Capital One Urgent !!!!!!!

mcjordi

H I I Recently Sent Asking For My Cca

I Got A Reply Stating Under Data Protetion Act They Cant Give Me It Until They Recieve A Signed Letter
The 12+2 Days Runs Out On Monday 11th Feb

shellsuit

Was the letter you intially sent, signed??

emmy05

ring them and say youre sending the signed form today, x

mcjordi

Been Advised Not To Sign

fermi

The more knowledgeable posters on the CAG site normally suggest that you send this:

Dear Sir/Madam,

RE Account NO XXXXXXXX

Thank you for your letter dated xx/xx/2007 the contents of which are noted

In your letter you make reference to requiring my signed authorisation before you comply. I draw your attention to the fact that the Consumer Credit Act 1974 does not require that I supply you a copy of my signature before you comply with my S78 request.

If it is for Data Protection purposes then I can happily supply you with documentation to substantiate my identity to you.

However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.I have to ask if you are concerned that you are corresponding with the correct person why has it taken so long to raise this matter.

As you are aware, disclosing data without adequate checks of identity is contrary to the 7th principal of data protection, listed in schedule 1 of the Data protection Act 1998:

7. Appropriate technical and organisational measures shall be taken against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to, personal data.

My request for a true copy of my credit agreement under section 78 was made on xx/xx/2007 and the 12 working days for your compliance expire on xx/xx/2007. I note that there is no provision that removes the requirements of the act to provide this information on time, even if you are unsure of my identity.

I look forward to receiving the documentation requested.

I would appreciate your due diligence in this matter.

I await your rapid response.

Yours Faithfully,

Gemmzie

Thanks for that Fermi, we are in a DMP with them and getting similar requests for a signature.

Broken_hearted

Don't sign they are getting desperate.

SarahNeedle1872

And no doubt if u did sign a letter, a credit agreement would turn up, signed! Nothing like a good old bit of forgery!

mcjordi

does the data protection act say you have to sign a letter????
rog2 can you help me

i am not signing anything else new
i cant remember if signed anything of these people anyway

mcjordi

bumpty bump

RAS

mcjordi

I assume that Cap1 have written to you previously indicating that you owed them some money?

So I would send the letter provided by fermi - he knows his stuiff and he and rog2 are old mates of the BK forum.

And how about getting a friend to sign the letter? I think it was debt doctor who reported that one of their clients received a CCA from a DCA. Unfortunately for the DCA, the signature on the CCA was that of the person who wrote the letter, not that of the person who owed the debt.