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how much should i offer?
LYNSEY2008
Posts: 33 Forumite
I have a virgin card with 3,600,
and citi bank card 3,500
i am about to send them a template letter hopefully asking them to freeze intrest i can only afford to pay £40.00 to each of them, do you think they would except this ?
and citi bank card 3,500
i am about to send them a template letter hopefully asking them to freeze intrest i can only afford to pay £40.00 to each of them, do you think they would except this ?
0
Comments
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There's only one way to find out. Send the letter and see what they say!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
They will probably ask you to send in an income and expenditure form showing all of your bills eg utilities and other debts and then decide if they will accept your offer.Compulsive Spendaholic #150
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