An Ode to the DFWs

Can you tell I'm bored?! :rotfl: Enjoy (bit carried away!) Edited to add another 3 verses in the middle!!!!

When the lightbulb hits its wattage of 140
The debt growls “ooh, you’ve been naughty”
Worries abound you fear the worst
Then onto the MSE scene you burst

First post is hard, what do you say?
Need advice, no money til payday
Will anyone respond, what are they like?
Will they send me on my bike?

Hi and welcome is the usual cheer
Lynzpower is quick – is she always here?
I’ve seen Ms _London, she’s a debt-free one
How inspirational, so it can be done!

Post an SOA and we’ll help you out
Check SS’s sticky, several shout
We’ll read the figures and see what can go
Get rid of Sky – Freeview is cheaper you know

How much on food shopping? How many to feed?
No, no dear, it’s not about want, we’re talking need
Get to OS, check cleaning and shopping
Everyone here is Stardrops mad and micro-fibre clothing

Phone is on contract, bills are a woe
Hear the war-cry of “Get Pay As You Go”
Check your utilities, you can pay less
Don’t worry about haircuts, the trend is for mess

So onto the general spend we trot
The recommendation is a diary we spot
Write everything down, use only cash
Have No Spend days and you’ll be feeling rash

Set goals for the week and your Debt Free Date
Snowball becomes your very best mate
Spreadsheets and charts and lists to boot
Who said being a DFW isn’t a hoot?!

Read the diaries, pick up some tips
Humour from SouthernScousers lips
Watch the debts start to come down
Who’s next to receive the Debt-Free crown?

Bank charges next, yes, claim them back
Get yourself over to the backactiongroup stack
Nervous and scared that the big banks will win
Not a chance, they’ve committed such sin

You’re fully on board and posting more
Another high – the cashback score
Dilemmas to answer, second jobs to find
Pigsback clicks to do and vouchers in mind

Join the clubs or become a nerd
It’s OK – it’s Martin DFW word
Save 20p’s or £2 coins in a tin
Go and have free fun doing anything!

Benefit Challenge Emmzi is doing
Come under budget someone is cooing
There’s challenges galore to keep you going
And no buying clothes, get on with that sewing!

De-cluttering your home for a car boot sale
Ebay those clothes on that overflowing rail
Get your books from the library, walk to work
More money off the debt is the perk

As days roll on by, a pattern emerges
Motivational stalls with shopping urges
Chin up, keep going, chant the hardcore bunch
As you read the replies over your home-made lunch

You’ll get there, we all will, one way or another
CCCS and Payplan or a loan from your mother
Martin, we thank you for bringing this site
It’s helped so many to see the light.
Back on the DFW Wagon:

CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/18


  • jessicamb
    jessicamb Posts: 10,446
    First Post First Anniversary Combo Breaker
    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T

    Very funny - like this a lot.
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • Sea78
    Sea78 Posts: 6,185
    First Post First Anniversary Combo Breaker Debt-free and Proud!
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • QueenB.
    QueenB. Posts: 1,083
    Combo Breaker First Post
    LOVED it :rotfl:


    i am thinking of printing it out and keeping it with me as a little reminder when i am feeling the devil whispering.

    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • CosmoCat
    CosmoCat Posts: 681
    First Anniversary Combo Breaker First Post
    :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T

    this was just brilliant!!!!!!!! loved it!

    :j :T :j
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • milliejon
    milliejon Posts: 1,052 Forumite

    That's was brilliant!

    Thank you for making me smile.
    DMP mutual support number 174
    Total debt now (April 10) £0! - total paid off £30,221 or 100%
    I'm now debt free after 6 years!!:j
    Non smoker since June 2006 :j
  • Chell
    Chell Posts: 1,683
    First Anniversary Combo Breaker
    LMAO, thats great, well done.
    Nevermind the dog, beware of the kids!
  • Ali-OK
    Ali-OK Posts: 4,073
    First Anniversary Debt-free and Proud!
    Glad you like! Just added another 3 verses in the middle for your entertainment!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Mrs(no)money
    Mrs(no)money Posts: 412
    First Post

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :j :j :T :j :j :T :j :T :j :j
    Experience is the toughest teacher because she gives the test first then the lesson
    Coins found whilst dog walking £7.56 Sun-Fri challenge: £10.00 - Spent £0.00
  • southernscouser
    southernscouser Posts: 33,745
    First Post First Anniversary Combo Breaker
    :rotfl: :rotfl: :rotfl:

    Ali that was f****** brilliant! :rotfl:

    Even better coz I got 2 mentions! :cool: ;)
  • Quasar
    Quasar Posts: 121,712
    Name Dropper Photogenic First Anniversary First Post
    :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T

    :cool: :cool: :cool: :cool:
    Be careful who you open up to. Today it's ears, tomorrow it's mouth.
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