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Newsround is looking for a family affected by redundancy
Newsround are looking to cover the issue of redundancy from a child's point of view. They're looking for a case study of a child aged 9-12 whose parent, or parents, have been made redundant. They'd like to be able to talk to the child about the impact the redundancy has had on them. Ideally this would take place over the…
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Capital One Card Services Address???
Just for your information Yesterday I went to the post office with a Special Delivery to Capital One Card Services P.O. Box 5283 Nottingham NG2 3YJ The address that they have one thier website for us to write to. I spent ages in the post office as thier system did not recognise this post code. They advised me that I should…
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charges for DMP
Hi everyone, I have just been on the phone with payplan and will hopefully start my DMP in december. I had last month started with another company that was willing to charge me 900 pounds in the first 3 months and 25 pounds every month after to manage my plan. I was stupid as I did not understand they were going to charge…
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I need a kick up the bum!
Hi there, Me and my partner owe £12,016.03 combined and it is really getting me down. Even though £9,041.53 of this is a 'controlled debt' there is that annoying balance of £2,974.50 on the barclaycard at 19.90% APR!! :eek: I have wrote to Barclaycard and they lowered the APR from 29.90% which we are gratful for and also…
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Turned Down For Virgin Card
Feeling a bit down just been turned down for a virgin cc i wanted to shift some debt over to 0%. Not sure why I was turned down as I checked my credit score and it is good and I have not aplyied for new credit for 18 months. I think it is because I have large debts but its catch 22 I need a lowers intrest rate to clear…
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Redundancy
Oh dear. I work in the media and have just been called into a 'serious' meeting. There are going to be LOTS of redundancies in my company. We've already had massive cuts a few months ago but they told us that they hoped that would ride out the economic storm. Seems they were wrong and it's much, much worse than anyone…
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Another letter from Iqor
Okay so you have help us before, this is the previous thread http://forums.moneysavingexpert.com/showthread.html?p=15430713#post15430713 We sent a prove it letter & today got a letter back about their investigation. They have sent us out a few pages of what it meant to be printed statements. These statements have my…
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missed credit card payments
Hi, just wanting soem advise really November has been a bad month for me - My grandma has been diagnosed with bone cancer and probably won't be here for much longer, this has hit me really hard. Skipping to the point I am self employed and have been taking days off work through feeling a bit down etc - therefore not…
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£10000 in debt, tips obviously needed!
Hello Over the course of the last few years by burying my head in the sand I've managed to acquire a sizeable amount of debt spread over 3 credit cards. Two of them are on a 0% deal, one until March and the other until June the other 1k is with Egg. I've got a lot of equity in my house and I am thinking the best way to be…
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Gym membership and new t&c's
Hi guys, I am trying to cancel my gym membership with David Lloyd, having statred a new job in a gym were I get free membership! I have searched the forum for advice on the matter, but haven't found anything regarding the case! I joined a Next Generation club in Jan '07, knowing that there was a 3 month notice period, but…
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How would I work out who to pay on a pro rata basis?
I'm really rubbish at maths so this is a genuine plea for help... how would I work out amount to pay who? Does someone have a formula that would help me work this out!? I'm still trying to work out how to cut down - SOA in my diary... the forgotten freedom of no debt diary - on alot of things to have the money to pay these…
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Grrr to Havering Council!
You know what... I'm mad! Really really :mad: ! I'd heard nothing from the council about outstanding incurred fines from late return of library books since I received and replied to a letter they'd sent saying I owed outstanding fines and when I contacted all my creditors I included them - why? - because I owe them money!…
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Ligthspeed Member
Hey would anyone be able to refer me to become a member of Lightspeed?
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Debt Owed - Something to cheer everybody up today!!!
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****FRIDAY, no chat already???***
Morning All Where is everyone?? Its like the marie Celest around here at the moment :rotfl: Feeling really Pah at the moment. I know its my own insecurities but I asked DD who she had played with at pre-school the other day and she said no-one I play on my own. Then she said they all say I look funny...that broke my heart…
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Free Legal Advice on MSE ?
Is there anywhere on MSE I can post to get free legal advice ? Cheers.
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Need help with my SOA guys!
Hi! My OH has recently moved in, I have two DDs aged 4 and 2 from a previous relationship and we have a baby on the way in February. We don't own a car at the moment. He works full-time, I don't currently work. Things have been really tight since he moved in, it's taken a while to process our joint tax credits claim, and…
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Income changing - where do I stand?
Hi - any advice would be welcome please.:o Currently with CCCS for a debts totalling over £50,000. However, my financial situation may be changing due to me having to change jobs and may have to accept a lower salary. My budget is very very tight and I only just managed to get accepted onto a DMP with CCCS. If new salary…
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Debts increasing on my DMP
I started on a Debt Management Plan in February 2007. My creditors froze my interest, a repayment was agreed and my debts started to go down. :j In February of this year, one of my creditors stopped freezing my interest (they told me it was comapny policy not to freeze it for more than one year) although they accepted my…
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Cautious Paul's Debt Diary.......
Day 1 Came on M.S.E for the first time yesterday, previous post covers the problems I am facing...£30k in debt(or so I thought) and a gambling addiction to conquer - I'm 27 years old and tackling both of these head on before it's too late. Went home last night and with the information from here(and gamcare) and the…
