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Garlik

Has anyone used this site? It is really odd, I've just activated it or whatever and apparantly I have:

- Your Personal/Household has a 3 star Credit Rating
- Your Personal/Household Credit Score is 784

I'm assuming this is reasonable?

It is a very strange site, not sure is particularly helpful.

Comments

  • pennylane99
    pennylane99 Posts: 5,783 Forumite
    1,000 Posts Combo Breaker
    not really helpful....

    they use Callcredit for their credit searches , not one of the larger companies such as Experian or Equifax....a lot of people have said that the info given by Garlik is not complete.
  • leon103
    leon103 Posts: 732 Forumite
    Yes used it. Said I had made no searches in the last 12 months when I had.
    :p
  • I've registered and have subsequently contacted Garlik about my incomplete credit file... apparently that is incorrect and they are investigating. I would be a little annoyed if I'd had to pay for it, but thus far their customer service has been pretty good, and you can't expect it to be perfect in beta, can you?

    it did lead me to checkmyfile (via their powered by logo) which is a fantastic source of information it seems. Lots of helpful advice and explanations of credit details.
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    they could not even find any credit report for me, although I don't need it.
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

  • I have just registered with the company waiting for password now
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    My score was 46 :dance: :T :rotfl:
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
  • My score is 627 and 2 star rating, told me what i owed, not sure if this is good?
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