Friday 16th July - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Goooood morning - yayyyyyy it's Friday....a lie in tomorrow:T
I'm off to college this morning to see my tutor, she wants to get me started on some assignments. AFter that I'm picking up dd2 from school early (at 12) - as she's off to see JLS tonight with my sis and nieces! My bro in law picking her up so saves me driving an hour to deliver her. She's very excited:j
Tonight I get to go and pick up my dd1...back from her week in Germany. Collecting her at 11.45pm, so no Fridy night wine for me:rotfl:
OK, must get ready and get my college stuff organised....
Today:

• check banking
• daily scratch
• pack dd2's bag for tonight
• sweep kitchen floor
• hoover lounge
• lunch for dd2 and I from whatever's in
• take bottle of water to college
• meal for me from freezer tonight - fish and oven chips?

I have the first part of my Next delivery on its way - 7 parcels:rotfl::rotfl: How exciting!!

Ok, that's me for now...have a fab day everyone:beer:

josiebabie

Urrrgghhhh TFI Friday!

This week without DD has been more tiring than ever, I could quite happily just nod off at my desk right now..........

Today:-
- Try to stay awake - just...
- HW and plugs off at wall, monitor was on £2.89 a month earlier!
- Mr T's after work for essentials - bread and tea bads are all I can think of ATM
- Meal from defrosted chicken, might attempt a curry for one? LOL
- Empty airer and hang HC that was run over night
- Push to sell one more purge today, MUST get back into these
- Do some OnePoll, MUST get back into this
- Sell lots of labour today, got headgasket job going out so should be in excess of £2000. - £1565 so far...without head gasket.
- Update spreadsheets tonight
- Catch up with friends on FB instead of text
- Snacks from stores, though didn't bring anything lunchy, ie: Sandwiches :eek:

Have a lovely blustery day
Jx

stitching_witch

Good morning Milly, Jo and those who follow.

I'm looking forward to the day as it's one of my accounts days and it's also Friday! busy weekend planned yet again but productive I hope.


So far I have:

• run washing-machine overnight on cheap-rate electricity
• hung out on airer as I can't tell what the weather is going to do
• checked banking
• checked for surveys
• fed the chickens and asked for at least 3 eggs today

Yet to do:

• charge mobile at work (boss actually invited us to do this!)
• take lunch in and try to avoid the wonderful bakery
• possible NSD
• have a good day at work

We're going out with work tonight to an open-air concert - picnic and all drinks provided by work. If it's too cold or wet we're being treated to a meal in a local hostelry first. Not usually our idea of a night out but it's all free. :T

catmiaow

Morning all,

I have:

Check bank
Had a quick shower
Emailed people back
Put some cleaning washing away
Cleaned the bathroom
Done some comps

I will:

[STRIKE]Put my face on
Strip bed sheets to go in the washing machine to put on when I get back -[/STRIKE] BED SHEETS ON :j
[STRIKE]Check on cats[/STRIKE]
[STRIKE]Tidy up after cats and take rubbish out
Take lunch with me to work today
Post ink cartridge to Tesco
Post friends birthday card, 29p card(it is a nice card honest) and used stamps I got free
Go to work
Get someone to pay in my work cheque at lunch time - saves my petrol.
Send EDF my meter readings online to get extra nectar points
More comps later
Check job sites[/STRIKE]
[STRIKE]Dinner - my treat a takeaway and brought OH some wine[/STRIKE]


Total Spend: £29


Right better get on, sick of this week, looking forward to 5pm

Hope everyone has a good day!

nowpanicking

Morning everyone! Can't believe it's Friday already... almost one week of my holiday gone!!! Really hoping the weather's going to improve next week so we can do some picnics etc.


My list for today is: -

• [STRIKE]check on-line banking[/STRIKE]
• surveys
• tidy house - mum coming for dinner - place is a mess :eek:
• weekly shop using list from meal planner spreadsheet (should be £32.68, fingers crossed )
• try and not spend anything else (already into next weeks hol money - oops!)

stiching witch - great tip about using washing machine overnight, Will have to start doing that!

Have a great Friday everyone x

London_Welshcake

Morning!

