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need 2k in 24 hours any ideas?
hi i need to get hold of 2k by tomorrow does anyonne know any loan sharks in herts area asap thanks snake
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ipa and or bro
Hi all not been around for a while so just quick up date just coming up to 4 months into our bankruptcy we have just managed to get another years lease on the house we rent so should be well discharged by time we need to move next year! Still not heard fro the OR about weather we will have a IPO or a Bro but between us we…
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Today, I have been offered....
A payment holiday on my mortgage But more interestingly..... Virgin have offered me 0% on BT's until January 07. Now, at present I have a 87K mortgage at 5% - payment 550 a month 11.5k on 2 X 0% cards next summer - min payment 300 a month My Mortgage is with Northern Rock who allegedly don't charge me for overpayments or…
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Wish list...
Okay, time for a bit of daydreaming.... what 5 things would be on your wish list to buy if you could afford them? Mine are.. 1) a new cylinder vacuum cleaner as my upright is rubbish on the stairs 2)a new settee 3)a holiday somewhere hot for a week 4)decorate daughter's bedroom 5)a spending spree in NEXT.
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Let the good times roll.
As you can probably tell by my updated siggy...I have finally got on top of my debts.:j I will keep updating every so often, to show others that debt does dissapear sooner or later.:T
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£2 Experian Credit Report
I know somewhere you can pay online via debit card.. as I've done it before.. but I can't find the link again! Just keeps going on about creditexpert! Do any ofyou have it?? :confused: Sara
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What have you done that is DFW stylee? Weds 31st May
HI, Couldn't see this already so thought I'd start it today. Not done much yet - Sold 3 more Amazon items so will be posting them later. Am about to make fairy cakes with dd to take to friends house rather than buying goodies, which is what I would have usually done - entertainment for dd and money saving!! :) Going to…
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Wiill need help
Hi just wanted to post. I have been reading posts for a few weeks now and will need help and advise but not quite ready to give out all info yet. I need to get my head round it. I will do so in the next couple of days.
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Update...
Hi, Thanks to everyone for all your help recently when working out SOA and various things to do with that. It's been invaluable and I really don't know what I'd have done othrewise. Thank goodness for this site. My debt definitely wouldn't have gone down so this site has already saved me £1000s! :j Things will be changing…
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technical budget planner question
Ok, I need to have another look at the budget planner and sort myself out as I think im slipping. Im trying to open it ( Ive got the excel version saved) and its saying that I have my settings set to high security & cant disable the macros. What in the hell does that mean- and how do I resolve it? :confused:
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Wow!
ive just checked my account to see im £1800 up ? wftc have deposited nearly 1800 quid intro my account by 4 different deposits? right im off im leaving the country lol will they just take it back or do they have to ask first?, id rather just stick it in to my savings to gain % while im waiting hhhhmmmmmmmmmm what if they…
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The DFW Wagon!! Climb back aboard!!!!
I thought Id run a bit of a confessional as I tossed and turned last night & need to climb back aboard the wagon....!! Please feel free to give me a kick up the you-know-where. I have sinned DFWs, I have sinned 1) i used £50 of our carbootsale takings in the french connection warehouse and i dont think I can *afford* to…
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What have you spent today - Wed 31st May?
Morning everyone, Sun is shining in Northampton at last! I may need to pop to Lidl for a few essentials tonight but will try and keep to under £10 as I've got meals planned to last for the next 6 evenings. Think that will be it for today - what will you be spending?
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Being Nosey
Hi Guys + Dolls (I'm not sexist) I've had my interview with CCCS and have arranged a DMP with them cus theres not enough money coming in to go out. My debt free date is 20 yrs time :eek: Now this is were I'm being nosey (thats if you don't mind answering). Do some of you guys have DMPs ? As I'm so impressed by reading all…
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Bankruptcy and keeping your job
My ex is about to go bankrupt and he is terrified he will lose his job as a court security guard if he does. He spoke to his line manager, who seemed to think it would be ok but not sure what head office will say. His contract is a bit ambiguous. Any thoughts? Thank you in advance SH
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Is bankrupcy an option?
My brother has got into debt with credit cards and a bank overdraft. He has been adviced (not by a legal representative) to make himself bankrupt. I think his total debt is around 10K, but he sees no end to the demands for money. He is in full time employement and lives in rented accommodation, but his outgoings equal his…
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CCCS - who/what are they?
Can anyone tell what these CCCS are? I've got outstanding debts and my credit card advised me to contact the national debt line and they would work out my debts and contact my creditors. Now i.ve been reading about these CCCS and others alike but still unsure what or who they are. If i arrange a plan through them what…
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Greenwellies Progress update
Evening all. I have been cringing at the thought of what I have spent over the last few days. About a week ago I put £300 in my cash pot. I banked all my other money and can say that I have my finances under control. This weekend was a bit of a do for me. I brought a dress while looking for a pair of trousers that would…
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Newby here
Hi everyone from a newby, I've been lurking for a while reading your excellent success stories. I am very ashamed to admit this but I have somehow found myself being 35 years old with debts of £24,850.24. This consists of: Egg loan £16,787.41 Egg card £4,792.62 M&S &More card £1,990 First Direct card £1,271.21 The only…
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Suggestions for utilising my advantage card points DFW style
I've racked up £125 worth of points on my boots advantage card and I could do with some help with useing them in a worthwhile manner as a newly enrolled DFW. :) :confused: Before I would have used them to treat myself to something expensive, and that's still an option but it does seem like a wastefull one. Ideas I've had…
