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Hungry?
Why not treat yourself to a meal in a Yates' pub. There is a voucher for a free meal in today's Sun newspaper. Enjoy! Ps Sorry if this is posted in the wrong place, but I posted it what I thought was the right place early today (free board) and was told it wasn't free because the Sun isn't free! I thought it was a real…
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what u spent 11th May 2006?
first no spend day ive had in a while :j how about the rest of u?
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NDR problems!
Anyone have a history with NDR? I have a littlewoods account that was placed with them when i was unable to work anymore and the insurance wouldnt pay as it was a car accident - grrr ....anyway..... I have been on a agreemnt to pay £10 a month - some months i have paid more. and always on time. the account was only £250…
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Mobile Phone Contracts.
Which providers out there are a little easier on us poor DFW and might not be overly mean to someone with a bad credit score. MrP
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Help understanding my credit file please
Im not quite understanding some of the info on it it says in the last 13 months, number os status 1-2 is 3 number of status3+ is 2 This is a very old ccount from 2003. It was paid off in 2003 as well and I have never used it since Also a 2nd account with the same company again from 2003 reads current balance 0 limit £850…
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My debt free date
I would just firstly like to say thanks to the person who posted the link to the snowball calculator on the sticky for first time posters - wonderful link :T I have used this to try and work out all my payments and an eventual debt free date. My interest accruing debt will all be clear by March 2007 and my interest free…
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What are your spending weaknesses?
ie stuff you really know you should cut from your budget but can't seem to manage it. I have two at the moment: 1) Cigarettes - will get round to that when I'm ready and to be honest I just have to that's fairly common but this one is less so: 2) Shop coffees - I have this habit of going to a Starbucks or a Costas and…
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Let me last until June 20th
Sorry I needed to post a bit of a personal plea. I'm a student, only 2 weeks away from starting my full time job after graduating. I have approximately £35 in the bank, practically everything I own is on Amazon and my first paycheck comes in on June 20th. What do you suggest I do? I've paid the minimum payments on my Amex…
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Advice PLEASE - How do I tell my parents who wont understand???
I know this sounds totally ridiculous I am 47 years old, married with 2 sons at home and a daughter at Uni. We have just started a DMP with CCCS as owe £39K and I cannot talk to my mother about it and need to as need some help. My parents (Mum and stepfather) have money but are from the old school whereby you work all your…
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Quick Question....
Is Barclays related to any of these creditors::question: Virgin MBNA Capital One Natwest Halifax Egg Cheers!
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Taking Advantage - Blair Endersby
This morning I got a mail shot from a company called Blair Endersby stating that they could help if I am struggling to repay my debts. I rang them up to ask where they got my details from and they advised that they could not give me that information. I got them (I hope) to take my name off their mailing list. The question…
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What have you spent today? - Thurs 11/5/06
Thought I would start the thread as I have today off - hooray... how wonderful :D I shall be pottering about doing some odd jobs about the place and in the garden so hopefully it will be a no spend day today.... but we shall see... :p
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Confused!!!
I have finally managed to get Virgin to reduce their rate to 11.9% on my credit card. However, they have also offered me a loan to clear this balance at 9.9% over 3 years. I can't decide which to go for - if I stick with the cc, then I can overpay as and when and if I am a bit short of money any month, I can pay the min.…
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what are debt management companies?
Hi, Just curious really. I have debt, but I'm managing to pay it fine - (just!) - although it will take a good few years to clear! :eek: I have noticed a few people mention Debt Management Co's and I wondered if someone could enlighten me further. if it's not a loan and yet reduces your debt into one "manageable monthly…
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Looking on the bright side...
Thought it would be good to have a thread that looks at the positives of becoming debt free for those days when the going is tough! So far for me these are (a) Feeling in control of my spending rather than it controlling me (b) Finding out who your supporters are (c) Becoming part of this community & knowing that I am not…
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Quick one, what is a creditors notice
Firstly, it aint me :) The gf has just opened mail addressed to a "Ms X" ie thought it was her, but it was actually for her mother. Ive searched on her and on google and ask, but none can answer the simple question of what is a "creditors notice" Can Anyone help? Cheers 13000
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who to go with re DMP?
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Where To Start !!!
here goes I have recently completed and IVA and am now looking for some advice from you luvverly people.We (my wife) have a current account mortgage with the rbs and think it is pretty good we are currently running at about 58000 and the property is worth about 160000 the problem is that we have credit card and store card…
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How do you make OH understand?!
Hi all, I know we've had some OH related threads before, but was hoping I could get some advice... My OH, is generally really good with money. He spends very little and usually asks me before buying anything, particularly if it costs more than a tenner. He knows that I am now completely obsessed with sorting our finances…
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Bank Charges Reclaim - Abbey
Hi Everyone, Can I just ask if anyone has managed to get any bank charges back from Abbey ? Thank you Anastacia
