Monday 4th September

loubie_lou

Not only is this date significant to me for two reasons (one of them being my birthday:beer: !!!) The other is my second lightbulb moment! I've had another one because during the past 6 months i've mananged to add another £1.5k to my debt :mad: . I am really ashamed of myself for doing this. Its no excuse but I think the main reasons are me taking a 5 grand pay cut (when I was 'let go' from my job in March) and obviously living beyond my means for so many months.

I should hopefully have a new job at the end of next week (I'm praying I do!) and i'll be doing another budget and there should be the chance of lots of overtime in this job too.
My main aim before the end of next year is to half my debt (:eek: its currently (13.5k arrrrgggggggggggggggh! :mad: ). I don't think it is too unrealistic!

I'm getting to a point in my life (a quarter of a century old!) where I want to start thinkikng about saving for a house or travelling you know! So I now have regular access to the internet so I can gain encouragement and hope and hopefully help people to in the same predicament as me. So I feel better now and i'm hoping I don't start spending money I don't have on [EMAIL="cr@p"]!!!!!![/EMAIL]!

Thanks for reading fellow MSE'rs.

:money:

lynsayjane

:T congrats on teh second lightbulb looby!

i know how you feel being a quarter of a century (i'm only a month behind you!) and wanting to do more. i would love to get my license and get a car. my new job is half an hour walk away at least from home, would have to get two buses as none go my way, and i'm now thinking of all those late nights and early mornings come winter time. not rightly sure what i'm gonna do :eek:

ps, love love love the avatar! down in fraggle rock! i got the dvds pre lightbulb! :rotfl:

Slayerx

You can count on my support, its not an unrealistic goal its just going to need lots of will power and support!

loubie_lou

Thanks for the qick responses guys! It took me 5 goes to get my license! But if I can do it so can you lynsayjane. Yeah my favourite all time kiddies program is fraggle rock!

Yeah i know slayerx its gonna be so hard. So no holidays or treats for a while!

cattie1

well done. good luck. and MOST importantly HAPPY BIRTHDAY for 4th spept,
i might be off work that day so have to say it now!:bdaycake: _party_ _party_ _party_ _party_
.

cattie1

can i have a piece??!!

loubie_lou

Course babe........help yourself!:j

kevin_M

loubie_lou you will do it no problem. Just gotta re learn to be tight

i was at around 22k debt and within the last year with good advice from all the expet MSE here to keep me on the right track.

now my sig says it all

its easy to fall over its how fast you get back up that counts

cattie1

mmmmmmmmmmm yummy diddly scrummy!!!!!!!!!!!!!!!!!

lynsayjane

loubie_lou wrote:

Thanks for the qick responses guys! It took me 5 goes to get my license! But if I can do it so can you lynsayjane. Yeah my favourite all time kiddies program is fraggle rock!

i dont expect to need more than one try, but i suppose noone does. my last bf had me insured on his car so i have good driving experience. even doing 90 on the dual carriageway...but i didnt' tell you that shhhhhh

loubie_lou

kevin_M wrote:

loubie_lou you will do it no problem. Just gotta re learn to be tight

i was at around 22k debt and within the last year with good advice from all the expet MSE here to keep me on the right track.

now my sig says it all

its easy to fall over its how fast you get back up that counts

Well done Kevin M. Thats a great acheivement. I'm just worried at the moment because my currect temporary assignment is coming to an end and if I don't get this job then i'm screwed!

I've spent the last 6 months appying for things and diddley squat !!!!! :mad:

I also lucky if I get a full weeks work with the place I'm with now....not much work left.