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council house problem need help asap
my mum lives in a 3bed i live in 2bed high rise flat her house is not up for bidding she has just won a 2bed house and can sign for keys now this is problem. i lived in her 3bed house till i had my son he is now 2and im married he works 10 min from house. i need to know if its poss that i can sign for my mums old keys and…
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Looking for a conveyancing lawyer
Hi there, I am looking to sell my house in E4 London and then buy a property (somewhere in London but undecided exactly where). Could someone please give me the details of a conveyancing lawyer they found to be particularly good, helpful, etc. Obviously less pricey is preferrred but I'd rather pay more and get a good…
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Buying Property, initial offer accepted but...
Hello, I'm in a fortunate position to be able to buy a house/flat as a cash buyer. I have found a repossessed flat which needs some cleaning and also re-decorating, now this has only come on the market in the last week.. We put an offer in for the asking price £90k (others selling at £110-£120k), they have told us that the…
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1st time buyer, property that needs work, urgency in sale...
Hi all, We have been contacted about a property (Brighton area) that has fallen through. The price is £180k but needs at least £10k spending on it. We know they're keen as they were in a chain that fell though and they already have boxes ready for their planned move away from the area and as I understand it have comitted…
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I need help! Council Homes / Housing Benefit etc
Hi guys, OK here's the tale: Lass has recently married chap and they live in a council owned one bed flat. His bro is staying there too and lass is pregnant - Babe due in september. Chap is disabled and does not work, brother doesn't work either and lass is going on Mat leave fairly soon (no enhanced) They have been told…
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Is there any point me owning a property?
Based on my current situation: I bought this 2 bed maisonette for £140k 3 years ago. I'm not sure whether its current value is more or less than this. The mortgage I'm paying is about £103k and fixed at 4.89%. This means I'm paying £644 a month. To simplify the figures if we call it £100k mortgage at 5% then I am paying…
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Letting a property yourself without an agent
Just wondering does anyone here do this, as after instructing an agent 6 weeks ago I've only had 2 viewings and have been messed about once already. What appeals to me is I could offer the property at a lower rent which would attract more interest, I am just worried about getting a bad tenant and in case they dont pay up…
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housing advise
my daughter has now got asthma & has to sleep in my room & I have been to the council and they have put me on a higher band- but its still a low band (C) this is no way ideal. I am on the house exchange but as I am in a flat no one wants to exchange with me. I have looked into renting privatly but nothing that is close to…
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Oh HELP!!! (Permission to let advice please..)
HiIm all in a quandry over what to do and looking for some advice to help...My self and my partner own a two bed apartment, purchased July 2007. However.. he is a gardener and getting very frustrated in this fine weather not Having his own garden to tend to!! Therefore this (and a few other reasons none too major) has…
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Offer in writing for repo - help finding old thread
Hello all, We have seen a repo that we would like to place an offer on. The EA has asked for offers in writing by tomorrow morning as they will forward all offers received by 11 AM to vendors. I remember reading a nicely worded offer letter on another thread a month or two ago, but I cannot find it. It was well written and…
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First Time Buyer needs advice
Hello, Strange question but would I get a better mortgage deal as a First time buyer or if I already owned a property? My mum wants to change the deeds of her flat over to my name.....but I am currently looking for somewhere to buy for myself. Wondering if I should wait for the deeds to be changed. I don't need anymore…
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£35 charge from Letting Agency - Can I refuse?
I moved into a rented house at the beginning of May and was required to pay 6 months deposit up front. I paid 5 months in cash and gave 1 month in a cheque dated 5th June 2009. During my move, I lost my cheque book so immediately phoned my bank and they stopped all unpaid cheques and I then promptly sent an email to the…
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From open market to auction
Hi All, have observed a property round the corner from a friend. It is vacant, & been on the open market a little while, with a price of £165k. I walk past it twice daily, and haven't seen any interested parties or obvious viewings. I walked past it today, and noticed it has an auctioneers sign on it. After having a quick…
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Renting query - do all tenant parties in the rented property need to be employed?
We are a couple moving from a house share into a 2 bedroom house via a lettings agent. Through redundancy I am currently un-employed but my partner is employed. We are about to make an offer on a rental property and the letting agent has asked for details about 'our' employers etc. If our offer is accepted we will also…
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Buying Abroad
Hi there, we are thinking about buying a house abroad most likely Turkey and am now doing lots of investigation. One friend told me to go to "place in the sun live" its at the NEC in Birmingham in October...although Channel 4 state this i went on the NEC and i cannot see it listed.....has anyone else bought tickets for…
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DSS - looking for private let question
Am hoping someone can advise on this. I own my small flat, and my daughter and her 10month old son have lived with me since baby was born. However, now we all need some more room and space. She has been told she faces at least another 2 year wait on council housing list, so is looking at private lets. Most of the flats for…
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new here..ftb queries!
Hi, i havent posted on here before..but am a bit clueless and could do with some advice! We are FTB's and after viewing only one other house have found the perfect house, and put an offer in. It was on at £180,000, which seemed a bit high and as we are in a good position (no house to sell, big deposit, mortgage agreed in…
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How much to put by for fees & costs?
Hi, My partner and I are hoping to buy our first property together by the end of this year. Deposit aside, I've been trying to work out a realistic figure to reserve for fees and other initial set up costs. I thought £4,000 would probably cover most things. Using information gained from various websites, I came up with a…
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Obstructive Estate Agent?
Hi, I'm not sure if anyone can offer me any advice on what to do here, maybe I'm being a bit paranoid but the situation sounds very suspicious to me. A house that I would really like to view has just come on the market a few days ago, I rang the agent on the day it was advertised and was told that there was a sale…
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Issues raised in survey - next steps
Hiya, I'm hoping you might be able to help me out. I'm a first time buyer and I've had the survey done on my prospective house and it has thrown up a couple of potentially pricey issues: - It's a Victorian semi and there is an indication that the roof tiles are original, and are starting to slip, and will therefore need…
