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What to do with inheritence?
Hi guys, I'm lucky enough to have just received a small inheritence (around £10k) and have no idea what to do with it. I'm currently in debt at around £26k. £18k of that is in a personal loan which is costing me nearly £500 a month, the rest is split between two credit cards costing about £200 a month altogether. I just…
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Fraud tip off...
If you thought someone was being fraudulant, one would you contact to ask to investigate... I mean claiming housing benefit, while driving round in two new audis, and running a business from home, and taking out c/c's in his partners name and spending on them? Cheers,
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****Funtime Friday 16th Daily Chat - weekend is so close you can almost taste it ***
Hey everyone, NO DC yet :eek: So... what are we doing today? I've got some work, prep for the weekend and might do some housework (anything is possible ;) ) Catch you all later :)
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Rents and Housing Association
Is there a law against housing association harrasing you at work, it's got to the point where they call and ask work colleagues how much i bring home , how many hours i do, how long i've been there, Like everything else that came off the recession last year, i have rent arrears and have been on benefits for the good part…
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Reducing fees paid on debt
Hello, I'm hoping you can help. We currently have 1 current account in use and 1 credit card, both with Lloyd's TSB. We have never had any other credit cards. I have 1 store card that has not been used in years (but as yet I've not bothered cancelling it), and I had 1 other store card that was cancelled by the store the…
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Friday 16th July - What small DFW things have you done today?!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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New life, new me
Hi, I wanted to start my own diary as I have just started my own hypnotherapy business. It's an exciting time and a great time to reasses all areas of my life. My son is coming up for 18 so it's me,me,me time. I am married and looking forward to paying off the the house, but going on some holidays along the way. Situation…
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capquest writing to an adress i lived at over 25yrs ago
hi guys, just a bit of advice needed. i have a capital one credit card debt. small debt which i have planned to pay in nov as part of my plan for debt free. long story short it has been sold/passed to capquest. these ppl have contacted me by phone and letter i have spoken to them and they have my address. the other day a…
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Returning with tail between legs...
I was a lurker for sometime and then, in January, I had my lighbulb moment and really started using this forum. However, in true Kaz-style, I got so cocky about paying off my debt and I was dipping into my 'spare' overdraft ("it's ok, I'll pay this off as soon as I get paid, it's only £2.20 for a sandwich after all").…
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Capital One
Me again, busy tonight. I defaulted on a card with them last year theres a bit over £700 outstanding. I had letters from various debt collecting agencies before at some point receiving one saying it has been passed back to capital one, that was earlier this year. They still send me an e-statement each month but I can't…
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Moorcroft - vodafone - discrepancy in balance owed
A bit late in the day to be starting a thread I know but I only just discovered this. Bare with me a bit long winded. I defaulted on a vodafone account in July 2009. A number of reasons which have resulted in 17k of unsecured debt. I have checked the balance on creditexpert today and at the time of default was £1147,…
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statute barred housing arrears
hi, i really hope some one can give me advice i will try and keep this short, i was on housing benifit in 1998 until 2002 july and then moved in with my partner and came of benifits completely then this year 2010 we split up and i contact sheffield housing who said i was still on there housing list from 98 and i could make…
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Recommencing studies with substantial debts
Hello all, I wasn't sure where to post this (new to the board and there is just SO much to read), originally it was in the student forum but someone there said i might have better luck posting here... I will be starting a Graduate Entry Medicine degree in September and have applied for a maintenance loan from the SLC. I am…
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closing account you've no longer got information for
I'm trying to sort out my credit score and i've just got my credit report and in my account it's got a number of account that i no longer use and i've no longer got details for, I'm just wondering if i can obtain information for the account from some where.
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Help!! Bailiffs
Hi Guys I have found out that my wife has been recieving letters from Rosendales baliffs regarding council tax. I found out as one called this evening and told me that he will be round tomorrow with a lock smith to remove goods. I have spoke with my wife regarding this and found out the following points that are important:…
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Wonga nightmare
I have been taking payday loans with Wonga for over a year now, got into the trap of taking a new one out every time I repaid the old one and was told I was a fabulous customer and all the rest of it. I've got myself into a right old mess though with other credit cards/catalogues etc and three weeks ago I organised a DMP.…
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Hassle from creditors
I have been working hard to pay off all my debts all though i do have a few little ones hanging around £80 here £400 there but i am now finding it hard to pay the amount requested from one company for 2 loans which i admitt i have not paid anything on for a few months, i have missed a payment and now they want £250 a month…
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Reliable collection company
my husband got into bit of trouble paying one debt off, one of the catalogues, we only purchased two items, we owed about £25.00. because it was passed to reliable collections ltd, he ignored the problem the debt increase to £300, which we paid, £160.00 at a reduce rate, still owing £140.00 They charged us £12 per missed…
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help needed please
Hello my partner is being chased for a debt by Fredrickson International. She is a victim of ID Fraud. A tenant at our old address signed up to JD Williams Catologue and ordered online goods in her name six months after we moved out. She has reported this to the police and recieved a crime reference number. This has been…
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Please help
Hi all again, i recently posted saying i was paying off my debts and should be have only 1 credit card debt left come this time next year. Hit some major obstacles this month and its really knocked me for 6... there is literally no way i can carry on this way :( Im paying minimum payments on catlouge, credit card etc which…
