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Flat update
I bought a 1 bed flat about a month ago. Soon after exchanging I did some minor work - I fitted new locks and bought a load of paint, and scrubbed the place a bit. Then I went to Wales and did the 15 peak challenge (20.5 hours of walking in one day) and was too tired to do anything on the flat after work. Anyway, last…
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Rent out house to test the waters
My OH really wants us to move out of London.. he is still working and I am about to retire. My kids and family all live closeby and although I would quite like to live either in a small village or by the sea I worry that we would find it too quiet or never see family and friends... We are both London born and bred... What…
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Joint Mortgage Advice
Hi my sister has a joint property with her husband worth around £130k and the house is fully paid off .. But she wants to release some money from her property so she can get her kitchen done up... The only thing is her husband says he's not willing to do this and won't sign any papers to get a loan out... Now as the…
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Estate Agents causing me no end of stress.
I could type pages about what they've done to annoy me up to now, but I'll settle by just telling you the latest. They come round my property with a view to signing me up, & tell me how fantastic my place is, how they'll sell it easily, & how they'd LOVE to take it on, as it's such a lovely fantastic property! I sign them…
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Above the asking price
Phoned EA to view a house on the market for £285,950, he told me that the house had two offers at the asking price. I can only view the house if I want to go above the asking price which I declined. Surely if he had two offers, he should not encouraged buyers to go over the asking price and all viewing should be stopped. I…
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First Time Buyer - Sole ownership to joint??
Hi, Just in the process of buying my first property, all down to seller's solicitor to sort out final few documents but hoping to be complete in next couple of weeks. Anyway i am moving in with my fiance, when we bought the house i checked with my bank regarding mortgage as i am a graduate they gave me a deal and for ease…
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To Buy or Not To Buy?
An old chestnut, I know but here goes... We are a couple on the horns of a dilemma at the moment. We're renting while paying back combined debts in the region of £30k (all should be paid off in around 5 years). The debt's not a huge issue - we're both on decent wages and slowly but surely paying the loans back. The monthly…
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Property in Budapest
Hi all, Im a N Ireland money saver and I just can't afford to buy a property here, i've been looking at apartments in Budapest and im interested in buying a city centre apartment for around £60,000. Has anybody any experience of buyimg property here, any advice on what to look out for or areas to avoid?
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Neighbours affecting the sale of our house
We have had a problem with our next door neighbours since they moved in 4 years ago. We live at the head of a quiet cul de sac. The neighbour runs a commercial van delivery business from his home. The van is an extended length Ford Transit van. He either parks it on the road alongside his house or usually on his driveway,…
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How many people view / offer on houses before they have sold??
We've had our house on the market for 3 wks and have had 7 viewings but no offers. Our estate agent has said this is the quietest they've been for years, (possible world cup fever?) but a house has come up that is perfect for us, we've asked for a viewing though we didn't want to do it this way around. Just wondered how…
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Help, who makes the decisions?
Hi all, Can anyone give advice on who makes the decisions about what happens when you decide to sell a house in Scotland? My mum died at the end of last year, and her house was left to three of us. After some discussion we decided to sell the house and approached the solicitor who had acted as executor to see if he could…
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Leasehold Flat -probs with management company -who do I complain too?
I live in a 2 bed leasehold flat and pay ground rent to the leaseholder -they are a big company with lots of new builds. I have a big problem with them as every other week, the lighting in the hallway stops working - it must be a faulty connection as it stops a day or so after they fix it. My ground rent pays to cover this…
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Cooker and washing machine now not included
I'm a FTB buying a flat, and the cooker and washing machine were included. Exchanged contracts on Wednesday 21st, to complete on next wednesday. Had a message from the estate agent today saying that they have had a call from the seller saying that the cooker and washing machine (which are shown as included on the…
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moving boxes
Hi, Sorry if this is in the wrong place, as its not really to do with mortgages but is about moving. Im moving at end of next week (just from rented prop to another rented prop), but Im struggling to get hold of any decent size cardboard boxes to pack my stuff up. Ive rang Tescos but they say they dont really get many…
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Buying Land, and where to find it ?
Hi We have recently sold our house, and have been looking for a new one for a few weeks now. Its become a bit stressful looking at so many properties, and failing to find the one for us. (apart from one which was suddenly taken off the market when we became very interested !) I have decided to look for some land as well as…
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rebuild costs
Looking for building insurance for house move. Just checked at the rebuild costs and its 36% of the purchase price. I expected it to be lower as the house has a 200 foot garden and is within the M25, so high land costs. For comparison I looked at the rebuild costs of the house purchase that fell through and its 51%. Both…
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Buying Land
I bought a plot of land at an auction recently. I’m paying for it with my own money so there will be no mortgage on it. The auctioneers/estate agents advised me to get a solicitor ASAP and advise them who I’ll be using. Do I really need a solicitor or conveyancer to do this or can I do it myself? Bearing in mind, I have…
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Completed yesterday but we have problems!
Hello, We completed on our house yesterday and came upon a problem. In the fixtures and fitting list signed by the owner, it was stated that the Washing Machine, Tumble dryer and Dish washer was included in the sale. When we got the keys and got in there all three had been removed. We have contact our sols who are going to…
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What are the deeds?
this may be a very stupid question so apologies in advance. today I have received from my solicitor a letter stating that registration of our title to the property has now been completed, and enclosing an official copy of register entries from the Land Registry showing that we own the house. they have also enclosed a…
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Contacting the chain ?
My house move has so far taken 5 mths and the latest completion date being mentioned is late July . I am only hearing this from the people I am buying off. We moved into rented about 2 months ago so that we would not lose our buyer, so we are ready to go !! The top of the chain has fallen through twice and from our latest…
