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a tiny step in the right direction

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Hello
Just thought i would let you know of a tiny step i made this weekend. I did some overtime which i was actually paid for (a miracle as i don't usually get paid it). and i have used some of to reduce my overdraft by £50. Not much in the grand scheme of things, but it's cheered me up from being in a feeling down patch and i am starting to think that i am getting somewhere. I also applied and have been offered a 0% card so can move a balance onto it for a little while and save a bit of interest. :o
Lem

Comments

  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Yayyyy well done! I think it's that kind of thing that really helps in the old debt battle- can immediately see the results :)

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    well done. it's the little steps that make up the big journey.
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Brilliant - the little bits really do add up.

    And to move onto a 0% card is a big boost too, just think of that interest disappearing and every penny coming off the bottom line. Nice one!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • QueenB.
    QueenB. Posts: 1,083 Forumite
    1,000 Posts Combo Breaker
    Congratulations.

    All the little things add up and help to keep you going especially when you are able to transfer some money onto 0% card it feels so good to know that each payment really is paying of the actual debt rather than paying of interest.
    Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash

    Cross stitch Cafe member 81.
  • Tr@cker
    Tr@cker Posts: 532 Forumite
    Ironic for a man named Cash.
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Tracker have you been taking something!! Well done Lemon, every penny counts so that eventually all those little bits will make a big paid off bit!! Keep it up!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • rkh001
    rkh001 Posts: 324 Forumite
    "Little acorns..."
    Well done.
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