Help understanding my credit file please

narabanekeater

Im not quite understanding some of the info on it it says in the last 13 months, number os status 1-2 is 3 number of status3+ is 2
This is a very old ccount from 2003. It was paid off in 2003 as well and I have never used it since
Also a 2nd account with the same company again from 2003 reads current balance 0 limit £850
To the nest of my knowledge both these accounts were closed years ago. Indeed I have letters confirming this.
Can anyone tell me what this inof means and what if anything I need to do about it. Does in have a bad inpact on my credit rating?
Thanks

In_Search_Of_Me

Hi.Did teh file not come with a leaflet explaining what was what (experian does and equifax is at the start of the file)...You need to in touch with the company if the details are inaccurate...they usually give the contact details on the credit file - and ask the company to inform the credit check companies that the details are inaccurate & to amend them. Hope that helps? Do get it corrected though if its wrong!

crawley_girl

Yeah but old accounts stay on your file for 6 years even if they are closed. Mine have.

Have a read of the leaflet with your report. I know they are lengthy but it explains all.

:heartpuls CG :heartpuls