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Which debt counselling service?
owen_cash
Posts: 16 Forumite
completed the budget and I'm overspending, £240 a month!!
Was wondering which of the three charity-based bodies I should contact or are they much the same?
Consumer Credit Counselling Service
National Debtline
Citizens Advice or visit your local CAB centre
Advice UK (formerly Federation of Independent Advice Centres)
thanks
Was wondering which of the three charity-based bodies I should contact or are they much the same?
Consumer Credit Counselling Service
National Debtline
Citizens Advice or visit your local CAB centre
Advice UK (formerly Federation of Independent Advice Centres)
thanks
0
Comments
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Well I've had no dealings with any but a lot of people on here seem to be with the CCCS rather than the others. Couldn't tell you why but just seems to be the way.
Maybe if you posted your SOA on here we might be able to help you make the necessary cutbacks.
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Avoid anyone who charges you money!! I am going toi change to CCCS (hopefully) after being silly and giving Baines & ernst £60 a minth for the last 42 months just to send payments willynilly to creditors!!!
Thats £2520 I could have paid off something!!Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
Official DFW Nerd no 176
Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £1350 -
Look on their websites - some links at top of page, then you can see which will be best for your situation.
Alternatively, go to Citizen's Advice Beurau.
But don't go to a private company!I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Im with Payplan who are good - I think they are a bit quieter than CCCS so you may be able to get an appointment a bit quicker than the others.debt April 2007:
Link Financial £6486.79
MSDW £4915.45
Natwest Loan £30651.43
Tesco £3824.09
Total debt.... a staggering £45877.76, but reducing
Debt free date June 2013 (a long way off and counting...)0
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