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i just have to tell you all
mail arrived today with it a letter from norwich union offering me £2,352 in settlement for my complaint about my endowment policy ..i had decided to claim again after my last attempt went sour..this time it was alot easier and now i have been offered this money yippeee...so i'm gonna pay off my overdraft and pay off my b…
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maybe i'm getting somewhere...
hiya, just wanted to post cos I'm really proud of myself. This past two weeks I have: - Paid off £250 of my RBS overdraft (£700 to go ) - saved £200 towards deposit on cheaper house so we can move and put extra money towards debts. - Got myself a voluntary placement tutoring a writing workshop for Mental Health Day- hoping…
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Good luck Ali-OK!
Just wanted to wish you the very best of luck with your interview today! Keeping everything crossed for you & thank you for being such a great friend since our stop smoking challenge started in April :D You really deserve to get the fab job so sending loads of positive thoughts your way :)
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Happy Birthday **purpleprincess**
I know there's a thread over in The Arms but this is where we see the most of you so from the DFW's..... Happy Birthday **purpleprincess** Have a wicked day!!! :bdaycake:
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my friend & her birthday money
I am wondering if you lovely people could give me a bit of advice about a friend of mine, I've tried getting her to post on here herself explaining that you're not judgemental but she says she's not ready to open up yet and asked if I'd post on her behalf to get an answer to a question for her! She's given me permission to…
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These things are sent to try us..
Why is it, whenever you try and put money away, something always comes along and you have to start again? :rolleyes: I've had to pay the best part of £400 for car repairs,so now no savings and no money til payday. Only six months to save up for my wedding in April, and keep paying my debts. Oh dear!
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Friend owes me money
To cut a long story short my friend ordered some things out of my catalogue (about £400) and has not paid me £150 of it back. I have been making the payments out of my own pocket. She is avoiding my phone calls, texts and not answering her door. She is a good friend and I am so upset that it has come to this. I even sent…
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Interest Rates
The CAB says that people are going to lose their houses if interest rates continue to rise WHAT A SURPRISE!!!!
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How much have/will you spend today Wed 13/9?
Good morning :) Hope you are all feeling well this glorious day - isn't this too good for September??? :rolleyes: I am still on track with the weekly challenge, in fact I have more money now than when I started :p Planning to buy a newspaper today - jobs day - so that's 70p and that will be me! Have a great day everyone,…
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Where are you SS and James?
Any one seen these two missing lads? Have they gone off to Oz to meet up with Ms London?:confused: Any one with information concerning their whereabouts please post.
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Spreadsheet help please.
Can any one direct me to somewhere online that I can get help with speadsheets? I read often on here that people are using these for everything. I can just about enter data into one but I would like to know how to use them properly for budgets and planning etc. I have also got microsoft money but I can't get the hang of…
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New here IVA advice please!
Hi there After many years of burying our heads in the sand, my hubby and I decided to confront our debt, had counselling then we were referred to an insolvancy specialist who gave us two options an IVA or Bankcruptcy, we chose the IVA as we feel it is our obligation to pay back some of our debt even though we cannot afford…
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Don't know what to do . . .
Right, where to start . . . I'm in debt . . and I just don't know what to do. Im 37, living in a free part of my grandmothers house rent free. Im reasonably fit (physically), unemployed - claiming incapacity benefit due to havey depression, extreme anxiety and severe panic attacks (on the old medication for this to…
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New Job - No Money
My OH has just landed a new job with bigger salary. Great news, however, he has to go from weekly to monthly pay. Meaning two months without any money comming in. Ironic thing is this month we were just about to pay off the outstanding debt on the C/C -£1500. Now all of that money has to sit in the Bill a/c and get slowly…
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Sainsbury's Visa
Hello I owe around £83k over 10 creditcards & 4 loans. However, to date all my payments have been made on time (although this situation will change soon & i will be getting advice). I have copies of my credit files from Experian & Equifax (still waiting for a response from Call Credit) & they show that although i have a…
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How much have you spent today, Tuesday 12th September?
I can't see the usual spending thread, so I'm starting it today because I haven't spent anything and I'm really pleased! I have been postponing getting money out of the bank for 2 days because I know once I have it in my purse it will disappear. At least it's earning some interest where it is! Hope you have all had a…
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Argghhh...must. Not. Spend
I'm struggling on the old no spend front here guys...help me! (A little bit of background...) In the past week I have had what I thought was terrible jaw pain - saw the dentist and he has started me on treatment. Then, I had what started out as painful and ended up agonising pain on my ahem extreme lower back :o Long story…
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Payplan support running out ?
Hi there, I wonder if anyone else has come across this ? I have debts of about 70k which I am paying off through a debt reduction plan with Payplan. However, when I took this out Payplan stated that because the debt would take a long time to pay off they would only support us for 12 months. That 12 months is almost up, and…
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Advice on IVA please!??
Hello, We have decided to go for an IVA today, we need to get our act together and be taught a lesson, can anyone tell me what to watch out for and what are the disadvantaged on them. We are going tomorrow to open a new bank account with a different bank too, im quite scared and feel so ashamed but it needs to be done.…
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OT: How many £2 coins to fill a Teramundi?
Hi, I was given a beautiful Teramundi for my Birthday and have decided to fill it soley with £2 coins. Does anyone have any idea how much it will take to fill it? My guess if about £400 but I could be way off. Any ideas please. Thanks, Marlina