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I've done it - SOA Help Required
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I hate lloyds tsb!
I checked my bank on the phone at 8am this mornig and I was £2 overdrawn. then I checked internet banking at 12pm £2 overdrawn. I have just checked internet banking again and i'm £19 overdrawn?!:confused: I paid with my card in kiksave yesterday which usually takes 2days but they have taken it out today at 7pm!:mad: now I…
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Out Source Typing
I was trawling though the web to find extra jobs to do and found a company called OutSec who employ audio typists to work from home. They require you to purchase equipment (but there are no registration fees or anything) they just argue that to make sure you do the best possible job for them you have the best equipment -…
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Garlik
Has anyone used this site? It is really odd, I've just activated it or whatever and apparantly I have: - Your Personal/Household has a 3 star Credit Rating - Your Personal/Household Credit Score is 784 I'm assuming this is reasonable? It is a very strange site, not sure is particularly helpful.
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Refund if you paid Farepak with debit card
Just passing on a story I've just heard on the radio. Customers who paid into Farepak with a debit card can have these funds refunded. HSBC, who were the payment processing bank for the company have said that if customers paid by debit card, they should contact their own bank and ask about the charge back procedure. Not…
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Looking for a brighter future....and Advise
Hi everyone, i'm a new user on here and this is my first post. I'm 37 and my wife is 35.... I've had a grim past when it comes to debt, way back to my first marriage in the early 90's to the present day really, so i was pleased to stumble this web site and forum, which is full of like wise people, Hi to you all,i feel…
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Excel
Does anyone know where I can get a cheap (or even free!) version of Excel? I don't have it on my home PC and I want to set up all my bedget spreadsheets on that rather than at work.
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DFD Coming soon....but at what cost?
Well...due to a change of cirmcumstances, my DFD could be coming sooner, a lot sooner, than I thought. I have split with my boyfriend and have to move out of the house we share. He has offered to pay my debt (he is serious) to help me on my way. So...that's a relief in some respects. But at the same time, now I have the…
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N T Hell
Hi Guys and Gals, We are moving house tomorrow and friday and we arranged two weeks ago with NTL that they would dissconect us today as we cant transfer to the new area as there is no cable on that street. They arranged that they would come today between 8-1 and at 2pm michelle rang them to see where they were as she has…
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Reformed but need help
Hi everyone, I'm in a bit of a tricky situation.I ran up quite a lot of debt when I was at University. On top of a student loan I accumulated £8000 in credit card debt (and I was working part time as well. Boy, could I spend money back then!). Since then I have got myself a decently paid job (£25000 a year) and have not…
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Consumer Counseling Services
Hi A friend of my mum-in-laws has advised us to contact The Consumer Counseling service and ask them to help us deal with our debt crisis. She says their a charity who take over the repayments for us and we just pay them one payment (a month I presume). A friend of hers used them a few months ago when they fell into…
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The end of Barclays
I thought i'd just write a little note about closing my Barclays account. I have had a Barclays account since I was a degree student 10 years ago. At first they were ok, and as a non MSEr back then all the goodies and that (that came at a price) were free. Over that time, I ran up overdraughts of £2400 and regulalry went…
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Shop and Scan
Hi all Just signed up for shop and scan courtesy of an invitation code I got from someone on the referrals board and just wondered how many of you do it already and if anyone has any comments/advice on it?
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Bye Bye Credit Card
Feeling very pleased with myself. Have just transferred £222 to my credit card and now it is sitting at £0. This is the first time this has happend through all my own work (and not consolidation loans) that it has been at 0 in about 4 years. I even managed it just before Christmas (because I have been putting money into a…
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MSE Andrea - failed PM
Hiya I was trying to reply to your pm, but it wouldn't let me. It said you have too many messages stored. :D If you need me to reply to your message again, let me know. Blue
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First time here
Dear All, I'm making the first steps to becoming debt free (I hope and pray) by coming on here and facing my fears. I'm just about to contact the CCCS about it, but thought I'd share with you my embaressing debts. I'm 32, just married, and although my husband knows I have these debts - he won't help me pay them off as they…
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afternoon tea. 29/11/06
Good Afternoon everyone, It's a little early but mse keeps kicking me out saying "page not found" or "we are having technical difficulties" so thought I would start this before I get kicked out again! lol:p . I am very tired today, think I am aenemic(sp?!) again, feel like I could just drop of to sleep right now, just need…
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Can debt collectors ask for my bank statements
Hi everybody...I just received a phone call from these people telling me my transaction never went through ...After checking my internet banking it says that i have paid the amount in full...Now they are askin for my bank statements for proof of payment..but i am reluctant to do this.I have told them to wait a few days to…
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Free-to-View Sky TV
I have been on my six months half price subscription for Sky TV and its coming to an end, so I am thinking of cancelling my subscription. I am assuming that you get to keep your equipment and your viewing card. Does this mean that I will be able to view all the channels that are currently free to view - see below link:…
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Smiling so much....it hurts
well i just want to say HUGE HUGE thankyou to everyone, i've got a great big smile on my face and its hurting i can't stop it. After reading loads of threads on this forum i have just rung up natwest customer service to get the address so i can cancel the PPI on my loan. They did it there and then, indian call centre…
