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Reducing debt via Quidco, YouGov etc - tax position?
I was just wondering if payments from QuidCo, YouGov and all the rest are classed as taxable income. I'd say 'Yes, of course', but my tiny collection of financially-orientated brain cells has a habit of misleading me, so I thought I'd be better off asking you lot than them :)
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Warning - Text message from Promiseloans.com
I received an uninvited text message a couple of days ago from a company called Promiseloans.com, their website is here http://www.promiseloans.com/ . I have no idea where they got my mobile number from but I enter a few comps so they could have got it from there. It said I had to text 'stop' to a number to stop receiving…
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does any1 know this company?
does any1 know this company and have any reviews on them? ALLCLEARFINANCE i applied for an unsecured loan a while ago with what i think were brokers and they have rang me loads 2day and emailed me,:rolleyes: i didn't anwer fone. i know they are a kind of debt management company. if they offer me a loan and i accept do i…
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Weather forecast!
I thought this might cheer you all up :D
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updated soa, need help folks!
hi guys, i've decided to day i really need to get my driving license and get a car. i'm really going to struggle to get to the new work come winter time, no buses either. i'll post up my updated soa and see if you guys can help in anyway cause i'm totally scoobied! outgoings council tax - £78 (with single persons discount)…
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Monday 4th September
Not only is this date significant to me for two reasons (one of them being my birthday:beer: !!!) The other is my second lightbulb moment! I've had another one because during the past 6 months i've mananged to add another £1.5k to my debt :mad: . I am really ashamed of myself for doing this. Its no excuse but I think the…
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Anyone fancy running away to spain...
I know it sounds reckless and irresponsible, but sometimes when all you can think about day and night are your problems. I cannont get mt impending Bankruptcy out of my head at all... Was paid today, and goin to the bank and trying to take all the cash out so can save up for fees etc . There are 2 of us and we are lucky to…
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Reclaiming Bank Charges/Obtaining Charges Info
Hello I am about to send a letter to my bank/credit cards to request a list of the charges I have received. (http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632) Now the letter I'm about to send in is the one from the consumer action group and it states I need to send in a tenner with the letter. I…
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Some motivation and encouragement
Hi all :beer: (I wish) Well thought I would just find out how far I've got with my DFW mission since joining the site in March and in six months I've managed to clear nearly £2K off my credit cards. I'm still trying to work out whether this is good or bad or whether I'm pleased or disappointed :confused: Just off to find…
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powergen grrrrrrrr
Hi , Getting the dfw bug !!! I moved into my current rented property about 6 months ago and since then i have been at powergen to settle my old leccy account . According to them i owed them about £786 which i found ecessive to say the least. Over the 21 months i was in the property i used (according to them) £1900 worth of…
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I'm back
Well I've been away from the forum for too long, had a few personal problems and been busy with work. I've missed this place and it feels good to be back, as you can see I've not made a huge impact on my debt yet but i'm hoping to still have half of it cleared by the end of the year!
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electricity costs calculator
Hi all Forgive me if anyone's started a thread on this recently but this electricity costs calculator gives you a useful way to break down your electricity bill because you can work out roughly what each of your appliances is costing you. http://www.ukpower.co.uk/running-costs-elec.asp You just need to know the appliance's…
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How much extra have you made?
I set myself a challange to pay £300 off the credit cards in September, but as payday has come early and OH got some overtime - I've already paid that £300 off the card!:T I've just checked what else "extra" I've got coming in and... Quidco - £48.18 :T payment should be anyday Mystery Shopping - £45 payment expected soon!…
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Woo-hooo!
I went on to the bingos website through Quidco, deposited £20, played a couple of bingo games but wasn't very successful. I decided to have a go on Keno, and I won £62 which went straight back on to my credit card!! btw: I'm in no way suggesting that this is a quick fix for anyone, and I know how hard it is to resist that…
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SOA - gambling addict at rock bottom
Hi all, First time posting to the site, and coincidentally the first time I have owned up to myself about the state of my finances and how I need to get them sorted. Apologies if any forum etiquette is broken, have only just found the site. I guess a little background may be of interest. I took up gambling for fun about 8…
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Anyone else been harrassed by Lloyds this weekend?
Despite numerous request for Lloyds to deal with me in writing I've been bombarded with calls this weekend. We've been out a lot this weekend visiting family when we got back there's been weird messages on the answer phone just saying this is a message for me, when I call the last number on the caller display it just goes…
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How much have you/will you spend today Mon 28/8?
Good morning fellow DFWs :wave: Another day closer to our DFD, right? I am going for a another no spender which will make it 4 in a row I think :dance: Hope there are many of us not spending or keeping it low. Have a great Bank Holiday Monday everyone!:beer: Moozie
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Quidco advice please
Hi there, I'm not sure if this is in the right section so please feel free to move it if it isn't! I just signed up to Screen Select to do their free trial and it's the first time I've done something on Quidco...I was just wondering how long it takes for anything to show on your account? All my sections "tracking" etc are…
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Credit Cards & Drugs
I have been reading here before bed and I can only conclude that credit cards...or rather the amount authorized and the behavior of some companies is evil. Not a word to use lightly too. If credit cards were drugs, the knock on social effect they have when used wrongly would make them in class A classified and they would…
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Second income suggestions
Hi I could really do with making some extra cash right now to see me through the next 12 months or so. 1. Can't earn too much or I'll be in 40% tax bracket so absolutely no point slogging my guts out on a second job (I already work full time in a very demanding job) having it all taken away in tax. 2. Would rather NOT do…
