Phoenix Kaleidoscope Id Fraud

loakie

Dear All

Hi all new to the forum long story sort in 2006 had my ID used to get lots of debts in my Name by my land lady I rented a room of her and after moving out she open 6 accounts for cataloges £2000 plus in my name:mad: after letters and calls to the agencys and directly to cataloges thought i had it all sorted until i checked my credit report orinially westcot bought my so called debt off kaleidoscope sent all the proof change of address all bills etc with this letter
Dear sir / madame
I DO NOT ACKNOWLEDGE ANY DEBT IN MY NAME TO YOU. after numerous letters and calls I am still showing false debts and credit agreements with you company I was a lodger at XXXXXXX I moved out of this address on 09/11/2006 and was in working abroad on the the 13/11/2006. Working for my then employer and was there for one month and your company set up these accounts you then passed my details to debt collection agency and is showing bad debts on my credit file / history. This is a fraudulently obtained credit in my name I can only assume my then landlady Miss XXXXXX Used my identity to obtain credit from yourselves these accounts were set up on the 15/11/2009 this is the information i would like to know
1 How was these accounts set up phone post email?
2 What proof of any credit agreements have I have meant to have signed?
3 is there any phone recordings placing orders recorded ( which I'm sure you keep for training purposes / fraud prevention)
4 Delivery address / dates and signature of items placed.
I want this cleared up soon as possible and my credit history repaired.
I wholeheartedly hope you seek a criminal conviction for fraud over Miss XXXX to recoup your loses. these are not the only accounts that she has obtained in my name. I have visited the police over these accounts and sought legal advice and the response is that you must contact the police and press charges due to the fact the money is owed to yourselves even the my identity was used.

Yours Sincerely
xxxxxxxxxxxxxxx
This was 2008 all removed from My credit flie
Re checked My credit profile 09/03/2009 and shows PHOENIX recoverys with the same debt from kaleidoscope :mad: .
I phoned Kaleidoscope fraud department straight away and they said we resold the debt to EOS then I asked these questions

1 this alleged account was set up prior to 2007 which required a written credit agreement consumer credit act 1974. Reply you dont expect us to keep records from that long ago do you!:rolleyes:

2 I would like a statement of this account sent to me detailing all debits and credits to the account, items ordered including any recordings emails letters and delivery dates .Reply we dont keep records from that long ago.:rolleyes:

3 PHOENIX RECOVERYS is not legaly able to opperate in the UK as a debt collection agency as they are not a limited company and opperating as so is against the law:D REPLY WE WILL BUY BACK THIS DEBT AND CLEAR YOUR CREDIT FILE WITHIN 48 HOURS:rotfl:

beanielou

Hope they do clear your credit file then.