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Putting on a brave face
So, just about to send CCCS our first payment, made new tighter holes in belts! The one thing I can't do is share our problems with family/friends. But sooner or later they are going to notice that things have changed. What do I do/say?
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light at end of tunnel
YES!!!!!!!! Am over the moon. never thought i'd be getting this close but finally there is light at the end of tunnel. have just paid back a whopping £1000 which I earned in extra shifts over the last 6 months which now means my CC debt is down to £600. Even though I'm at work at midnight on a bank holiday Sunday and I've…
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Please can someone advise me
I am soon to be seperated from my oh and am in the middle of doing a soa to put on here. I have an irregular wage which is a problem, and I'm not sure whether to try and maintain my credit card repayments, or to try and arrange a payment plan (is that what it's called) beforehand in case I can't keep up. I was wondering if…
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Yes!!!!!!!!!!!!!
Just won £77.92 on bingo :j :j :j :j :j :j :j :j :j :j
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ntl
does anyone know what credit agency ntl use please? I work for them and have to apply for a staff account but they still credit check you and Im terrified that they'll knock me back but dont want not to do it because you get great discounts on phone, BB etc thanks
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Woohoo carboot
Ok, so against the background of massive debts the money made at two car boots today isnt huge.. or even measurable but £43.81 is ours tonight rather than someone else's. We have taken the £2s, 50ps and 20ps out to start saving them regularly :j Feel good about spending a day making something from nothing rather than just…
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bankruptcy questrians please help
Hi Deciding To Go Bankrupt Get £866 Per Month Wages.outgoings Are: Rent £350 Council Tax £83 Water £36 Elec £50 T.v Lience £11 House Insurance £9.00 Horse Insurance £15.00 Ntl £40.00 Mobile £10.00 Food, Bus Fares Etc £100.00 Which Equals £704. My Boyfriend Sometimes Stays So He Buys Food Etc. My Debts Are: £10.000 Loan…
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Bankruptcy Questions Please Help
Hi Deciding To Go Bankrupt Get £866 Per Month Wages.outgoings Are: Rent £350 Council Tax £83 Water £36 Elec £50 T.v Lience £11 House Insurance £9.00 Horse Insurance £15.00 Ntl £40.00 Mobile £10.00 Food, Bus Fares Etc £100.00 Which Equals £704. My Boyfriend Sometimes Stays So He Buys Food Etc. My Debts Are: £10.000 Loan…
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Think Ive made a blunder- help..
Hi Ive recently been discharged from a trust deed so I sent away for my credit files to make sure everything was up to date I found an entry on there from progressive financial services who are Welcome Finance. It was showing as defaulted but I was 100% sure it was in my trust deed so I got in touch with them.. It now…
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Not in Debt - but still don't have much 'spare' money - why ?
Hi All I am lucky enough not to be in debt (just paid off my credit card out of my ISA last month :j ). I have been reading lots of posts lately and really admire those who are throwing such large amounts towards reducing their debts. However, I must confess to feeling a little envious of all the 'spare' money that these…
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Should i pay it off or save
Just starting to get my finances in order but what should i do..... A) Pay off cc debts with all spare cash so that i have less interest or B) Save a bit first in another account in case i get into money trouble later and then ill have a few months minimum payments ready to keep cc companies happy Not sure myself.
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Partner never paid tax.(also posted on cutting tax)
Hello everyone( I am hoping that their will be someone on here that can advise me as i feel i have nowhere to turn. I have been with my partner for nearly 17 years and we have a son and a baby on the way. My partner up until abount 6 months ago owned his own business which he took over from his dad when his dad passes away…
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Quidco Query
i know i ask some silly questions but i opened an acount with totesport yesterday through quidco but couldn't pay anything in-then i went through quidco 2day and signed in2 totesport to deposit funds and put some bets on today. will i still get the commision-as i didn't pay money into my account when i opened it?:confused:
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Advice needed please!
Hi, Can anyone give advice please? What can someone do to cancel with Eurodebt when they've already paid some of the upfront fee. Are we able to go back on it? What are the options to pursue? I am not sure whether to carry on with them or contact someone else. Regards
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What Have You Done Thats DFW Style This Bank Holiday?
Thought I would resurrect this thread as I havent seen it in a while. What are you doing this weekend to bring your DFD a little closer? Theres an extra day for some of us with the bank holiday :T so maybe a little encouragement to get on with things that we have been putting off (for we you can read me :o ) So Far (and to…
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Is bankruptcy an option for me?
Hi I'm *trying* to get my life sorted out but i have 8 years of debt hanging over me... Ive not paid off any debts (apart from one) since August last year... i dont even open letters anymore - just leave them to pile up the only debt ive been paying was argos - it was only £20.00 a month and i last spent on that 9 months…
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please help!
could any 1 tell me what i am looking for?!!!!:confused: i went on a great thing on this sight a few weeks ago, where i put all of my bills, debts etc and it told me how much to pay off each month until they are paid off completely.:D as i was at work i couldn't save it or anything and i want to print it out, but i can't…
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Paid extra from work - advice!
Hello, I got a payment of £113 from my old work and as I was to understad it I wasn't due anymore pay. Obviously it's lovely to have the money but do you think it's wise to not spend it in case they ask for it back?
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Goals for week: 27 August
Last week's thread is here Mine were:* Spending below the £100 mark. Aim for £90. -- £96.80. It's been a month since I started keeping a spending diary. The biggest category that needs cutting down is "pub" (more than £100/month). The £28 on coffee and £44 on lunches also need eliminating. This has been quite an…
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How much have you/will you spend today 27/8/06?
Good morning everyone! Going for another non spender here but will not be sure until we're back from our walk! Hope nothing tempts us :) Have a great day everyone and hope it's a non spender for many of us. Moozie
