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Please have a look - need help!
Hi, I have been lurking on here for a while struggling to find my lightswitch! I have finally done an SOA - I will post it at the bottom. I am trying to find extra work at the moment - got a job application to take into Thorntons tomorrow. I currently work at Argos on Sundays so we have no childcare costs. DH used to have…
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bankruptcy
My ex has just been made bankrupt by Luton Borough Council for under 4k! (non payment of council tax) He has a mortgage and good equity in his flat however his debts total 10k which he needs to find the money for. I want to help but not sure the best way for him to do this. His parents have paid their mortgage. He has…
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Bailiff help please
My husband moved out 4 months ago. We recently had a CCJ for him from a debt before he met me (£15,000). I gave it to him but he has done nothing about it and it's still here. I am trying to phone the courts today to inform them but can't get through and he has just under 2 weeks to send them a varied order form or the…
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Need some advice - Blackruby's back.
Hey all, Finished uni about 2 months ago, I was pleased about that. But this weekend I had a sort of breakdown. You see, I was going for a full time supervisor position in the retail store where I work and I think my brain balked. I don't want to work there for the rest of my life, it's so mindless and I need a lot more…
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I hope you can help - SoA included
Hi everyone. I am a long term lurker to this board and others. I have been plodding along paying off debts left right and centre for some time now. We got into the majority of our debt in 2002/2003 when we moved in together and bought a 3 bed "fixerupper" - our house was a nightmare from start to finish and we soon started…
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Some advice please
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Please Help Me
Hi this is my first time on here. I'm in a really rubbish situation and really need some help. Firstly, last Christmas I was in around £15,000 of debt. I have now managed to reduce that to £11,700. Anyway, other than the fact that I am still trying to make these payments and as a result, have no money 1 week after I get…
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cca agreement
hi sorry to post this but can anyone point me to where i can find the template letter to request the cca and a copy of a default notice i never recieved, i have trawled all over but cant find it. thanks in advance
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Sending photos to magazines
We have a couple of really good funny pics to send in to magazines, and wondered if anyone can recommend one that pays good money? Any help gladly appreciated!!:beer:
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PaP/Moozie's What will you spend/have you spent today Tuesday 2nd September thread
Good morning everybody :hello: :hello: :hello: Firstly, may I say a huge 'Thank You' to everyone who posted in yesterday's thread - especially those who have not used this thread before. It is one of the longest running daily spend threads on the forum and really needs a few more 'newbies' to bring us back to the 'heady'…
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I want a diary too
Well this is diary is probably more for my own benefit then anything else but there will be the odd question and support needed along the way. Still waiting to hear from my partners work place with regard to a job that i went for with them, it would be the ideal job as the money is better, the support is better, save on…
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Going to Cancel SKY today....Yikes
:eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: I can't believe I am REALLY going to do it, but I am. My hubby is gonna go mad, but he isn't working hardly at the moment and it is just a luxury we can't afford. I guess when things pick up we can re-instate it without any major extra charges?? I will have to…
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DCA chasing my daughter - aged 16!
Hi All, basically, virgin active are chasing myself (not too bothered) and my daughter for a few months missed membership payments. I wrote to them 3/4 months ago to ask them to freeze the membership as we were having financial difficulties due to a very personal matter, They haven't done this and have continued to charge…
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Tuesday 2/09/08 What small dfw things have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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*daily Chat 02/09/08********
Mornin everyone :D Well I have never dared start this thread but am up at stupid o' clock so thought i'd give it a bash!(sorry sammy x):rotfl: Well after been made redundant 2 months ago I finally found a job and started yesterday, its alot more "high up" than i'm used to and can't believe I actually got it. Its so much to…
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Dumped with the debt !!
Hi all, I'm a Newbie so please be gentle and I would be grateful for any advice!:o. My Girlfriend and I have split up fairly amicably 3 months ago but agreed to stay together until we could sell the house and pay off most of our 59K credit card Debts (OUCH!, I know it's massive). Prior to this I would say we had problem…
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R4 listen again - driving down debt.
Very interesting program following a repo man around. Found via House Prices forum http://www.bbc.co.uk/iplayer/console/b00d6wp1
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Debit Cards and Savings Accounts
Hi I was wondering if anyone can help me.... My credit is awful, I cant get anything! Is there a debit card I can get without a credit check? So I can pay bills over the phone and things etc? Also, What savings accounts can I get without a credit check? Whats the best ones? Thanks Matt
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The Quest
Hello & welcome to my quest for freedom :wave: As you can see from my new sig below I have managed to clear a grand :rolleyes: total of £203 off my cc debt in the last 6 months. I've actually paid £1,700 :eek: towards my debt but due to little things like interest, car repairs, dentists, new tv's etc... etc... or just…
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Mobile Phones Not Covered By C.C.A
Hi all, I've seen from some of the earlier post's that some of you were not sure if mobile phone contracts are covered by a C.C.A . I can tell you for definite that they are not but the good news is they are covered by [FONT='PrimaSans BT,Verdana,sans-serif']a hire agreement. Below is a email that I sent and the response…
