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Dallas does debt.
I often read Debt Free diaries for inspiration in my own debt free quest, and after seeing how well they work for some, have decided to take the plunge and start my own. As you can see from my signature, at this moment in time, I am £3580 in debt, and I hate it! I have an overdraft with HSBC at -£1250, an overdraft with…
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My diary to a debt free life started 18/08/09
:Tand so it starts! I'm not going to go into detail about my past and why i have incurred debts etc as i am so sick of talking about it to be perfectly honest! I want to start this diary as of today:j The only way is out (of debt!) My debts are around 16k and am currently on DMP with Gregory Penningotn but after advice…
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Gotta get Debt Free
I hope people don't mind me posting my first thread in here. I've been lurking for a very long time and thought it might be an incentive to stay on track to start a diary. I have done a SOA at home (and although not ready to post it on here yet) it shows I should have money left at the end of the month to put towards my…
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vastsarah soa
Please tell me if i have posted this in wrong place!! Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 3 Number of children in household......... 3 Number of cars owned.................... 2 Monthly Income Details Monthly income after tax................ 1219…
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ZiggyStardust's money diet!
Hi everyone! This is my online diary/spending account to try and get myself organised! I'm going back to uni next month to do my teacher training and need to get our finances in order. Hubby has had some real problems with debt so need to start cutting back, setting a budget (and sticking to it!) and get a grip on our…
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KP's Another year older another year wiser?
A week early but needs must. I have really been struggling recently and debt about to increase if I dont start taking control again. Ill post my SOA on the next post and add links to the previous diaries for those who have insomnia. Brief synopsis - 32 in a week, work full time longish hours, have lovely although…
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My 3 step challenge!!
I've been on these forums for a while but having recommended this site to so many people I was worried 'real life' people were finding out more about me than I wanted them to IYKWIM! So I've changed my login and this has also been my wake up call as I don't want to feel embarassed about my financial situation anymore. So…
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Rocky Road to Debt Free Wedded Bliss!!
Hi to all that read my diary! My story is this.... Me and my other half are due to get married in a few weeks! We still have approximately 5000 grand to pay off the wedding, some of which we have got saved up. We recently looked at borrowing money to help us out and were shocked to be refused! After looking at our finances…
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Wol's Riverbank tales: Part 3 Restoration
Well here its folks. It's now two years since I was flooded out and had my home destroyed., 20 months since I had a complete nervous breakdown, 14 months since Beechie boy severed two tendons in my right hand, and one year since I moved back in to find Dodget Bodget and Scarper builders had wrecked my lovely home with…
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One step at a time? Ok, first step.....
I have around £13k of unsecured debt with four loans and three credit cards in there, not to mention the OD! As I said, the first step I want to take is to clear my cards off the list. Capital One - £366.98 Vanquis - £248.64 Monument - £236.22 I have had some trouble with these cards, so much so that Monument have put a…
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To infinity and beyond!
Hello Everyone, I am a long time lurker but first time poster and i have decided to start a diary to give myself a kick up the backside in order to start saving and stop living month by month. (Luckily i do not have any debt apart from my mortgage and student loan) A little background about me, i currently live alone with…
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Diary to stop me going backwards!
Hi all, Just starting a new diary as although I managed to pay off my debts earlier this year, I've managed to let all my good habits slip. I've not dropped back into debt, but I'm bumping along the 'zero' line, and I'd like to start building up some savings. I found keeping a diary on here really helped me reach my goals,…
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Taxis back to basics...debt and mortgage free before 50(feb 2014)
Hi all, Sorry this is going to be an epic!!!!...Well here we are again..time to start a new diary. As many of you will know I've struggled recently with work/health/mse balance and clearing as much debt as quickly as possible. Unfortunately,I'd set my goals too high and they were unsustainable.Hence the new plan That I…
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Batfink's £50 per week diary
Hello (if anyone, at all, is reading) I've just paid off the last of my credit cards - having gone from just under £30,000 to £0 in around 4 years. Now I have left my student loan and my mortgage. As I'm still a student, I am aiming to have enough money saved to pay it off by the time I graduate next year. So - I have…
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£5300 in 288 days for 30th birthday to florida
I am on a very ambitious quest to bring in additional resources to pay for our family trip to Florida that happens to fall on my 30th birthday, 1st June 2010. This diary is purely to keep me motivated and may well be a boring read for most of you! I am a married man with 2 cracking kids (3.5 and 10months) and earn a fairly…
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Raquela's Diary
Hello everyone, I've been on here a while, but am a somewhat sporadic poster! I had my LBM years ago, but I think it was only a 40 watt bult, and a 160 watt was needed! I made the decision to go to university which added to my debt significantly, as a grad loan I got to pay for a professional course ended up being used to…
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Dottyannes 'in need of support' debt diary (all new)
Hi eveyone, i was a frequent visitor to this site some time ago, been using again on and off of late as I am still in major need of help and support. I have just calculated all of my debts, (over 10K of this to my Dad!!) and they stand at £50,928.68, now supposing everything stays the same or gets better at least 4 of…
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My Moment of Realisation!
Hello All! Well, like many people I have been lurking on these boards for some time, never quite plucking up courage to venture out of the shadows and admit the state I am in. So at 11pm on a Friday night when arguably I should be out socialising with friends, I find myself 'enjoying' yet another night in front of the TV.…
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Eyes Wide Shut (debt disorder diary)
hello all, Ive recently finished my at third year university and unfortunatly have to re sit one module this summer. after finding out this, I for some reason, sat down and opened my suitcase of previously un opened bank,credit card, and phone bills ( I dont know why I decided that day, I just thought it probably couldn't…
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My Confession
I've heard a lot in the press about how the banks are committed to helping their customers in these difficult times Lies! Up until recently my bank loved me, I was paying the minimum on my credit card and I have one of those current accounts you pay to get a host of 'extras' like free pet dolphin insurance etc that I've…
