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Operation Get Out of Debt
Right - If I put this down for the world to see I will be spurred on the work at it. A bit about me - I am 23 years old, married for 18 months and have recently given birth to our first baby. We also have a lizard and two cats making it quite a crazy house. I am maternity leave and SMP (eeek!!) so trying to still maintain…
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MyopicMoo's attempt to see beyond the end of her nose...
Hello :wave: and welcome to my all new and shiny diary. For too many years I (and OH, let's not let him off the hook so easily) have been complete poo with money. We have stumbled from disaster to disaster paying some of our debts along the way but usually running out of cash before payday. We have even resorted to payday…
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Buffy's Moving on Diary
I have only had a few hours sleep (last logged on at 3.12 am!) I was hoping daily chat had started and I could think on there for a bit. I don't really want to discuss my reasons for my change of well everything really. Suffice to say the debts are now my one and only priority. No more half hearted challenges no more…
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I'm working for the cash machine - my diary
Hello I've been posting on here for a little while, mainly on the 'Single and in debt' thread. As you might have guessed, I'm single and in debt. Earlier this year I finally got my head out of the sand and faced up to the fact that I had accumulated a reasonable amount of credit card debt over the previous year and a half.…
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Starting All over again!!!
Already started a diary a while back but need to get things together now and start again being honest with myself. Although I have paid £1000 off one of my credit cards we still seem to have no savings, and money seems to slip through our fingers meaning I am in the overdraft by around the 15th each and every month which…
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Trying so hard but failing
Hi, A bit about me then, i'm a married mom of 4 children under 10, have a mortgage (interest only), loan & credit/store card debt. My DH earns an ok wage which covers all the household bills however we rarely have anything left over to save for the other things that crop up like broken equipment, car tax etc. I have cut…
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my debt
im just entering debt management plan im scared of this because i have never been in debt im over my head im worrrying what hapens next is there anyone that can tell me what they felt or feeling being one thank you:confused:
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Crotig's Debt Diary
Hello There. I decided to post my diary after lurking and reading a lot of other peoples. I just wanted to get it all out. This post is probably going to be a long one, so skip it if you're not in the mood or get comfy. An SOA will follow but a bit about me first. If you don't want the back story skip to the bold part…
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I wish my debt was gone!
Hello I’ve watched these boards from a distance for a long time now – it’s really helped me get through my sleepness nights! I was 18 when I bought my house with my boyfriend (we had been together since we were like 11 & lived together at our parents etc. It was time to move on .. ) – I always said I would never use an O/d…
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Debt Free Ramblings from BlueJeans
Hi All Well, I thought today should be the day I start my debt-free dairy after being inspired by others:beer:. I have had many LBM’s in the last few years but it would appear I had a faulty switch as the light kept flicking off!:confused: . My OH and I finally realised that we needed to call the electrician and get our…
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My Saving's Diary.
Hi all, I've been reading a few of your diaries on here and realised it is a good way of getting encouragement and maybe helping others with ideas along the way. My situation: I'm 24 and rent a 1 bed flat in Surrey with my partner. I work part time (with a bit of overtime) and he works full time. We have rented for nearly…
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I will NOT use my credit card...I will NOT use my credit card...I will NOT...
I have decided to start a new diary despite not actually being in debt. Well, I owe £15 to capital one but I'm sure you won't hold that against me! ;) I will be using it as a money saving blog to inspire me NOT to pay for my upcoming wedding on credit and NOT to buy furniture for my as-yet-not-purchased-new-house on…
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Need to face the Music
So here goes........... I am not debt free, despite me telling myself that I am. You know how it is, a bill knocks you for six so you stick stuff on the card. I have gone from debt freeness to owing nearly £1000 on the CC in around 4 months:o There is more..........part of the mortgage is CC debt which I took out…
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Need to sort this debt
Hello i am new to this site, i have read post and have been very impressed with everyones hard work:D A bit about myself i am happily married and we have 4 wonderful children, i have just recently started work at a local pre school which i really enjoy. The problem in my life is money............... we have a reasonably…
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Get out of debt in 18months....
First post of my debt free diary......my husband is starting to go crazy with me talkng about money and being debt free so i thought it might be better just to get it all out on here!!! I hope when i actually write down my goals i may actually achieve them.... I currently have about 8k worth of debt, broken down as…
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Dreaming of a Better Life
Hi Everyone, I did a DFW Diary last Year but kinda gave it all up when a relationship went badly wrong this Year and I got my heart broken in a major and serious way :( Anyway, I’ve been very up and down with my Debts over the past 6 months – Paying some months, not paying in others. And this has to stop RIGHT NOW!!!! I’ve…
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Taking control of my life
Hi all, I've finally succumbed and decided to start a diary. Here's the first part of it: http://forums.moneysavingexpert.com/showthread.html?t=1844299 Ex has gone, and although I need to sort things out with my sister I'm feeling better for being strong with her. Now I need to sort out how to get my life in order. So, my…
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Jellie's attempts to banish the wobbles and get debt free!
Seems like the right time to start a diary! Latest LBM is that until I tackle the reasons behind my spending I'm never going to get free. I've had a few wobbly times with debt and a few LBMs! I've basically had debts since student days and although at times I've managed to get almost debt free I then fall back into the…
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Its all gone very wrong... but I WILL beat this debt!!!
Hiya, me again! :o As the title suggests, its all gone a bit wrong lately... The last few months I have kinda 'let go' and I need to get myself back on track, both MSE-wise and in the home... and to a lesser extent, at work too. Work is just about me being more organised and not letting other people sap my time... Home and…
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The Big One -My debt-free by 30 journey
Hi, This is actually a lot scarier than it looks! I have been lurking around on these forums for a year or so and found a huge amount of inspiration and advice from the people here. Reading some of the recent diaries has made me consider starting my own to really focus me on the task in hand and stay on the straight and…
