I've done it - SOA Help Required

Gemmzie

Edit... .

Prudent

Are wages weekly? I assume the rest is monthly outgoings?

bikerqueen

Is his wage weekly?

bananakinz

How many does the food buy for?
Sky is high and the repair plan?
Whats the NU payment?
Gas and Leccy high - can this be changed via quidco?

Gemmzie

Prudent wrote:

Are wages weekly? I assume the rest is monthly outgoings?

Yes, sorry, just realised that. It's been a long evening...

Gemmzie

bananakinz wrote:

How many does the food buy for? Four adults - evening meals everyday, packed lunch for one and lunch at home for one
Sky is high and the repair plan? Yes it's disgusting, am going to look at that one
Whats the NU payment? For an Endowment to cover part of the mortgage, the smaller part, will get a figure later
Gas and Leccy high - can this be changed via quidco? Hopefully, but not sure if it's worth not changing until after the winter

Thanks for the speedy reply

CLAPTON

what on average is his income per month

your mum has income, does any of that go towards these biils or the mortgage/secured debts

his mortgage and secured debts ....do these add to 902 per month or 1064 per month?

when you say the rest of his wages ...are these different to those here then?

Gemmzie

He says £2000 a month on average, but keeps money to run his own account. He was aiming to put £400 into this joint account per month but it doesn't ever happen.

The two mortgage payments are from this account, the loan is currently from his sole account but needs to be addressed.

Yes, mum has income, and 60% of it goes to two more loans caused by my dad's overspending _pale_

Update:
Since I last posted he's admitted his credit cards are nearly at their limits _pale_ _pale_

Oh help.....

CLAPTON

i think really that one needs to see the complete picture before any sensible advice can really be given i.e. all the income all the spending and all the debts

Gemmzie

Okay, will add mum's tomorrow but it's going to be hard to get dad's

Thanks for trying

bananakinz

I agree full picture is needed.

Good luck for tomorrow x