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Some motivation and encouragement

Hi all :beer: (I wish)

Well thought I would just find out how far I've got with my DFW mission since joining the site in March and in six months I've managed to clear nearly £2K off my credit cards. I'm still trying to work out whether this is good or bad or whether I'm pleased or disappointed :confused:

Just off to find the snowball calculator to see when by DFD should be and will add it to my signature. Perhaps then, I'll feel more positive.

Sorry for the ramble - just wanted to see it in back and white.
CC Debt as of start of March 06
Capital One £4130.49 6.9% lob
Tesco £5000.03 4.9% lob
Mint £2010.82 7.9% lob

CC Debt as of end September 06
Capital One £24.59
Tesco £1318
Mint £0 & closed
M & S £7300 3.9% lob
Debt Free (of Credit cards) December 2008

Comments

  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Well I say 2k since March is pretty good! And it's only 5 months so...you've done well! :T
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • msmicawber
    msmicawber Posts: 1,962 Forumite
    Debt-free and Proud!
    Well £2k in 5 months sounds good to me - well done.
    Debt at highest: £6,290.72 (14.2.1999)
    Debt free success date: 14.8.2006 :j
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well look at it this way. If you hadn't started to make the changes you have you could have added another £2,000 to your debts which means you'd be £4,000 worse off right now! ;)

    £2,000 is excellent. Well done. Give yourself a pat on the back, you deserve it! :beer:
  • DizzyAng
    DizzyAng Posts: 21 Forumite
    Aww shucks :o

    You know you lot are just amazing and I'm so glad to be here.

    :T
    CC Debt as of start of March 06
    Capital One £4130.49 6.9% lob
    Tesco £5000.03 4.9% lob
    Mint £2010.82 7.9% lob

    CC Debt as of end September 06
    Capital One £24.59
    Tesco £1318
    Mint £0 & closed
    M & S £7300 3.9% lob
    Debt Free (of Credit cards) December 2008
  • debbycatz
    debbycatz Posts: 209 Forumite
    £2,000 off your debt has got to be a GOOD thing !!! :beer: :j

    Believe me, that is a great acheivement. Well done :T
  • PeachPickle
    PeachPickle Posts: 9,924 Forumite
    Well done Dizzy, it is definitely an achievement :T
    DFW Nerd #104 I :heartpuls my Kitten :)and my hat :heartpuls
    OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
    OD Girls on Tour 09 - Dublin - November!!
    If you believe you can achieve innit!
    Sexy beer?
  • Mrs_Sparkle
    Mrs_Sparkle Posts: 1,805 Forumite
    £2K is excellent by anyone's standards. You should be very proud of yourself!
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • I agree! £2K is fabulous - you should be feeling great:j
    Official DFW Nerd - Member 408 - Proud to be dealing with my debts!
  • saubryn
    saubryn Posts: 610 Forumite
    That sounds like incredible progress to me! You should be proud :)

    If it helps to motivate you, work out your minimum payments, and how much you've over-paid, and see how much you've shaved off your debt free date. I bet you'll be happy!
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
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