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Buying shared ownership property.
My wife and I are thinking about buying a house on the part buy and part rent scheme being offered by a number of housing associations in London. I have done some research and found a lot of advantages about entering such an agreement. However I now want to know any DISADVANTAGES of shared ownership. Is there anyone out…
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Interest rates on hold for forseeable future
http://news.bbc.co.uk/1/hi/business/5105360.stm *sound of HPC forum in conspiracy theory meltdown*
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So Annoyed!!
Can someone tell me if it the responsibilitly of an estate agent to advertise the fact a property is Leasehold!! Saw the property details, had a viewing were happy with a property, made an offer, was accepted only to find out from the homebuyers report that it was leasehold!!! £1k out of pocket to find out 70 years left!!…
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Deposits/New Build Incentives
Hi, This is probably a really dumb question (but you've seen my user name so...!) When looking at new build properties, there is often a 5% deposit paid incentive for first time buyers like me & boyf.. If you already have a deposit saved up, are you still able to take this builder incentive too, bumping up the % of deposit…
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What do you leave in the house when you move out?
Hi all Completion tomorrow...HURRAHHHH. I'm still pregnant, not a new mum yet, even though she was due yesterday (still time though I guess!). OH and I are "discussing" what it's okay to leave in the house...from reading these boards I am under the impression we take everything that is not named on F+F list that isn't tied…
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Rtb
i have the rtb but not intersted in buying but my mum is interested in buying my flat is their any way she can buy it thanks
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Solicitors on go slow
Our solicitor has not had the last enquiries back from our vendors,which she sent over 1 month ago.She needs this so we can exchange.They are also asking for 1 month til completion,so are they dawdling for a reason? She has chased their solicitor and he keeps saying that he has got them and will send them.Its been like…
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Short let
a friend of mine is looking for a short let for 2 months from 8 June. He needs a 4 bed house/flat furnished in the brockley, lewisham or catford area. can anyone help?
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Should I not sell and rent out my house?
Following on from my previous thread where I was asking about the merits of selling up and renting, I'm now wondering whether I should not sell my house, but rent it out and then rent somewhere myself. I'm struggling with the mortgage since separating from my partner, so something has to give. But it's a great house and…
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FTB: Offer not yet accepted but ask to proceed with surveying
hello, My girlfriend and i have been looking for a house for past 2 months. We saw a house we both like and we put in our offer this morning. But the owner has not accepted our offer eventhough we were the first to put in an offer at the full asking price. There is another ftb (like us) offering the full asking price but…
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Renting query
I've never been in rented accommodation so this is all new to me so could i just ask: Can you rent on a month by month basis or do you have to take the 6 or 12 month tenancy lease?
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Help, Fire!
Ok so I've been renting a studio flat for almost 6 months now. Sunday morning I went to do my laundry and when I came back I saw smoke pooring out of the front window. I've been told the fridge caught alight and basically the flat is ruined. So I've had to move back in with mum. I put what I could salvage into storage. I…
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How long between exchange and completion?
Fingers crossed we will be exchanging contracts this week or next. Obviously every chain is different, but what's the average length of time from exchange to completion?
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Thinking of building a house! Advice needed.
Any pointers appreciated, primarily looking on websites / places to find the following: 1) Buying Land 2) Buying house plans and estimating building costs
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UK Rental Property - Living Overseas
Does anyone know what your tax obligations are if you live overseas and you rent out your property in the UK?
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completion!!!
My mortgage with Nationwide has been accepted and they sent me the offer, the same day they sent me a text message telling me to ring my solicitor for completion. I don't think I should because the solicitor still have to carry the searches and I didn't allow him to start yet because the sellers have to extend the lease…
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Selling my house. Cold anyone give me some advice?
Hi there. I am selling my house in june which is valued at the 340k mark. could anyone give me any advice or could say whether i am getting a good deal on agent fee's etc? my estate agent has agreed a sum of 1.25% +vat for his fee (is this good?) and if i sell my house at say 340k what sort of a fee would 1.25+ vat be? he…
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Sale dragging on - someone else interested!
Hi All, Firstly it's best if I give you a bit of background; in April we were 12 weeks into the sale of my flat and I was just about to move into a house with my fiancee, just as we were all about to exchange the buyer of my flat pulled out as the cellar in the flat wasn't in my title deeds and she wanted to convert the…
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Which jobs should I do before selling?
I'd like to move towards selling my house, a three-bed, bay-fronted victorian terrace in a pleasant area. There are quite a few things need doing and I could afford most if required, but don't want to waste money if it's not really going to help. Can anyone advise which, if any, of these jobs I should do? 1. Front needs…
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Chain stress - what can I do?
Hope someone can help as this is driving me mad... sorry if I've ranted about this before, but I really need advice now - will try to keep it brief: - we're in a chain of four - and the person at the top of the chain has been muttering about pulling out for the last few weeks, and we got a call from the agent at 5 last…