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legal/solicitor - rights of way question
If anyone could shed some light on this I would be extremely grateful, I really don’t understand any of this. I can't get hold of my solicitor today due to them only dealing with completions today. To cut a long story short basically the property were buying has a pathway to the front of the property and to the rear is a…
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viewing our 1st house...
Im going along with my OH to view our 1st rented house tonight. im only 20 so not wise on houses. anyone give me a checklist of what to look for and ask the landlord?
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Buy to Let - First Time Buyer
Hi all, I would like buy a property, which I woudl then like to rent out. I have been doing research into this - however am getting conflicting advice. I have been told that a 25% deposit would be need, as a lender would only lend on 75% of the propoerty value. I have spoken to a mortgage advise who informed me otherwise.…
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Does the landlord have to provide a cooker?
Hi All, The other half and I are looking to rent a property and get everything ready in time for when little 'un is born. He went to view a property yesterday (i can't view it myself yet as i live at the other end of the country) and we've decided that we will go for it as it's in a good area. The landlord/letting agency…
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expected value of auction property with sitting tenant?
Can anyone give me a general idea of how much LESS to expect on the value of a property going to auction with a sitting tenant? (3 bed semi, in need of modernisation, similar modernised property on same street currently valued at c.299k) Any ideas? Ta.
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Homebuyer report
Hi, We recently had a homebuyer survey done and there were some items which we are not sure of. "Provide ventilation to roof void. Normally recommended that where impervious felts are fitted beneath the main roof cover, some form of ventitlation should be provided. to assist in the dispersal of any moisture which may form…
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Is it worth it?
My girlfriend and I bought a flat in December for £140,000. We put down £3,800 as a deposit and took out an interest only mortgage, costing us £585 a month. Were tied into this for 2 years. Recently we had the properly valued at a staggering £190,000 to sell at £180,000 to £185,000. We currently have debts in the region of…
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Advise on my next move
Seen a property I want which is up for £126K I have a max budget of £120K. I have made a max offer of £117K so far which was rejected. The EA has told me the vendor is looking for £124 to £125K to sell. The property has been on the market for at least 2 months and when I submitted my offers they never mentioned any other…
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Survey insurance
Is there such thing as survey insurance? I have just paid £445 for a home buyers guide (which has not been done yet - and wont be done until I sign the necessary forms) and my sister said she paid £30 for survey insurance which meant that if a property had substantial damage and decided against taking the property that she…
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Paying for a property in Spain
Has anybody bought in Spain recently and willing to offer some advice? We are in the process of negotiating and the subject of paying part of the money in cash has come up. The seller would like to slightly underdeclare the amount we are paying by allocating a cash payment for fixtures and fittings. We've been researching…
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FTB - please help! Should this have shown up on local search?
I'd be grateful for any help anyone can give as we're really worried. It's a long story, but basically we had an offer accepted on a new build flat a few weeks ago and our deadline to exchange is Tuesday 27th. We have also paid part of our deposit already as a 'reservation fee'. All was proceeding fine until yesterday. The…
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surveyor
Does anyone know of a cheap, reliable surveyor in the Maidstone area please
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Property Information Form
Our flat is for sale but our neighbours' kids are playing football non-stop in the communal garden by our living room window. We think it is putting viewers off the property and big bald patches are now appearing in the garden. The obvious thing is to get them to stop by asking the parents or reporting them to the…
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investing in bulgaria
Just wondering what your views are on buying property in Bulgaria in the hope they will be agoodinvestment when they join the EU? Our local Estate Agents has some properties in Bulgaria from 5,000. Would these be a good investment (they are in rural villages) or is it just properties in the main resorts by the sea that…
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Help with finding a home
Hi there, I am writing this in behalf of a very dear friend whom I have known for a long long time. Basically, my friend is 23 years old and she was born with cateracts and as such has very very poor eyesight despite multiple operations and lense implants. It is so bad that she cannot drive. This is where the problem lies.…
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Which survey?
Hi, Could do with some advice from all you experts! Am in the process of buying a property as a buy to let, paying cash. It is approx. 8 years old, mid-terrace. It seems to be in good sound condition. From reading other posts on here it seems a home buyers report would not tell me any more than I can already see, and a…
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Rental Estate Agents Fees
Hi, Got a quick question which I hope someone can help me with. We have recently moved out of our Rental house (thankfully finally managed to buy) and have just had the final check on our old property done. Just been advised (and I do think it is in the contract) that we now have to pay a £65 + VAT charge to get the final…
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Vendor staying on after completion
I've got a situation where the Vendor wants to complete by Friday, but then wants to stay on until Monday morning.As part of the mortgage offer, there has to be vacant possession, but even if I were to privatley allow this what would be the implications?The seller is not someone likely to trash the place, but I guess I…
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My estate agent getting creative with Photoshop
Just had my house listed by an estate agent, and low and behold the some faults have been miracuously fixed with photoshop. Very creative, but misleading to potential buyers, which I dont like.
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Waltham Cross/Cheshunt/Gordon Hill
Hello to all. We are looking to move further out of London as we cannot afford the size of property we are looking for (surprise surprise). Does anyone reside in or know about these areas? Any opinions will be appreciated.
