-
buying property abroad
Recently took out a mortgage for a property in Turkey. Everything o.k except for actually paying the mortage. It's costing nearly £40 to send the money!:confused: I have tried two different banks here but both seem to charge the same. Has anyone got any ideas of a cheaper way to send money to the bank in Turkey?:o
-
hi everyone
hi everyone i`m a newbie here with debt of £18,574.22 and hoping to get rid of it ASAP credit cards : £4,469.83 cataloues : £7,258.84 loan : £4,190.32 store cards :£1,180.00 overdraft :£1,475.23 Grand Total : £18,574.22 (end of august 09)
-
Bailiff fees clarification
Hi. I need clarification on what bailiffs can charge before I submit a Form4 compaint. Due to the complete incompetence of the local authority parking debts (for 16 pcns) added upto £2180. One of the issues was correspondence was being sent to a previous address. This previous address was also where the bailiffs claimed…
-
How does the DMP work
I have started the first steps with PayPaln - have my interview on Monday evening. Do they work out what you can afford to pay your creditors from the money left after house bills/mortgage, etc? How much do you usually pay? Is there a different amount if you do it as a couple as opposed to two indvidiuals? Would it be…
-
County Court Judgements
Hi all, I have just obtained a Trust Online report and provided my previous address where I lived for 26 years. The report stated "Nothing Registered." I then received my Experian Credit File for my current address over the last 6 years - and again - there is not one blemish. What I can be sure of is that there are no…
-
Day One
Hi, I've been working up towards posting on here for a couple of weeks now and have finally run out of cleaning, washing sorting and the countless other tasks I have found to occupy my time and put off the inevitable!! I first posted on MSE a few years ago when I was having money worries with my then boyfriend and our ever…
-
Ownership of House
Hi - not sure if this is the right place to post. I would be grateful for any advice on the following: I have a son aged 24 from my first marriage (wife now dead). Son lives with my Mum in her house which is jointly owned by Mum and myself. They live over 400 miles away together with son's girlfriend. I have my own house…
-
CCS have suggested I have a DMP but I am on benefits
Good morning all you lovely helpful people, I am hoping to pick your brains as I don't know what to do for the best. I am not working due to ill health and get £89.90 a week ESA which equates to £390 a month I owe Nat West £6,700 for an unsecured loan and Tesco Credit Card £805. My outgoings on essentials (pared to the…
-
Another letter from 1st credit, advice please.
Hi this was m orriginal post.Sorry for the long post but had a letter in October 2006 from mackenzie hall saying they where asking for money from Citifinancial Avco Trust, we then had another letter November 2006 with reduced credit but saying the persuers where 1st credit. Then December 2006 another reduced amount but the…
-
What do you do each day to make a difference.
Hi, I was just wondering how everyone gets through each day dealing with their debts? I am aware that its a slow process and we should take it in small steps however im fairly new and wanna feel like im making a difference each day. I've joined the PAD challenge which is good fun, but i hate just plodding along. Thanks for…
-
overpayment woes
I need advice! I was let go from my job on 27th of july. I worked for the intolerably evil British Gas in one of their labour farms/call centres. As they pay on the 15th, and you're paid 2 weeks in arrears, 2 weeks in advance, I was not entitled to any further wages from them (which is why they ALWAYS sack people at the…
-
Anyone in a relationship but tackling the debts alone?
Hiya, I had my lightbulb moment a couple of months ago, joined these forums and now im hooked, alot of my debt is either soley or jointly OH's and while I am determined to become debt free, he really doesn't seem that bothered. His attitude towards the debts just annoy me, he just sees it as a society where everyone is in…
-
***Weekend 19/20th Sept~ Chat - pop in for a cuppa!**
Good morning campers....:D:D Normal service today? Been missing you lot like mad but so silly busy with work, I'm coming home and sorting kids, going to bed! :( I'm doing a wedding today (makeup) then coming home and making bread. Never tried it before but thought I'd give it a whirl (I lie, I made it when I was a kid,…
-
Saturday 19th & Sunday 20th September - What small DFW things have you done this week
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
-
DG Solicitors
Has anyone had any experiences with DG solicitors? I have two HSBC debts with them both around £8,000. They have written threatening legal action I know they are part of HSBC and I just wondered if anyone had had their debt passed from DG to another debt collection agency? I have enough to offer them a full an final on one…
-
Credit Card Scam
Hi all, I'm new to the forum so apologies if this has already been covered, which I'm guessing it probably has. My mum recieved a call a while ago now from a company called Glovista Red, claiming they could wipe her credit card debt off. An amount of 800 has been charged to her card. She has received a letter from them…
-
Capquest harrasment
Hi, Im new to the forums but thought someone out there might be able to give me some advice but i'm also interest if anyone else has faced a similar problem. I'll apologise now for the length of this post! A couple of months ago my father (who is in his 70's and I'll call Mr Smith for the purposes of this) started to…
-
Should I book?
Hiya, I was due to get married in a couple of weeks however cancelled due to financial restraints and these putting a huge strain on our relationship. Anyway me and OH agreed to go away for the weekend the weekend we would have been getting married, however this will mean spending money that im thinking i could chuck at…
-
What might happen?
Well following my first post last week I've now worked out my cashflow for the next 10 years and reckon I will be OK, which is good :-) However, this could come unstuck if my credit card companies start to mess me about. So heres the question... Based on the fact that I will be making at least the min payment every month,…
-
Happy Friday Everyone!
Evening all, just thought i would start a new thread to see what all us DFW are upto tonight! I should have been hitting the town but decided it against it as I would rather save the money. So here I am at home, bored and feeling sorry for myself! Whats everyone else upto? X
