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Bulding Regulations Indemnity Policy
I wonder if anyone can advise us We are selling a house which had some work done over 15 years ago to knock down a partition wall between the 2 reception rooms. We dont have the plans or any form of regulation certificate (we believe it was never put through the council) Ouur buyers solicitor is now saying that unless we…
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mortgage valuation below agreed price - tactics?
Any advice greatfully received. I just got my valuation report from my building society and the figure is nearly £18k under the agreed price. However there is a mortgage offer. The property is in an unpopular area - although it is due for regeneration which the valuer does not seem to have taken into account. Both the…
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taking house of the market
hi my house as been up for sale for 5 weeks had 2 viewings the 1st really wanted it but couldn't afford the mortgage and the 2nd heard 2 differnt storys from the estate agent the 1st being she hadn't got back in touch with them to say if she liked it or not then when i phoned again for a update it turned into that she…
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Edinburgh Flat Raffle
This was in our news today - couple who are running a competiton to win their flat at a fiver a shot. The question is really difficult though..... http://www.winourflat.com/
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Can't take much more so we've come to a tough decision
We cannot wait for our sellers any longer, so we've come to the decision to pull out of our purchase and just concentrate on exchanging and completing on our sale. I'm going to ask out estate agents tomorrow if they can help out with finding us somewhere to rent in the area. I'm off work sick at the moment due to all the…
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A silly question I know
but I am not so good at maths and also don't want to leave anything out. I've sold my house stc, for £235,000, to redeem my mortgage is £85,000. I'm buying another house for £185,000 and taking out a new mortgage for £42,000. Once i've redeemed the old mortgage I reckon i should have £150,000, then add the new mortgage…
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leaking water pipe on solictors questions
Advice please. On the paperwork that came through from the solicitor the seller stated that the local water authority have asked the seller to fix a leak in the supply pipe. The pipe is shared between 4 houses, two of which are housing association owned. The HA has ignored letters from the seller. The seller has also asked…
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New build house problems - advice pls
hi guys, can anyone help me... we have just completed on thursday gone to our first home which happens to be a new build. However, since the original minor snagging we did I noticed upon surface cleaning the house there are some other problems. Such as a major one with the double glazing windows.... they seem to have been…
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FTB Mortgage - Survey fee
Hi all I have recently (08.06.06) applied for a Nationwide mortgage for a property I have got an accepted offer on. Mortgage Adviser told me that within the first two weeks if we dont hear anything from them it's good news ("no news is good news") Today the valuation/Survey fee has been taken from my account by Nationwide…
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how long before vendor accepts offer?
:rolleyes: Hi My hubbie and I put an offer in for a house last tuesday. First offer was rejected so we upped it by 5k and submitted second one on thursday. Agent said he couldn't get hold of vendor. Foned again yesterday and he said that the vendor was thinking about it and wanted to talk to her son first before deciding.…
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Help req.Buying house - offers made.
Hi, Just after a bit of advise from all you experienced people. Heres the background info. I'm going to be renting my current house out which belongs to me which will cover the mortgage on that property nicely. It also has a fair bit of equity in it. So thats all fine. :) However, the girlfriend and i have found a house…
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How long does it take to draw down funds for mortgage?
We are *hopefully* on the verge of exchange but our buyers have now said that they need 10 days between exchange and completion in order to draw down funds for their mortgage. However, our lender (HSBC) has told us that it will take only 2 working days to draw down the funds for our mortgage. Does the timescale vary this…
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Sole Agency Estate Agents
Hi...Advice please : While a sole agency is running, is one permitted to : 1. Consult other estate agents for alternative valuations . 2. Talk to other estate agents about selling the property after the expiry of the sole agency 3. Line up other potential buyers from other estate agents on the basis that there can be no…
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Moving to Bristol
Hi there moneysavers, Need some advice! I found a new job in Bristol (Patchway) but I am not femiliar with the area or have any friends there, I prefer a quite countryside location with up to 30 minutes drive. I neeed few tips where to start and look? We are a young couple in our mid 30's with no kids but really like a…
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How do i rent my house out?
Hi all ok here goes... I may be made redundant in oct so have decided to bite the bullet and go back to learning at a residential college. However to do this i will have to rent out my house. My mortgage is with my mum and dad so i pay them 2.7% interest and they have said as long as i get them there money each month they…
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Advice re removing a tree
we're purchasing a flat which has an apple tree in the garden. It's badly positioned and we're going to have it removed. I reckon it's about 6/7ft away from the rear of the property and I'm aware that you need to be careful about removing trees due to the roots causing heave or subsidence ? Can anyone please advise if this…
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fake damp problems
i am selling my house at the moment, and accepted a offer, the buyer wanted a home buyers report doing. the only two things this report highlighted was have a damp check due to me not having a guarantee and an electric test. this aparantly after speaking to professionals is just to cover there own !!!!!!. The buyer then…
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Estate agents responsibilties to buyer
Hi I have had a quick search but couldnt find anything so apologise if this has already been covered. To keep things brief, my grandmother is in the process of buying a house, we have viewed the house on 3 occasions, on each occassion the estate agent has not had the keys to the garage. Due to circumstances, my grandmother…
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section 20
this is one of the disadvantages to buying local authority properties. but i recently got a section 20 asking for over £4000 for UPVC installation, concrete and brickwork repair and external painting. not sure why i am being charged for UPVC since the council did not put double glazing in my flat. also dont know what brick…
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Problem with solicitor
We are buying a house and are deeply unhappy with our solicitor. He has been appalling at communicating with us eg not calling us to pass on important info, writing letters that aren't received until three days later. He is patronising and dismissive of us at times and has given inaccurate advice. He told us we could not…
