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Bailiff Trouble help needed PLEASE!!
Hi Received a letter this morning stating that I had ignored a CCJ and now the bailiffs had a warrant to enter the house and remove goods such as TV blah blah. The problem: 1) this debt is for a storecard which I have been questioning the credit agreement, within the last year. It turns out that the company registered the…
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Help Needed
Ok this will be a long one! Basically i'm writting this here for two reasons. 1) so i can see for myself how much i owe and it will spur me on to sort it, and 2) some advice on some things. My story is this; I'm a Scottish student currently studying in England. I went to a Uni in Glasgow but dropped out after a year and a…
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Lloyds CC and f&f offer
I owe Lloyds £13.500.00 on a credit card and they sold the debt to Bryan Carter & co. I had been paying £50.00 per month but am not working at present. They phoned last week and said it was going to court. I called them as the debt rose to £14500.00 including interest ( at 8% ) and court charges. I have a bit of money I…
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Mackenzie Hall worry
hi from the beginning of november ive been getting fishing letters from the above people saying i need to contact them i just ignored them looked on the internet it said dont call them so i did not checked my credit file and its ok today i got a letter saying thety going to send people round to collect i owe hfc bank 800…
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The Quest - 2
Hello & welcome to The Quest -2 I think it was time for the old Quest to be allowed to rest in peace :rolleyes: & what with spring being all about rebirth & new growth from old etc. this seems like a good time to restart the journey with plenty more knowledge & experience than 6 months ago ;) . The debt is hovering just…
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Dad in debt
Hi all I am new to this forum and wondered if I coud have a little advice for my Dad? I'll keep it brief! Dad has £8,000 on an MBNA credit card. This is his only creditor and he has had the card for over 10 years without any problems. However, he was diagnosed with throat cancer two years ago and from then on the payments…
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Phoenix Kaleidoscope Id Fraud
Dear All Hi all new to the forum long story sort in 2006 had my ID used to get lots of debts in my Name by my land lady I rented a room of her and after moving out she open 6 accounts for cataloges £2000 plus in my name:mad: after letters and calls to the agencys and directly to cataloges thought i had it all sorted until…
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How do I 'help' my OH have his own LBM?
You've probably seen me mooching around in here - like most of us, I had my LBM a while ago and now becoming debt-free is a big focus for me and influences most of what I do. My OH however, has got debts four times mine, and yet seems unable to get to grips with them. I've tried so many ways of helping, but his reaction is…
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Uncle in credit card debt and scared
Hello Basically, my uncle, who is aged 62 and does still work on a low wage has somehow managed to run up approx £15,000 debt spread out over three credit cards, he also owes £2000 on an overdraft, and is currently paying back hp on a reasonably new motor home. I/my family cannot understand how he has got into such a…
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My complaints about fee paying DMP - reply from Financial ombudsman
Hi everyone, just thought I would let you all know that I recieved a response from the Financial Ombudsman this morning. They have written to the company on my behalf and they now have 8 weeks to respond and hopefully refund my initial fee. Good Luck to them I tried numerous letters, phone calls, fax and email and heard…
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NewBee Debt-Free WannaBee
Hi all Just wanted to introduce myself... First time we've found ourselves in such a pickle!:confused: We were crediit card virgins till a few years ago OMG we've had our fingers burnt for dipping into that fire!:o We are benefit dependant due to our son who has complex medical needs. Our naivity has lead to us being…
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Help with Aegis/UK address
I have an MBNA cc which hasn't been defaulted (we're doing a CCCS DMP). All our correspondence [FONT="][/FONT]has been with MBNA - token payments, notice of plan, CCA request, stop telephoning me etc. Aegis have been calling us constantly (until 9pm), have written requesting payment for this account & today we got a…
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Things Are Looking Up :)
Things are looking up for me.The banks Natwest and HFC have both agreed a reduced monthly repayment after I sent them an outline of my personal circumstances (seperation from my wife)with the help of the CAB. My Advantage Gold account will be closed so I have to open up a basic card account elsewhere.I can still take money…
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Natwest & Mercers reply... not sure what to do now?!
Hi everyone :wave: I sent £25 cheques to Mercers (barclaycard) and NatWest. The NatWest one (within 2 days of them cashing the cheque) changed to Triton credit services. Triton have rang my parents home number (we are living with them at home but do not use the phone and have repeatedly asked them to take the number from…
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Please help if you have the know how
My girl friends mom has got debts in the region of £20,000! one loan and two credit cards i believe. She is egar to be debt free and wanted some help setting up a plan to pay it off. Whats the best way to move and pay off this big mess? If you need more info i will get it off her and post it later. Thanks everyone.
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Notice sent by Millfield Business Services
Morning all, My wife received a letter from a company called Millfield Business Services regarding an account that had been passed to them and was overdue by £60. The letter said 'As the appointed representatives [of Ashburn Membership Finance Ltd] unless we receive the full payment of the arrears on your account within…
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My money, the final figure is shared 50/50 with partner
Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 1 Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................ 1152 Partners monthly income after tax....... 1100…
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Friday 13/3/09 What small dfw things have you done today???
:D When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress,…
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Red Nose Day Friday 13 March DFW Daily Chat
You all still in bed?! I'm off to work.......:wave:
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New here
I've come across these forums when looking for meal plans as I've come to the point where I'm going to have to drop out of uni if I cant sort my debts. I only have 6 months to go and I'm doing my dream course to be a mental health nurse so I dont wanna leave. Thought id introduce myself here and give a bit of the scale of…
