-
HELP!! How can I get rid of a unwanted Time Share??
As above - having trouble gettg rid of it?? Can't afford to keep the maintenance costs. Just sat in a 3 hour speal about paying £9k for these people to take it off me! Apparently receiving £18k in five years time?! Very suspicious?! Am I postin in the right section??
-
Is there a Weight Watchers DFW Group?
Hi! I have seen a Slimming World DFW group, but is there a weight watchers group or anyone who would be interested in the points plan? I went for a while but cannot afford it now, and with 4 stones to loose, I need to get something done. Exercise went out the window after surgery, but I need motivation... :j and I think a…
-
Help/Advice Re paying off student loan please!!!
Hi there everyone I have been doing 50 50 on debt clearing and getting there with help on the board. I am thinking about clearing my student loan but not sure. What does everyone else think? See the interest rate is 4.8% and this is still quite high, basically means 500 pounds of interest each year is going on so my…
-
What Clicks do you do??
I was just wondering, I have religiously done pigsback and quidco for months now. At the begining I also did loads of others but I guess I overdid it and gave up. Just wondering what others everyone does and which seem to be successful? I want to take on another 2 or 3 but want to get the best £ for my time Any suggestions?
-
Adjusting Experian credit report
I have two default notices from Lloyds on my credit report. They say that I defaulted in June 2003, when I had in fact defaulted far earlier than that (sometime around 2001 would be the first point of default). The debts are fully paid now, cleared them in January 07 (after having agreed in the period in between to a…
-
Make £10 over the weekend?
Is it possible to make £10-£20 quickly over this weekend? OH's car (and mine) are running on fumes at the moment and OH needs to get to work Mon/Tue/Wed (gets paid on Wed). Seeing if DD want to buy £20 WHS vouchers from us, but any other ideas?
-
Is It Posible To Stall A Debt Agency? (Moorcroft)
Hello folks I need some advice please to stall Moorcroft Debt Agency. I'm on a DMP with Payplan, I'm in the process of applying for an IVA, with CCCS (Sent all documents last week). Today, I have received 2 letters from Moorcroft, (1 for my Credit Card a/c, and 1 for my Current a/c Nationwide Building Society for both)…
-
is debt collection agency just another name for legal blackmail
if i was demand money from someone and be abusive.threatning etc i would be dne for blackmail demanding money etc # what makes debt agencys legal?
-
capquest. .New Tactic
They just rang out the blue asking for my partner. so he passed phone to me as he was worried hed say soemthing wrong. they said can we confirm your name and address etc . So i said no! she was so rude and like you have to give us these details . i was like no i dont . and in the end after letting her rant about how it was…
-
Six year old debts
Hi all. I have credit debts which have been hanging around for about 6 years now. I would love to pay everybody I owe everything I owe but unless I get a sudden influx of money (Lottery win, inheritance, etc.) I'm not going to be able to. I have been told that if I haven't heard from a creditor for six years then I don't…
-
CCA request help please
Hi everyone I sent a CCA request to Fleetwood debt services for a GE Capital bank debt, they returned it saying not at this address, so I found another address for them PO Box 700 Leeds, and resent CCA request with postal order. I had no reply, but I have started getting phone calls from Vikings, so I did a bit of research…
-
How quickly does credit report get updated?
I was wondering how quickly your credit report gets updated following a monthly payment? Just I have checked my credit report and it shows one missed payment in the last 6 months but I was hoping that after my Direct Debit this month that it would then show no missed payments in the last 6 months and so I was wondering how…
-
Maximum number of COs on house.
Hi, I now have 4x charging orders on my house thanks to my latest court appearance. It occurred to me that maybe there is a grain of sunshine to be taken from this. I heard a rumour that you can only legally have 5x CO on any one proprty. I still have 6x unsecured creditors who will,I assume, eventually go for CO…
-
oh !!!!!!, advice please.
ok to cut a long story short, we are in arrears with the mortgage and we spoke to an advisor 2 weeks ago who said we should put our house on the market and we would get an interest free mortgage for a while so we did this. this morning we received a summons for a court hearing for repossession of the house :eek: !!!!!!…
-
Pap/Moozies what have/will you spend today Saturday 19th April?
Good morning all:D I expect just to buy a peper for the free Alan Partridge DVD & hopefully will not be tempted by other goodies/bargains! Horrible weather AGAIN :mad: so will try to go up the shop in-between rain Have a good day everyone;)
-
captain hook
just entering into a DMP and need to open a Basic Bank Account. I am currently with First Direct so need one that has no connection to them. Any advise on which banks are suitable :rolleyes:
-
Help Needed To Become Debt Free
Hi, I am hoping that you can help, I want to be debt free!!! I am 24 and currently owe £19,000 to various credit card companies. I have never missed a payment and my credit score is good, however I am only making minimum payments each month and have very little money left each month to live off and the debt does not seem…
-
Newbie here
Hi, I've been reading this forum for a while and have picked up some great tips and ideas from a wonderful group of people and finally took the plunge to make my first post. I'm hoping that I will be of some help to others as I start my debt free journey - I'm likely to be around for a while! I've just started (this month)…
-
Problems with - Surprise Surprise - Lloyds TSB
As some of you know, my biggest debt is with Lloyds Bank, and the biggest problem right now is a credit card that sits at about £100 over my credit limit. Now, I know it was stupid to get the card, and even dafter to run up the bill on it, but that's done now and I have to deal with the consquences. On friday last week (a…
-
CCA help they want signatures
I hope someone can answer my question. We sent a CCA request to a company at the beginning of April and at top of the letter wrote WE DO NOT ACKNOWLEDGE THIS DEBT. Well today have recieved a reply back saying cause we wrote this we most sent 6 signitures including one on a passport or they cant give us a copy of the cca…
