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Wednesday 13/02/08 What small dfw thing have you done today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will Eat from storecupbord/freezer
check online banking
do clicks
shred some paperwork/do filing
Update spreadsheets as only two days to payday:D
Get DD to review her budget:eek:
Hope you all have a great day, the sun is shining here again, I am looking forward to a better day than yesterday:rolleyes: :rolleyes:
Hi to any new posters - welcome aboard:D
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will Eat from storecupbord/freezer
check online banking
do clicks
shred some paperwork/do filing
Update spreadsheets as only two days to payday:D
Get DD to review her budget:eek:
Hope you all have a great day, the sun is shining here again, I am looking forward to a better day than yesterday:rolleyes: :rolleyes:
Hi to any new posters - welcome aboard:D
0
Comments
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Hi today I will
- eat from cupboards
- check on freecycle for some things DH asked for for the garden
- hang washing outside
- check online banking
Do what you love :happyhear0 -
hiya toady i will
not spend any money
hang washing outside
go for a walk gets me and titch out the house without spending a penny
check on line banking hope it has not gone over a £10 overdrawn otherwise get charged
can i just ask what are these clicks????:eek::eek::eek:grand total of debt on 21/1/11 is £8,208.19 :eek::eek::eek:
debt total on 30/07/12 is £4313.52
water £847.75, HSBC £479.66, vodafone £262.35, Captial one £415, AA £47.97, scotcall (scottish power) £622, Arrow £420, Welcome £642.41, CSA (scottish power) £484.90, BT £91.500 -
Today I have/will...
- Check online banking
- Trade in old mobile - got £20 for it - it all counts!
- Eat lunch for free at work
- Try not to spend more than £1 at work
- Try to stick to small shopping list at Asda later
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Today I Have/Will
Make a packed lunch
Use a charity clothes bag that got pushed through the door as a bin liner
Recycle my tin cans on the way to work for a couple of clubcard points
Cycle to work and back
Try and claim some damaged items to clean my car with from work0 -
Today
- I have tried to do my clicks, but Pigsback is up the spout and thinks I am minus 5900-odd points!
- WM is on with next load of bedding - I shall have saved about £5 on luandrette costs by the end of this spell of good weather as DS2 is on half term and can hep me line dry it! I can now manage to lift clothes single handedbut bedding still defeats me.
- shall make the new cushion covers this afternoon, I can get 3 out of each £2 Primark throw and as I overlap the backs the only other cost is thread & electricity.
- also will to sort out the cupboard under the stairs as the shoe mountain is huge!
- Big MSE job is to find the best gas/ elec deal!
- must have a NSDI can cook and sew, make flowers grow.0 -
Today I have / will:
* Made final payment to my 3 year loan! £53.02 better off a month!
* Brought in store-cupboard lunch
* Did some minimal shopping to tide us over for rest of week
* Am spending £10 John Lewis/Waitrose vouchers and £10 M&S vouchers wisely on Valentines Day stuff / food / whiskey
* Put in £70 expenses claim (straight off CC)0 -
Today I have made two token payments on a couple of credit cards and have haggled with lloyds for an early settlement figure ready for payday on the 29th
Not done much else.LBM - January 2008 ~ debt - [strike]£16,260.00[/strike] £16,90.00 ~ Debt-free date - October 2016! :eek:Official DFW Nerd Club Member No: 842 ~ Proud to be dealing with my debts!! :cool:0 -
Today I have:
1. Checked online banking
2. Piggy Comps
3. Reduced overdraft limit from £1000 to £900:j Aim to try and reduce it by a bit each month.
4. Only spent £1 on a lottery ticket
5. Claimed my free bag of mini eggs
6. Taken Ebay cheque to bankTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Evening all, hope everyones had a good day. Didn't post yesterday as was having an awful school day, including a smack in the mouth, luckily they were much happier today!
My dfw wannabe things for today are/have been:-
-Checked online banking
-Requested payment from betfair
-Work through emails and any surveys i may find
-Have left heating off as long as possible.
-Will finish my massage assignment, not exactly dfw wannabe, but want to set it up as a part time business, so helps in the long run
-Might do some daily clicks
-Look through financial papers and see which credit cards i need to cancel
-Check for any mystery shopping jobs.:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
0 -
1. Done daily clicks
2. Taking a pck-up to work this evening
3. Found 20p0
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