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need some advice pls
ok so 9ish yrs ago i got a CC....long story short events happened divorce etc anyway i got into trouble repaying it well they are still chasing me for the grand sum of £2800 and now i have a solicitors saying the comp are going to make me bankrupt my question is what happens now? they are refusing all offers to try to…
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PaP/Moozie's What will/have you spent today Wednesday 13th Febuary thread
Morning everyone. I did check back 3 pages but couldn't see today's thread. Hope everyone has a good day today. If you have to spend remember to "KEEP IT LOW" :D I've only got 40p in my purse so can't afford my daily Twix, but I might borrow the missing 5p :rotfl: Update: £30 on National Express tickets to Blackpool.…
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Can I get the money back?
Hi guys, Not sure if this is the write place to be. I paid into a company pension a few years ago at an old job. I was only at the job for about 3 years and I know that the amount I get per week when I retire will be very very small. Is there anyway I can get the money back I paid into it now. Its a couple of hundred…
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I am so upset
I knew my car needed an mot and tax at the end of jan and had budgeted accordingly, sadly the head gasket went and the garage said it was not really worth doing ( it was an old banger, all I can afford!) So I scraped together enough to buy another car it had a years mot but had a couple of things wrong with it which I paid…
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Daily Chat Thread 13th Feb
Morning all! How's everyone doing? I'm not impressed... I've got the beginnings of a cold Ste's given me.... the g*t!!! Very cold but sunny here today.. hope everyone else is well!
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Help, need advice :(
My husband and I have a OD with HSBC. The OD is £1000 but we are in arrears by £400, so £1400. Every month they are charging us £125 OD fees and sometimes more. My husband is out of work at the moment and I claim benefits and stay home looking after my disabled son. I did write to HSBC to explain our circumstances and also…
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Wednesday 13/02/08 What small dfw thing have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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Happy Birthday Bunnyinthelights
Hope you have a wonderful day honey :beer: xx
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Help for a newcomer
Hi all, As you will notice i am a newcomer to the forum. Recently i received to letters from dcas one from capquest for a debt to natwest and one from red debt collection for t mobile. I have never had any loan or anything with natwest and neither a phone with t mobile. So i immediatley ordered my credit file from…
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A favour please? Do your bit....
Morning everyone!! Evening here & happy its almost the weekend (well, kind of!). Do you think each one of you could take the time to look back over old pages just randomly and perhaps help out some old posters who havent had a response, or few responses - or even those who you just want an update on and 'bump' them up so…
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see if you are owed money....., etc
found this useful website which searches free to see whether you have any dormant bank accounts, etc, you have forgot about...could help with the debt.... https://www.mylostaccount.org.uk/index.htm will be interested to see if anyone actually does find a decent sum they forgot about>?????
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Hello all
I am Mike and I wish this site was about in my darkest days! 8(ish) years ago my debts were over £25,000 and the thoughts of ending it all were not only made but actions had started (I intended to slit my wrists in a nice warm bath) the bath was run, the knife was selected and place in the bathroom (for some reason I even…
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Early discharge notice advice please ..
Hi everyone not been on since December been trying to get on with a new debt free life and its wonderful best thing i have ever done and i didn't enter into BR light heartily either ... I have just had my early discharge notice which is wonderful but what now ??? is that it am I now free ? After my face to face interview…
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I am not trying hard....
I realised something today. I have been telling myself for the last year that it's not fair that I am in debt, that I am trying so hard, that it's not working out, it's all other people's fault. Actually, who am I fooling. I am not trying so hard. At least I wasn't , until very recently. Unlike most of this forum, my debt…
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DMP or IVA & who with
Hi I have been pottering around for a while now!!! My husband and I have unsecured debts totally nearly £70000 and due to a drop in my husband's overtime hours we are possibly going to start to struggle. . I have been looking at DMP and IVA's on Payplan site and after filling out a form on CCCS it stated a DMP would suit…
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how much should i offer?
I have a virgin card with 3,600, and citi bank card 3,500 i am about to send them a template letter hopefully asking them to freeze intrest i can only afford to pay £40.00 to each of them, do you think they would except this ?
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Credit Card letter to reduce payments
I've got 2 outstanding credit card debts each of £4,000 .. I've tried phoning them and asking them for a reduction in interest rates, due to me being a loyal paying customer, never having defaulted on a payment ... and they point blank said no. For my audacity apparently, Egg actually wrote to me a few weeks later saying…
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Post Keys / Legends
:p Since my mother tongue ain't english and common sense has left me completely, can someone please explain to me what DD and DS means. I figured out the OH part...lol...
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Alone & had enough!!
I'm sitting here feeling so sorry for myself and have no one to talk to so sorry to put it all on you guys but then i wouldnt blame you for not reading passed the first sentence. We are so badly in debt that have decided to sell our house to get out of it. We are on a DMP with CCCS and our debts will take until 2034 to pay…
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Advice about j2 solutions/mackensie hall
I'll try to make this as short a story as possible but any help you can offer or advice you can give will be very much appreciated. Several years ago whilst at University I got myself into some financial difficulties but moved around the world, got married and when I returned to the UK I just forgot about the debts I had…
