage am i at ?
Viewing done. Offer accepted. Estate Agents done paperwork. Both parties have instructed solicitors. Their mortgage is completed. A mortgage survey and valuation is arranged. Whats the next stages if all goes Ok with the valuation {fingers crossed}?
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How much to offer for a new build?
we've seen a new build that we like that is on the market for £229,950. I'm not sure what offer to go in with. If it was a second hand house I would probably go in with 10 - 5% off, but I feel like being really cheeky and asking for 15% off. I don't want to !!!! the developer off and make him think we're not serious…
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Reasonable request by estate agent??
I have made an offer on a house which has had several other offers. The estate agent has now sent a letter requesting a best and final offer together with the following demands: 1. Confirm the basis of my funding and if I require a mortgage what cash deposit I will offer. 2. Exchange of contracts within 4 weeks of the…
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Mortgages - what holds approval back on credit file?
Hi All This is my first post, be gentle!! ;) My husband and I are desperate to buy our first house. Im currently paying off three credit cards, totalling about 4K and a personal loan with a balance of about 6K I pulled my credit reports this evening from Experian and Equifax to see if there was going to be any nasty…
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Help! How much to bid?
Found a nice flat with garden. Asking price is £290,000. Windows are old and look as if they need replacing. What is a good first bid? Do people normally bid 10% under? New to English system so sorry for draft question. Thanks. Update - 2 bedroomed with garden in Ealing area of London. Doesn't need repainting but old…
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Landlord Wants to Sell us House - Advice needed please
Hi All, We recently moved into a 3 bedroom property and agreed to a 12 month lease with a local letting agent on behalf of a landlord for £700 a month. The landlord has now contacted us and wishes to rent privately to us for £650 a month. My first question is are we able to get out of the 12 month agreement to do this?…
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Landlord wont return my deposit
Hi people, I was hoping someone could help me in regards to my problem. I have recently moved out from my studio flat and my landlord is refusing to give me my deposit of £435 back. He states that I had left the place in a mess and the carpet is really dirty. I accept that and had looked into getting the carpet cleaned but…
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Pulling out of a house purchase in Scotland
What would happen if we pulled out of a house sale a week beofre we are due to collect the keys? I have not signed the missives and no money has been transferred. Any info would be greatly appreciated.
