-
Bankruptcy - help with form filling in
Who can tell me where I can go to get help filling out Bankruptcy forms. My self and OH are filling (both have to do this sep) so need help filling in forms to see hwat goes where etc as we have joint debts and some not joint, and what do we do about income expenditure etc. Have been to CAB and sat around waiting for 3…
-
Confused by Savings! Help!
Before you start saying this is on the wrong board - I put it here because I never get a response from anywhere else and you lot are brainy! Currently bunging cash into an ISA and am due to hit the £3k allowance in a couple of months (before end of tax year) where on earth shall i stick my savings then? I am saving about…
-
Help with Bankruptcy and partnership terms
Hello all... Hope someone can help me with this. We both made an appointment for 3rd Nov, for us both to be made BKY, However whilst filling in the forms online today, I called the IS for some info. As we had a business that ceased trading 01/06, we DO have joint debts that were business related and are/were part of our…
-
With Oberonsh`s permission
As one of a million of her very humble fans,I wondered if people might like to add further names for her ex.Not suggesting that Obi is in danger of not coming up for them for herself! To get the ball rolling----He who resembles a wart on a hippos scrotum
-
It was going so well. Which way to pay?
Hi there. Well. I spent a little bit of money this week. £550 to be precise. I bought a laptop and then a wireless router. I wanted to put it off and pay off my debts (£6800 loan, and £222 c/c) but I will have to get one somewhen, and it'll mean I can do drawings for people, and earn more money, so is worth it. Anyway, I…
-
Can anyone please help me?????
Hi Everyone This is my first time posting so I am not sure if this is the right place but here goes. I have sorted out my HUGE debt problems, I think, with the help of the CAB but am now looking to make some extra cash. As both my hubbie and I are unable to work at present I am looking for something i can do at home. I am…
-
Re-Mortgage or other method? HELP!!
Hello helpers! I have a tricky'ish question and wondered if someone can advise if we're doing the right thing? We have a current mortgage of 155.000, over 21 years, which equates to 925.00 per month (we are 6 months into a 2 year fixed rate at 4.44% with Nationwide). We have an additional debt of approx 23,500, which is…
-
Bloomin Animals!!
Can anyone help? My friend is having a crisis bless her so thought i'd throw it open to the wider forum for assistance. She is in the same situation as most of us and her dog has just hurt her eye requiring an operation of a staggering £3100!!!! Insurance company say £560 excess as over a certain amount!! She cannot afford…
-
Which debt counselling service?
completed the budget and I'm overspending, £240 a month!! Was wondering which of the three charity-based bodies I should contact or are they much the same? Consumer Credit Counselling Service National Debtline Citizens Advice or visit your local CAB centre Advice UK (formerly Federation of Independent Advice Centres) thanks
-
how much have you saved
maybe it's cause the sun is shinning the birds are singing and i'm just having a fantastic day today ..but i was thinking (a bit of a rarity for me) how much money have made since i found out about this great forum ...so here goes ..firstly tax man (i enjoyed claiming back from him) i claimed back over payment of tax and…
-
Abbey Address - reclaiming mortgages charges
HI chaps I'm spending the day reclaiming and am just about to go fir Abbey who used to be my mortgage company til a week ago. problem is I have about 10 addresses for them. Any idea where I should send a letter for reclaiming? I have numerous London and Milton keynes addresses and am loathe to send off without knowing who…
-
home-made cake vs shop bought?
Hi I hope this is the right place for this question. I was wondering what you experienced DFWs think of this question? I am not talking celebration cakes but run of the mill after tea stuff like banana loak, victoria sponge, tea bread etc. I usually buy cake from Aldi (excellent) or Tesco/Asda (but not the value ones cos I…
-
Found some money!
Hey, I have just cheered myself up. I have been washing all winter coats so they are ready for the cold weather, i just found £8.72 in my running jacket, i am really pleased as i have to pay for my daughter's gymnastics tonight. Carli
-
Should I take a loan?
Hi peeps! Well, I've accepted that I've got to clear my debts off and that at the moment it's just far too high! Debts at the moment are about £4500 on CC @ (I think) 14.9%, about £50 Next Directory and £1250 overdraft with HSBC. Partly what's spurred me on was reading an article online saying that HSBC are going to start…
-
CCJ- Advise needed!
Hi there again Following on from a post yesterday I explained that I had ordered my credit file from experian and my stomach sank as I saw a ccj- Registered at my old address and in my maiden name. I asked advise from the board and have been told that I should deal with this as it could come back to bite me in the bum in…
-
£140... gone
Just like that I can't believe how careful I've been with my money over the last 6 months, I'd saved this £140 to take away on holiday with me on Friday, I opened my cupboard today (where I'd been keeping it), and that's it. Gone. I've searched the whole house, including the bins, but it's not there. I live with three…
-
Default Notice Question
I was wondering if default notices have to be renewed by creditors. The reason I ask is because a year ago I was served with one by Natwest on my Visa card. This was not a problem as I had just registered with the CCCS who then set up my DMP and included this card. Natwest accepted the arrangement and I have been paying…
-
The debt free by 2009 club
Hi I have noticed that a lot of us are aiming to be DF by 2009, I thought it would be nice for us to support each other in a similar way to the £18k challenge etc. Or maybe provide some competition. I aim to be DF by Aug 2009, good luck to you all Nat xxx
-
Setting up bank account through Quidco
I am planning to claim back all my bank charges but as recommended am trying to set up a spare bank account just in case. The only 2 I can see on Quidco are Cahoot and Alliance and Leicester who both needs a minimum deposit each month. Is it possible to set up a Natwest Step account or Co-op basic account through Quidco or…
-
Will I ever learn?!
After my Robbie ticket drama (one of my "friends" held me out for months and months before finally giving me the £100 she owed me) I have just booked 6 front row tickets for Rocky Horror Show and now have £29 to collect off each of my friends AHHHHH why do I do it?! Fingers crossed they all pay up on time this time.…
