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Barclays & Clydesdale Connected via Woolwich?
Hi, I originaly put this thread in the basic bank accounts but I think maybe I should have put it here since i've so much debt i'm trying to sort out. I have about £12k of debt with Barclays, both loan & overdraft, and after recently trying loads of banks to get a basic bank account finally got one with Clydesdale. But now…
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Valentines SOA Massacre
Well it hs been nearly a year since I joined MSE and what a year that has been. Having sorted many of our money issues though not huge, enough to cause sleepless nights and stress. Most of the debts that we now have are my OH's however he has come an extremely long way since we both started this journey. He understands the…
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are credit files confidential?/county court claim
I am a chicken,I know that.But my past is really getting to me,I know I have unpaid debt from the past.Like many others I have been lurking around for about a year.I obtained a subprime mortgage last year,I still didnt get my credit files,I went to a F.A. and he sorted it all. Please can someone help me as I am going out…
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Abbey- we don't care how you get the money
Just get it and pay. We will not negotiate if you don't like it go to CAB or solicitor. Think the conversation went down hill from there, apparently they are not my personal financial advisers and I should sort myself out. I think I forgot how nasty creditors can be. They are not interested in looking at our SOA or pro…
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Am I falling off the wagon?
Can someone knock some sense into me please? I've been trying to be so good recently (maybe too good, maybe that's why this happened) and have spent nothing on myself except £1 a week on chocolate and a badminton court at the local leisure centre once a week since the first week of january when I had my LBM. However…
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Overdraft V Loan
Hi In need of some advice please.... My husband is Self Employed, sole trader and unfortunately broke his wrist back in May 2007. He was unable to work from May through to August. The bank was very good, allowed us an overdraft of £10,000 all the bills were paid etc etc. Hubby was back at work from Sept through to December…
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Capital One Urgent !!!!!!!
H I I Recently Sent Asking For My Cca I Got A Reply Stating Under Data Protetion Act They Cant Give Me It Until They Recieve A Signed Letter The 12+2 Days Runs Out On Monday 11th Feb
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behind with all our debts
Thanks Merlot! I quit my job last year due to it being really stressful, my OH works 7days to bring the money in for me & our 2 children, last year we remortgaged the house to pay some of the debts we were behind on (stupid i know) & now im still not in work, we are getting more behind on everything car, mortgage, council…
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Home Finance Debt
Hi. I'm new to the site so forgive me if I'm posting on the wrong forum. I wanted to ask something on behalf of my mother. She got a letter last year saying she owed money for Home Finance, she called the number given to ask what the debt was for but they couldn't tell her. This debt was from 1998 and they contacted her in…
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quido
Sorry if i have put this in the wrong place .The query is about QUIDO i have taken a life policy out to get £80 cash back it is with legal & general the tracking with them says fast but today is the second day and it has still not tracked .I also did my car insurance & home insurance they was with a different company but…
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Freeing up equity in property to clear debts urgently?
Hi :D Hoping for a bit of advice here. Over the last few years I've built up a considerable amount of debt, approx £20k, which has reached a bit of a head this month as my outgoings are more than my incomings which isn't good as I'm starting to incur bank charges! I'm lucky enough to own two properties, and have one on the…
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car loan been sold to link "help"
Hi all my hubby has a car loan with ge money which we owe £368 it was supposed to be paid off last year but since then we have had drop in income and are struggling,so i have just been paying off in £10-£30 when i can.They have now sold the debt to Link financial services who are demanding that we pay it all in full by…
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2008 - Year Of The Handcuffs
I have decided that to help me to stop spending money that I don't need to I am going to visualise the 8 of 2008 as a pair of handcuffs. ;) So each time I go shopping I shall slap the old cuffs on (mentally that is!) before I buy. I tend to write a lot of cheques also, and sometimes I forget and must admit get into trouble…
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Friday 8/02/08 What small dfw thing have you done today???
Couldn't wait to start this one again Sophie Sorry! When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that…
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Help with CCCS Debt Management Plan?
Hi folks, I’m hoping for a bit of advice about my debt management plan, which is administered by the CCCS, and is frankly in a bit of a mess. The problems seem to have started when my HSBC loan and overdraft were sold on to Metropolitan Collection Services. My total debt to HSBC (which included a Mastercard as well as the…
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Pap/Moozies what have/will you spend Friday 8th February???
Morning everyone:hello: Yesterday was indeed a NSD, but tonight my Husband is coming home for a couple of days, he's not coming back until late tonight though, so hopefully will still keep to a NSD today, tomorrow will be a different story:eek: Good luck peeps:T Just realised this is my 4th NSD in a row ( if I manage it )
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Daily Chat 8th Feb
Happy Friday!!!!!!!!! Nipping out this morning so thought I'd start the thread earlier... will catch up in a bit!
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Debt collection agencies - advice please
I was hoping someone could give me some advice. My husband had a couple of credit/store cards way before I knew him - at least 8-10 years ago; he had quite a lot of problems (including a relationship breakdown, bereavement, mental breakdown and moving areas) and for some reason he stopped paying them and they got forgotten…
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Only Small-ish Debt But Want To Stop Before Gets Out Of Control
I am 23 years old and i have a few debts that are outstanding and need help on how to clear this asap and stop it from spiraling out of control. My current debt is as follows Overdraft- £750.00 Credit Card 1- £2,200 Credit Card 2- £1,500 HSBC Loan- £850.00 I have transfered one of my balances to a new card so credit card 1…
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old post
I have removed this post as it is no longer relevent
