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what did/will you spend today- monday 29/05
up late so thought would start usual thread off- will update later when I go shopping update- spent £5.20 - washing powder, treats, cleaning materials & soup.
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An Ode to the DFWs
Can you tell I'm bored?! :rotfl: Enjoy (bit long..got carried away!) Edited to add another 3 verses in the middle!!!! When the lightbulb hits its wattage of 140 The debt growls “ooh, you’ve been naughty” Worries abound you fear the worst Then onto the MSE scene you burst First post is hard, what do you say? Need advice, no…
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a tiny step in the right direction
Hello Just thought i would let you know of a tiny step i made this weekend. I did some overtime which i was actually paid for (a miracle as i don't usually get paid it). and i have used some of to reduce my overdraft by £50. Not much in the grand scheme of things, but it's cheered me up from being in a feeling down patch…
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Confusion about my CC limit
I have had for several years a Lloyds TSB credit card. About three weeks ago I ask if I could have a credit limit increase as I was about to make a large purchase (which I would of been able to pay off before I was charged interest, not that I told them that) I was told that my current limit of £3500 was as high as it…
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Time for an Update
It's 2 months since I joined MSE and so much has changed financially for the good that I thought it would be good to post an update. I'm also starting to flag a little (noticed I've started browsing at stuff I'd like..not need) so hopefully this will keep me on track! The outgoings that got kicked into touch since coming…
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Declarying bankcruptcy - I think it's the most sensible thing for me to do
Hi. I am a student I owe £10,000+ on credit cards, £10,000+ on professional loans and I am only in my first year (I left my last degree due to illness & other serious circumstances) I've just been reading http://www.insolvency.gov.uk/guidanceleaflets/guidetobankruptcy/guidetobankruptcy.htm and it looks quite scary Can they…
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someone stop me!!!!
right my mobile contract ends in august, i want to go payg as i hardly every use my mob, now i have seen a phone i really like, its free on contract and its £279.00 on payg, now i dont want to do either as it will cost too much, but my mind saying one thing and then 5min later i am thinking about this phone grrrr, please…
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Unusual ways to save a bit of money
Just wondered if anyone has any unusual things that they do to save money to put towards their debts instead. Such as - If you have loing hair, cut it short to save on shampoo/conditioner etc. Am I weird?
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Those red debt blues
Hi Guys Just wondering is anone can provide any advise before I approach cccs or cab. I have just come out of three years of studying where my personal debts have spiralled. I have taken bad advice from credit companies (eg they cant stop interest but I pay a minimum payment) and as a result this has made the situation…
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Car insurance money saving
Just got a huge deal out of the Post Office. I've got 4 years no claims and was expecting a renewal from my current insurer of £220. Post Office are offering £50 cashback (to be sent within 28 days of taking the insurance) and they quoted me only £200. Took out the policy through Quidco and I get another £16.50 back giving…
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My story so far......
Well I haven't been around for long but I just wanted to let everyone know what has changed with me since I started looking on this website.......... The reason I started to think more about my debts was that I decided to go part time at work as I have two kids and I wanted to spend more time with them before they were all…
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My SOA as promised...
Hi, Well here it is, hope you can help me......please!!!! Virgin c/c £5,600 (balance £5,411) ?% about 16% I think? Barclaycard c/c £3,800 (balance £3,403) 19.9% Monument c/c £3,500 (balance £3,300) 0% til August Abbey c/c £2,300 (balance £2,007.71) 14.8% Morgan Stanley c/c £2,100 (balance £2000) 14.9% Capital One c/c £1000…
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What Have You Done Today That Is Debt Free Wannabe Stylee? Sunday 28th May
OK I'm starting it off again today! I don't have much to add so far as I haven't been out of the shower long :o However I am doing some washing to hang out on the line as it is very windy & sunny. (I saved it from yesterday when it was raining so I didn't have to use the tumble dryer!) Am off to Sainsburys shortly and I…
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tiny victory
I know this is tiny, but only fellow debt free wannabes can appreciate what a big deal this is. Have just renewed my home insurance, saved about £45 on my renewal quote, and best of all I paid for it up front on my credit card, and have the cash left aside to pay the bill as soon as it comes in. So thats no interest paid…
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Free money...
I bet the free money title got everyones attention :rotfl: :rotfl: :rotfl: :rotfl: I have just opened an Alliance and Leicester premier current account through quidco so i will get £50 for doing it. I have only just discovered quidco and havesigned up for a free dvd trial and will get 12.50, a free mag trial for £4.00, an…
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Any reassurance for MASSIVE debt?
I'm in tears as I write this, just as I have been since finding out on Wednesday about my husband's debts. I'm hoping that there might be someone out there who can just give me one word of hope in all this. Just glancing through the board very quickly it seems like he is the only one with such huge debts. Basically I found…
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DFW no spend goals
Hi all I see quite a few posts around that people say "Cleaned Kitchen" "Sorted out ebay cupboard" and then follow up with a "Not a money saver but had to be done" quote. well they are money savers , Why? Because while you are doing it , you are not spending. I find doing these little tasks get me motivated as well. It has…
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Goals for w/b 28 May 2006
Hi everyone, Please don't think I'm obsessed by doing these religiously every week - they really help to keep me motivated:- Here is a link to last week's thread:- http://forums.moneysavingexpert.com/showthread.html?t=200763 My goals for LAST week:- *Have an extremely productive Sunday - clean house - spend time in the…
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Goals for week starting 28th May 06
Hi all Just filled in last weeks & thought I'd start again as great to have weekly goals! Here's mine for the week; 1) Get all ebay stuff sent off & list 5 more items COLOR]Done today (Sat) listed about 8 more items 2) Do take a break homework almost done!done 3) Sort kitchen out...somewhere in there are my blender blades…
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What will you spend/what have you spent? - Sun 28/05/06
I hope people don't mind, I'm up and about early this morning (can't sleep) so thought I would start this one off for today. :rolleyes: Ater a successful no spend yesterday I have to go an do the weekly food shop today. We have nothing in the cupboards as we cleared it all out before going away last week so I think this…
