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Retail Eyes reporting
I was considering signing up for Retail Eyes mystery shopping but see that you need either a scanner or fax machine to get the report back to them. I have neither of these. What do others do? Should I just go out and get one of the for mentioned? It just doesn't seem right spending money when I'm trying to save.
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Remortagaging following decline PLEASE Help
someone I know has tried to remortgage their house but has been declined despite having significant equity in the property, as they have a loan that (I think) is already secured aginst the propoerty, and not paid off. They are in significant financial difficulties and need to release the cash from their house to pay off…
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Refused a credit card - why?
My mum has just applied on line for a Virgin card to transfer her Barclaycard balance to - she has never had a missed or late payment in her life so any ideas why she has been turned down????
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Since my last thread was so rudely sabotaged
I need to start again Please BT_ Man stay off this. Monthly Incomings: My salary -£1300 can range to £4k at xmas. (will use xmas money to pay big lumps off promise!) Partners salary - £1000 again can be more we're on commission Total - £2300 (average) Monthly Outgoings: Mortgage - £220 Saving grace tiny mortgage Council…
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If anyone wants...
As a 'Thanks' to people who have given me good advice recently, I opened a Natwest Step account the other day and received BOGOF cinema vouchers. However the nearest place that I can redeem these at are either Croydon, Maidstone or even Brighton. There's around 30 places in the UK that you can use these, however none are…
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I am scared to admit it....
I have got myself in a mess. I feel awful but I have decided to come clean and see if anyone here can give me advice. I currently have a loan with Egg - total outstanding today = £4851.90. I am paying £167.63 per month including PPI at a rate of 7.7% I also have a credit card with Egg with a total balance of £302.67 and a…
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Bit of good news at last
Hello all. I'm fairly new and don't type or reply to many peoples problems but certainly read plenty. I think this site is the dogs dangly bits, and the help and support people give to one and other is great, top notch, humbling and worth siting here for hours on end just reading. Anyway, not to go into loads of detail,…
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P/T Job - Slightly Daft Question
Guy's, This might sound like a daft question and one that may have been answered before but could anyone point me in the right direction on the following: Speaking to a girl at work today and she told me about a mate of hers that earns a tidy little p/t wage typeing up transcripts of police interviews. she does not work…
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Guys, I need your help please!
I have £350 together now to file for bankruptcy. (I'm on IS so won't have to pay the extra fee thank God) What do I need to do now - help! :confused: Go into the court or ring them first? What do I say/ask for? What paperwork should I be getting together? I've been putting this off for 2 weeks now but I am going to start…
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Update on my friend!
Don't know if any of you remember but I am trying to help my friend sort his debts etc at the moment - well......... you were right it's a roller coaster! Brilliant news! Halifax have repayed him all his bank charges, court charges, interest etc through the on-line court system!! Thanks to the info on this site I found it…
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Here's my debts
Hi I've posted a couple of times on the credit card forum and I've been advised to post on this forum, letting you know exactly what debts I've got, in the hope that someone out there will be able to give me the advice and support I so desperately need! I'll set out below all the debts that I have in as much detail as I…
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Received a Statutory Demand
Hi all, Please would anybody to help me with this. Today I received a hand delivered Statutory Demand (I wasn't in at the time). It was from Connaught Collections, on behalf of 1st Credit assigned by HSBC. This is literally the first communication I have received since around 1999 which is when the last payment was made.…
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Barclays Bank Success Stories
Hi I have filed a mcol and was 5 days away from applying for a judgement when Barclays acknowleged my claim giving them a further 14 days which will bring things up to 4th Oct 2006. They have ticked the box stating they are disputing all of claim even though I have already been offered £700 which I turned down as I am…
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has any one got their bank charges back from nat west
hi has any one got their bank charges back from the natwest group yet i have seen loads have got their charges back from other banks but not seen anyone from natwest yet
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Bank Charges refunded!
Hurrah! First of my 4 court claims is to be settled in full! Capital One are offering full settlement of £467.48, including the interest and obviously the refund of the court fee. I knew it had to be soon as they aren't putting a defence in, but am still very happy!! Just need to get court dates for my other three claims…
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Savvykaz's Soa
Here goes!!!! My income £900 DH income £1400 (approx as self employed) Child benefit £69 Total £2369 Outgoings: £389 mortgage £582 secured loan (firstplus - yes we know!!!) £88 council tax £37.40 water £10.99 tv licence £25.17 contents & buildings insurance £79.50 gas & electric £41 sky £17.85 life insurance £25 my mobile…
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Don't buy stuff you can't afford
I know it's from the US, but it may help a few people on this board. http://danwho.net/mp/index.php?id=snl_dontbuystuff
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Maggots!
Ok, not quite DFW, but I thought you guys would appreciate my indignation! (Mods, feel free to move if necessary).I recently bought some rice from tesco - only to find that it was full of Maggots :eek: . I've dashed off a complaint letter, but just wanted to see what you guys thought. I've pasted my letter below - am I…
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I'm putting my pledge out there.....
I just done my statement as I realised I am lying to myself we're paying the basic payments off every month and surviving but at this rate I will never pay my debts off so I accepted that me and my husband are £25360 :eek: in debt. see here for what we owe and how I have worked out when we will pay them off I will be debt…
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Responsibility for other people's debts
What is the situation vis-a-vis responsibility for other people's debts when they die. What happens? Are creditors sympathetic, or likely to puruse you and make your life a misery? And what is the legal postion? Can you actually be held legally responsible?