Today's list:

[STRIKE]Take HM chilli out of freezer ready for dinner tonight[/STRIKE]
[STRIKE]Take packed lunch into work[/STRIKE]
[STRIKE]If weather is nice meet colleagues in park for lunch[/STRIKE] weather was rubbish so joined them in cafe but just had mint tea
[STRIKE]Check online banking[/STRIKE] all good!
[STRIKE]Withdraw cash from cash machine for the weekend - to stay on budget [/STRIKE] No longer needed... I paid for my collegaues lunch on my card and they gave me the cash... saving me a trip to the cash machine.
[STRIKE]Check cupboards and freezer for meals I can make over the weekend[/STRIKE]Update... plenty in so no need for a treck to the shops this weekend. Yay!

These are the things that spring to mind as I dash out of the house. Hope the weather holds and you all have good days!

Day going well...

Pleased with today. Just going to play about with some sewing before heading out to met friends for an hour or so (already have my cash) and then home for the last Friday Night with Jonathon Ross...

determined_new_ms

Hello ladies! Bleary eyed this morning as stayed up till 1.30 looking into last minute holidays :eek: Yay its Friday :j only 7 1/2 working hours between me and relativbe freedom (still on call so could get called out and it means I can't have wine this evening ) I covered for a friend/colleague for a couple of hours last friday and she has bought me a bottle of sparkling wine to say thanks so I will enjoy that thoroughly next week


OK:

• [STRIKE]check banking [/STRIKE](I doubt there is any change but I'll check anyway!)
• [STRIKE]do VSP[/STRIKE]
• [STRIKE]update sig[/STRIKE]
• [STRIKE]hang out washing done last night[/STRIKE]
• [STRIKE]oh make bread [/STRIKE](for some reason every loaf I've made for 3 weeks doesn't rise and is like a brick?)
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]charge both phones at work for the weekend[/STRIKE]
• [STRIKE]take lunch - think there's some leftover spag from last night ok just investigated and oh has taken so this task becomes "find something to take for lunch"[/STRIKE]
• do available surveys
• [STRIKE]pay ds' housekeeping & money for a top I paid for on ebay for him into bank[/STRIKE]
• feed toms
• [STRIKE]post lovefilms[/STRIKE]

that's it. Only 4 days till I clear my od :j so excited its not true! Sad isn't it??? Have a great day everyone

savingforarainyday

Its Friday:j:j:j

and it was a morning when I wasn't going anywhere early, so I thought I will have "proper" lie in, but at 8.30 the phone rings can I check and see if I have received an email as theirs isn't working............................ :cool: so that was that then;) wouldn't mind but I tried this earlier in the week and the same thing happened:D

So today I will

Print and post client questionnaire
Send a copy of rainbow accounts to new dc
Shopping list
Ebay list
Start decluttering I have a charity bag that has come through the door this morning so I will fill that
Transfer dd's money
Pop and see client
Friend coming for cuppa this afternoon
Clean bathroom:eek:

I am off for a shower and a hair wash:o

redsam

I have been really inspired by loads of people on the forum and the help and advice is really warming and reasuring. So I hope this is appropriate place to post...

After a couple of days of tears, and lack of sleep I have started to get my head around my stressful finances...today I sent off an application for job that I really not keen on and I think they have an internal candidate (I'm a teacher), looked and applied for a part time/temp/eve job for extra cash, and uploaded some board games onto amazon and sold one already and hopefully sold a microwave we dont need or use! I posted an advert in my local free newspaper website to sell my skills making gluten free cakes.

I will find a pot/jar that I can seal for the extra cash made to put towards my debts.

Its a small start, but its a start!

Soma

good luck with the job application redsam. Glad you had a lightbulb moment. :T How about starting your own thread and posting a statement of affairs?

my list:
*[STRIKE]check bank[/STRIKE]
*[STRIKE]update budget sheet[/STRIKE]
*[STRIKE]free scratchcards[/STRIKE]
*[STRIKE]daily clicks[/STRIKE]
*[STRIKE]accept offer of extra work[/STRIKE]
*[STRIKE]do one car trip - shopping, posting letter and travelling to weekend away[/STRIKE]
*tidy kitchen :eek:
*go on cheap weekend away - £80 for 3 nights self catering

redsam

Hi Soma

Thank you for that...my friend has just suggested I try and create a gluten free receipe booklet to sell aswell...got loads of recipes and I know my stuff about alergies..just finding ways to sell and make some pennies!

I just want to make sure I can earn enough cash to pay my bills and stuff through supply teaching in september whikst I try and find a permanent post...agghhhhh